Best Ford Expedition Insurance Rates [List of Money Saving Tips]
The average Ford Expedition insurance costs are $110/mo for full coverage while teenagers have the highest Ford Expedition insurance rates at $402.08/mo. To find the best Ford Expedition insurance coverage, shop around for multiple Ford Expedition insurance quotes using our free comparison tool below.
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Written by
D. Gilson, PhD
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 29, 2020
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Key takeaways:
- Full coverage costs around $1,320 a year or $110 each month
- A liability-only policy costs around $529 a year or $44 each month
- Highest rates are for teenage drivers at around $4,825 a year or $402 each month
- Good drivers can save as much as $544 a year by earning policy discounts
- Ford Expedition insurance costs around $199 less per year than the average vehicle
Ford Expedition insurance rates are about $199 less per year than the average vehicle. Full coverage will cost around $1,320 a year or $110 a month. The highest rates are for teens who will pay around $4,825 a year or $402 a month.
Good drivers can save up to $544 a year in policy discounts by remaining safe and courteous on the road. Let’s take a closer look at Ford Expedition insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford Expedition car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Ford Expedition Insurance Cost
The average Ford Expedition car insurance rates are $1,320 a year or $110 a month.
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Are Ford Expeditions Expensive to Insure?
The chart below details how Ford Expedition insurance rates compare to other SUVs like the Audi Q3, Lexus RX 350, and Honda Passport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Honda Passport | $362 | $656 | $316 | $1,470 |
| Kia Telluride | $376 | $688 | $316 | $1,516 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Cadillac XT5 | $376 | $718 | $372 | $1,624 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Expedition Insurance?
Even though the average annual rate for the Ford Expedition is $1,320, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Ford Expedition.
Age of the Vehicle
Older Ford Expedition models generally cost less to insure. For example, car insurance rates for a 2020 Ford Expedition are $1,320, while 2010 Ford Expedition rates are $1,056, a difference of $264.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Expedition | $336 | $532 | $316 | $1,320 |
| 2019 Ford Expedition | $320 | $512 | $332 | $1,300 |
| 2018 Ford Expedition | $306 | $506 | $338 | $1,286 |
| 2017 Ford Expedition | $296 | $494 | $354 | $1,280 |
| 2016 Ford Expedition | $286 | $474 | $364 | $1,260 |
| 2015 Ford Expedition | $270 | $458 | $376 | $1,240 |
| 2014 Ford Expedition | $260 | $424 | $384 | $1,204 |
| 2013 Ford Expedition | $250 | $400 | $388 | $1,174 |
| 2012 Ford Expedition | $240 | $358 | $390 | $1,124 |
| 2011 Ford Expedition | $224 | $330 | $390 | $1,080 |
| 2010 Ford Expedition | $216 | $310 | $394 | $1,056 |
Driver Age
Driver age can have a significant effect on Ford Expedition car insurance rates. As an example, a 30-year-old driver pays around $58 more each year for their Ford Expedition car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Ford Expedition insurance rates. For example, drivers in New York may pay $344 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on the cost of Ford Expedition auto insurance. Teens and drivers in their 20’s see the highest jump in their Ford Expedition car insurance with violations on their driving record.
Ford Expedition Crash Test Ratings
Ford Expedition crash test ratings can impact your Ford Expedition car insurance rates. See Ford Expedition crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Ford Expedition SUV 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Expedition SUV 2WD | 5 stars | 5 stars | 5 stars | 3 stars |
| 2020 Ford Expedition EL SUV 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Ford Expedition EL SUV 2WD | 5 stars | 5 stars | 5 stars | 3 stars |
| 2019 Ford Expedition SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Expedition SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
| 2019 Ford Expedition EL EXTENDED SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Ford Expedition EL EXTENDED SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
| 2018 Ford Expedition SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Expedition SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
| 2018 Ford Expedition EL EXTENDED SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Ford Expedition EL EXTENDED SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
| 2017 Ford Expedition SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Expedition SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
| 2017 Ford Expedition EL EXTENDED SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Ford Expedition EL EXTENDED SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
| 2016 Ford Expedition SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Expedition SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
| 2016 Ford Expedition EL EXTENDED SUV 4×4 | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Ford Expedition EL EXTENDED SUV 4×2 | 5 stars | 5 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Expedition Safety Features
The safety features of the Ford Expedition can impact your Ford Expedition car insurance rates. The Ford Expedition has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Ford Expedition Insurance Loss Probability
The Ford Expedition’s insurance loss probability varies between different coverage types. The lower percentage means lower Ford Expedition auto insurance costs; higher percentages mean higher Ford Expedition auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -33% |
|---|---|
| Property Damage | -12% |
| Comprehensive | -18% |
| Personal Injury | -45% |
| Medical Payment | -55% |
| Bodily Injury | -30% |
| Source: Insurance Institute for Highway Safety | |
Ford Expedition Finance and Insurance Cost
If you are financing a Ford Expedition, you will pay more if you purchase Ford Expedition car insurance at the dealership, so be sure to shop around and compare Ford Expedition car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Expedition Insurance
Drivers can end up saving more money on their Ford Expedition car insurance rates by employing any one of the following strategies.
- Apply for Your Full, Unrestricted License as Soon as You’re Eligible
- Bundle Your Ford Expedition Auto Insurance with Home Insurance
- Install an Aftermarket Anti-Theft Device for Your Ford Expedition
- Consider Renting a Car Instead of Buying a Second Ford Expedition
- Compare Apples to Apples When Comparing Ford Expedition Insurance Quotes and Policies
Top Ford Expedition Insurance Companies
Who is the top auto insurance company for Ford Expedition insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford Expedition auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford Expedition offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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