How do I get a rental car while my vehicle is being repaired by Allstate?

Subhead: If you have rental reimbursement coverage as part of your policy, you can get a rental car while your vehicle is being repaired by Allstate. Rental car reimbursement can also pay for other forms of transportation if you prefer to take a bus, taxi, or rideshare service instead of renting a car.

What You Should Know

• Rental reimbursement coverage is optional
• Allstate will provide a rental car while your vehicle is being repaired for a covered loss as long as you have this type of coverage
• You can usually choose where you rent your vehicle

If you have your auto insurance through Allstate, and your vehicle was recently damaged in an accident or other incident, you might need to rent a car while your vehicle is in the shop. This may cause you to wonder, “Does Allstate provide a rental car?” Keep reading to learn the answer to this important question, along with related tips and advice related to this type of car insurance coverage.

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Rules for When Allstate Will Provide a Rental Car

If you have rental reimbursement coverage on your Allstate auto insurance policy, Allstate does provide a rental car. This type of coverage is optional, so it is possible that you do not have it on your policy. If you would like to add it, you can call your agent, if you have one, to ask about prices. In most cases, adding rental car reimbursement for a year will cost less than renting a vehicle for one day, so it can save you money if you need to use this service.

More About Allstate Providing a Rental Car

In addition to having rental reimbursement coverage in place with Allstate, your vehicle must also be in the repair shop for a covered incident. If your vehicle has broken down, or it’s overdue for service, and the mechanic needs to keep it for several days to fix everything, Allstate will not provide a rental car. 

However, if your vehicle was involved in an accident or has been damaged in another way, and the loss is covered by your Allstate insurance policy, the company will provide you with a rental car as long as you have rental reimbursement coverage. To arrange for the rental car, speak with your agent, if you have one, or the claims adjuster. They can help advise you on how to go about getting your rental vehicle.

Allstate Will Provide a Rental Car or Other Options

Rental car reimbursement can also pay for other forms of transportation while your damaged vehicle is being repaired. For example, if you would prefer to take a bus or taxi instead of renting a car, Allstate should cover those costs. 

Check your policy to see if you have rental car reimbursement in place — you might also find it listed as “transportation expense coverage” or “rental car coverage.” You can also call your agent, if you have one, to confirm if you have these types of car insurance coverage. 

If you decide to rent a vehicle, you should be able to choose your rental company, or your claims adjuster may advise you which companies Allstate works with.

Insurance Policies Also Determine if Allstate Provides a Rental Car

In addition to needing rental reimbursement coverage, your vehicle must have been damaged in a way that is covered by a specific type of car insurance.

 For example, if you were in a fender bender and you have collision insurance, that would be considered a covered loss. However, if your vehicle was damaged due to a severe storm and wondering if car insurance covers non-accident repairs, you would need comprehensive car insurance on your policy in order for Allstate to cover the claim and the rental car.

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Final Thoughts on Allstate Providing a Rental Car While Your Vehicle Is Being Repaired

Being in an accident is stressful enough without needing to worry about how you will continue to get to work, drive to school, and/or run your errands. Fortunately, if the damage is a covered loss through your collision or comprehensive car insurance, and you have rental reimbursement as part of your policy, Allstate will provide a rental car. 

If you do not currently have this optional coverage on your auto policy, you might want to contact Allstate to see about adding it. Knowing your rental car will probably be covered can help provide you with invaluable peace of mind.

Frequently Asked Questions

Does full coverage cover engine failure?

Auto insurance does not cover engine failure. The only possible exception is if the engine failure was caused by a covered claim.

How do you make a claim for insurance to repair your engine?

If you’ve been involved in an accident and the engine is damaged, you can make an auto insurance claim by contacting your auto insurance company.

Does my auto insurance cover rental cars?

Your auto insurance will cover most rental cars with the same coverage limits and deductibles.

Title tag: Does Allstate provide a rental car while my car is repaired?

Meta description: How do I get a rental car while my vehicle is being repaired by Allstate? Read on to learn about your options.

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