How do I get a rental car while my vehicle is being repaired by Progressive?
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Heidi Mertlich
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Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
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UPDATED: Apr 30, 2026
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UPDATED: Apr 30, 2026
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Subhead: You can get a rental car while your vehicle is being repaired by Progressive, but only for up to 30 days or $1,500. Progressive Insurance only offers rental cars if you’ve filed a claim and carry rental car reimbursement coverage on your policy.
What to Know
- Progressive will cover up to 30 days or $1,500 in rental car costs in the event of an accident
- You will need to have a valid claim with necessary repairs occurring to your vehicle
- After the 30 days elapse, you might have to pay out of pocket or seek assistance elsewhere
Does Progressive provide a rental car? The aftermath of an accident might not address your need for a vehicle. Thankfully, if you know how to file a car insurance claim, you are probably well on your way to exploring some options with Progressive. This guide will provide all the information you need.
How to Get a Rental Car With Progressive
You will need the proper car insurance coverage to get a rental with Progressive. Collision insurance claims may qualify for a rental, but that will depend on the nature and severity of your claim. To find out more about the types of coverage, you can check our car insurance coverage guide.
Collision coverage doesn’t fully cover the cost of a rental car. Progressive reviews and complaints indicate it’s one of the better car insurance companies, and it does offer rental car reimbursement coverage to pay for a rental car while your vehicle is being repaired by Progressive. What’s more, this additional coverage will provide you with a rental car for up to 30 days.
You can’t expect reimbursement if you’re on vacation in another location and need a rental to get around. You will have to pay out of pocket to enjoy yourself while out of town. You only qualify for a rental car in the event of an accident directly after the claims process is initiated.
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Rental Car Coverage With Progressive
Now, suppose you’ve confirmed that you’ve got your rental car coverage, but what about insurance coverage?
The good news is that your policy with Progressive will cover the insurance end of things while you’re driving the rental. You won’t have to pay for additional coverage while using the rented car as your accident is being resolved. Rental car companies typically encourage renters to use their offerings, but you can rest assured that Progressive will cover the cost of any damages in the event of an accident.
The Last Word on Getting a Rental Car While Your Vehicle is Being Repaired by Progressive
You don’t have to be left without a vehicle after an accident with Progressive. If you opt for rental car reimbursement coverage, you could have a vehicle shortly after starting the claims process. Hopefully any repairs for your vehicle are done swiftly, or at least before the 30 days of coverage are used up. Progressive will also cover any potential damages in the event of another accident while you’re in the rental vehicle.
Frequently Asked Questions
Do I need to get coverage from the rental company while borrowing a car?
No, at least if you have coverage through Progressive. Your current car insurance policy through Progressive should cover any damages that might occur while you’re borrowing a car. You could potentially purchase the coverage provided by the rental company, but that is a redundant cost while you’re covering your current policy.
Will I have to pay for a rental out of pocket during the claims process?
If you don’t have rental car reimbursement coverage, that might be the case. Rental car reimbursement coverage through Progressive cannot be added after an accident, so you’ll need to have it beforehand to actually use the benefits it affords you. If you opted not to carry the coverage, you might have to bite the bullet and pay for a rental for however long you need one.
Will the other driver’s insurance company provide a rental?
Generally speaking, you won’t want to have any contact with the other driver’s insurance company during any part of the insurance process. You could ask your own insurance agent if it could be arranged, but more than likely, you’ll have to shoulder the cost of any rental you might need. If you’ve already got rental car reimbursement coverage, this is negligible, provided your chosen rental is under $40 a day.
Meta Description: How do I get a rental car while my vehicle is being repaired by Progressive? Keep reading to learn more.
Title Tag: While my vehicle is being repaired by Progressive, do I get a rental car?
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.