How do I file a car insurance claim with Kemper?
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
UPDATED: Apr 30, 2026
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 30, 2026
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Subhead: Filing a car insurance claim with Kemper is a straightforward process. You will need the name of the policyholder, the policy number, and information about the accident, including when it took place. You can call Kemper directly, or file the claim online.
What You Should Know
- You can file a car insurance claim with Kemper over the phone, or online
- To file a claim, have your policy number, and details about the accident ready
- After you file a claim with Kemper, an insurance adjuster will be assigned to your case
If you have Kemper insurance and were recently in a fender bender, or your vehicle was damaged in some other way, you may understandably be wondering how to file a car insurance claim with Kemper. Keep reading to learn the answer to this important question, as well as related tips on how to file a car insurance claim.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
How to File a Car Insurance Claim With Kemper
According to the company website, filing a car insurance claim with Kemper is very straightforward. Before starting the claims process, gather together:
- The Kemper policyholder’s name
- The Kemper insurance policy number
- Details of the accident, including when and where it occurred
You should also have a description of any damage, and/or injuries that happened as the result of the auto accident, as well as what caused the accident to occur.
File a Car Insurance Claim With Kemper Via Phone or Online
Once you have your information ready, you can contact Kemper to start the claim. If you prefer to speak with a claims representative, you can call Kemper directly at 866-536-7376 from 7 a.m. to 12 a.m. Central Standard Time. Representatives are available every day of the week to take your call.
You can also file a claim through the Kemper website. To start a claim on the website, you will answer a number of questions related to the incident.
When to File a Car Insurance Claim With Kemper
Being in a car accident is highly stressful, so you understandably might want to put off filing a car insurance claim with Kemper until you feel better. However, you should contact your insurer as soon as you can.
Even if you were in a minor fender bender with minimal damage, it is important to report the incident to Kemper and clarify that you have the correct type of car insurance coverage for a claim. It can take some time for an insurance company to process and approve a claim, so the sooner you get going on filing it, the quicker you will receive a check to cover the damages.
What to Expect After You File a Car Insurance Claim With Kemper
After you file a car insurance claim with Kemper, you will be assigned an insurance adjuster. They will contact you to go over the details of the accident or other incident that damaged your vehicle, as well as confirm the types of car insurance you have on your policy. If you have photos of the damage and/or videos taken from the scene, you might be able to send them to the adjuster. They may also come by to assess the damage in person and then advise you on how much Kemper will cover, and let you know where you may take your vehicle for repairs.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Final Thoughts on How to File a Car Insurance Claim With Kemper
While you definitely hope you will never have to file a comprehensive car insurance or other type of auto insurance claim with Kemper, if you are involved in an accident, or your vehicle is damaged in a storm, you will need to begin the process. Fortunately, filing a car insurance claim with Kemper is pretty easy.
Before calling the company or going online to start the claim, be sure to have your policy number, and details of the accident at hand This will get the ball rolling with Kemper, and allow it to start processing your claim and paying you as soon as possible for the damages.
Frequently Asked Questions
Is Kemper a good insurance company?
According to an online review website, Kemper has earned a rating of 2.5/5, which makes it a pretty good insurance company.
What is the new name for Kemper Insurance?
Kemper was previously named Unitrin Inc. In August 2011, Unitrin Inc. officially began to operate under the name of Kemper.
Where is Kemper headquartered?
Kemper’s headquarters are in Chicago, Illinois.
Title tag: How do you file a car insurance claim with Kemper?
Meta description: How do you file a car insurance claim with Kemper? Filing a claim is pretty easy; you need your policy number, the policyholder, and the accident details.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.