GoAuto Insurance Review & Complaints: Car Insurance (2025)

Finding affordable car insurance can be a difficult task, especially with so many car insurance companies out there vying for your attention.

This GoAuto Insurance review will help you as you compare car insurance by providing you with information about GoAuto Insurance rates, its direct buy method, and more.

Proudly offering low-cost car insurance for Nevada and Louisiana residents, GoAuto Insurance tries to keep its rates low and is an auto-only insurance provider operating in two states.

The company promises low-cost car insurance (however, not GoAuto renters insurance) through a direct buy service with non-commissioned insurance agents.

Whether you want to find out how to get GoAuto car insurance quotes or see how GoAuto car insurance rates stack up, we can help.

Our team of experts has put together this GoAuto Insurance review (not Go Insurance Review) to answer any questions you may have to help you decide if you want to buy GoAuto Insurance.

Ready to compare rates before you read more about GoAuto Insurance? Enter your ZIP code above right now for affordable auto insurance quotes.

Who is GoAuto Insurance Company?

GoAuto Insurance Company operates in two states, Louisiana (see GoAuto Insurance Central LA) and Nevada (GoAuto Insurance Reno and GoAuto Insurance Las Vegas).

The GoAuto In. headquarters is located in Louisiana. Founded in 2009, they are a newcomer to the insurance industry with just over 10 years in business.

GoAuto (not Stop and Go Auto Insurance) advertises as a low-cost insurance company and aims to accomplish this by using a direct buy system combined with local offices. The company’s agents are advertised as being non-commission, which generally means lower costs.

The overhead of operating offices, however, adds some costs compared to a centralized system like GEICO. This is an unusual approach for a smaller company operating in only two states, but it allows consumers a choice outside of the giants without the added cost of agent commissions.

GoAuto is not listed as a non-standard insurer, although the way they present themselves tends to give that impression. Like most insurance companies, drivers with a clean record will see the best rates, but this company may offer some leeway for those with a problematic record.

What are GoAuto’s insurance policies?

The GoAuto website spends a lot of time talking about the company’s low-cost GoAuto Insurance coverage, but it does not offer information regarding this auto insurance coverage.

The website does not offer a page dedicated to the actual insurance program (or GoAuto Insurance cancellation policy).

GoAuto’s website does state that it keeps rates low by skipping expensive add-ons; this indicates that we can expect just the basics from this auto insurance company.

That means liability insurance starting at the state minimums, and a few basic options, which will include comprehensive coverage and collision coverage to meet loan requirements.

We are unable to tell whether or not GoAuto auto insurance offers common options like rental reimbursement car insurance or towing.

What are GoAuto car insurance rates?

GoAuto does provide online quoting. Local offices are also available over the phone or in-person for obtaining an auto insurance quote. The online system allows quotes to be saved and retrieved. You can reach out to Go Auto customer service at (225) 926-7000.

Since GoAuto only operates in two states and does not offer online quoting, we were unable to compare GoAuto auto insurance rates with those of other car insurance companies in Nevada and Louisiana.

Nevertheless, below are example car insurance premiums from insurers in both Nevada and Louisiana to provide you with an idea of the potential affordability of GoAuto Insurance in Louisiana. First, let’s focus on Louisiana.

Louisiana Car Insurance Companies & Rates

Read More: Best Louisiana Car Insurance

What about Nevada?

Nevada Car Insurance Companies & Rates

We anticipate Go Auto’s rates to be lower compared to those offered by companies reliant on agents. However, we would be astonished if their rates surpassed those of prominent direct buy insurers, particularly for drivers with unblemished driving records. If you need assistance with rates or have inquiries, you can reach out to the Go Auto phone number for further assistance.

Does GoAuto Insurance offer discounts?

It’s not explicitly stated on the car insurance Go Auto website whether they offer any discounts to their insured drivers. However, if their approach aligns with that of other competing insurance providers, it’s reasonable to expect that they provide standard discounts for factors like good driving habits and favorable credit scores.

GoAuto Insurance Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

GoAuto Insurance offers multiple options for filing a claim, providing convenience to policyholders. Customers can file a claim online through their website, ensuring a hassle-free and quick process.

Additionally, they can choose to file a claim over the phone, making it accessible for those who prefer direct communication. GoAuto Insurance also offers mobile apps, enhancing the ease of filing a claim on the go, anytime and anywhere.

Average Claim Processing Time

While specific information about the average claim processing time for GoAuto Insurance is not provided in the content, it is essential to consider this factor when evaluating an insurance provider. Policyholders often seek prompt and efficient claim processing to minimize disruptions and receive timely payouts.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a crucial role in assessing an insurance company’s performance in handling claims. Although the content mentions minimal customer reviews for GoAuto Insurance, it is essential for prospective policyholders to research and review customer experiences with the company’s claim resolutions and payouts.

This feedback can provide valuable insights into the insurer’s reliability and customer satisfaction levels.

Digital and Technological Features of GoAuto Insurance

Mobile App Features and Functionality

GoAuto Insurance offers a mobile app that allows policyholders to access various features and functionalities. While the specific features are not detailed in the provided content, it is common for insurance apps to offer services such as policy management, claims filing, payment processing, and access to important documents.

Prospective customers may want to explore the app’s capabilities to determine its suitability for their needs.

Online Account Management Capabilities

The content mentions that GoAuto Insurance provides online policy management tools, which can be a convenient way for policyholders to manage their accounts. These tools typically include options for making payments, updating personal information, and accessing policy-related information. Online account management enhances flexibility and accessibility for policyholders.

Digital Tools and Resources

The content does not provide specific details about the digital tools and resources offered by GoAuto Insurance. However, insurance companies often provide resources such as educational articles, FAQs, and online calculators to help customers make informed decisions about their coverage.

Potential policyholders may wish to visit the insurer’s website to identify the digital tools and resources available, including the Go Auto payment phone number.

What are GoAuto Insurance ratings and consumer GoAuto Insurance reviews?

Below, we have included GoAuto Insurance ratings from a few reputable ratings agencies.

GoAuto has an A+ rating with the Better Business Bureau (BBB), though they are not currently accredited. There have been three GoAuto complaints filed in the past three years. One of those was closed in the past 12 months.

Pissed Consumer has 71 GoAuto reviews of this company with an overall rating of 1.8. A look through the reviews results in a bit of confusion; many of them do not make a lot of sense or are not very helpful in nature.

There are a large number of complaints about the website not functioning properly and difficulty in speaking to an actual person.

This relates to our previous note regarding the lack of any sort of central toll-free number, which we expect most insurance companies to offer. It appears that GoAuto expects policyholders to use the website for most purposes, but the company fails to provide a solid online experience.

There is only one GoAuto review on Yelp, a negative comment regarding the cost of the insurance policy.

The Insurance Information Institute lists five reputable insurance rating agencies in addition to the few we have included here and explains that collecting information from two to three of these agencies will help give you a good understanding of your potential company’s financial standing.

What’s the bottom line?

When a company advertises low-cost insurance, it is always good to remember the old “you get what you pay for” adage; it appears to apply here.

Even if GoAuto’s rates are good, there appears to be a lack of support for policyholders (see also the company’s GoAuto grace period and GoAuto insurance verification).

The direct buy approach does not work well without a system for handling customer needs efficiently and GoAuto appears to fail on that front.

Those aiming for a satisfactory direct purchasing experience often find that larger companies with easily accessible centralized customer support, such as Geico auto insurance, tend to offer better service.

Now that you’ve reviewed our analysis and decided whether affordable GoAuto Insurance suits you, it’s time to explore ways to save on affordable car insurance policies. If you prefer, you can also inquire about the Go Auto pay over phone number for convenient payment options

Ready to buy auto insurance? Enter your ZIP code below right now for instant, free rates from multiple car insurance companies in your area.