Best Nissan Titan Car Insurance Quotes (2023)

Key takeaways:

• Full coverage costs around $1,440 a year or $120 each month
• A liability-only policy costs around $577 a year or $48 each month
• Highest rates are for teenage drivers at around $5,263 a year or $439 each month
• Good drivers can save as much as $594 a year by earning policy discounts
• Nissan Titan insurance costs around $79 less per year than the average vehicle

The average insurance cost of a Nissan Titan is about $79 less per year than the average vehicle with full coverage around $1,440 a year or $120 a month. Owners of an old Nissan Titan may opt for liability-only coverage which averages $577 a year or $48 a month. Compare car insurance rates to find the best for you.

Good drivers can get up to $594 a year in policy discounts by remaining safe and courteous on the roads. Let’s take a quick look at the Nissan Titan insurance rates, safety ratings, and more.

You can start comparing quotes for Nissan Titan car insurance rates from some of the best car insurance companies by using our free online tool now.

Nissan Titan Car Insurance Cost

The average Nissan Titan car insurance rates are $1,440 a year or $120 a month.

Are Nissan Titans expensive to insure?

The chart below details how Nissan Titan insurance rates compare to other trucks like the Toyota Tundra, and Chevrolet Silverado, and GMC Sierra insurance.

However, there are a few things you can do to find the cheapest insurance online for your Nissan.

What impacts the cost of Nissan Titan auto insurance?

Even though the average annual rate for the Nissan Titan is $1,440, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Nissan Titan.

Age of the Vehicle

Older Nissan Titan models generally cost less to insure. For example, auto insurance for a 2017 Nissan Titan costs $1,440, while 2010 Nissan Titan insurance costs are $1,230, a difference of $210.

Driver Age

Driver age can have a significant effect on Nissan Titan insurance rates. For example, 20-year-old drivers pay $1,761 more for their Nissan Titan car insurance each year than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Nissan Titan insurance rates. For example, drivers in Phoenix may pay $792 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on your Nissan Titan car insurance rates. Teens and drivers in their 20’s see the highest jump in their Nissan Titan car insurance with violations on their driving record.

Nissan Titan Safety Ratings

Your Nissan Titan car insurance rates are tied to the safety ratings of the Nissan Titan. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Not Tested
Small overlap front: passenger-side	Not Tested
Moderate overlap front	Not Tested
Side	Not Tested
Roof strength	Good
Head restraints and seats	Good
Source: Insurance Institute for Highway Safety

This video from the IIHS shows a crash test on a 2018 Nissan Titan.

In this passenger-side small overlap test, the Nissan Titan scored a Good rating.

Nissan Titan Crash Test Ratings

Not only do good Nissan Titan crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Nissan Titan auto insurance rates.

Whether you’re looking at the 2018 Nissan Titan ratings or at the 2017 Nissan Titan XD crash test, the vehicle gets good ratings.

Nissan Titan Safety Features

Having a variety of safety features on your Nissan Titan can help lower your insurance costs. According to US News, the 2020 Nissan Titan’s safety features include:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Child Safety Locks
• Traction Control
• Blind Spot Monitor
• Lane Departure Warning

Read on to learn more about the loss probability for the Nissan Titan.

Nissan Titan Car Insurance Loss Probability

Another contributing factor that affects Nissan Titan car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category	Loss Rate
Collision	-5%
Property Damage	27%
Comprehensive	20%
Personal Injury	no data
Medical Payment	no data
Bodily Injury	no data
Source: Insurance Institute for Highway Safety

Nissan Titan Finance and Insurance Cost

If you are financing a Nissan Titan, you will pay more if you purchase Nissan Titan auto insurance at the dealership, so be sure to shop around and compare Nissan Titan online auto insurance quotes from the best companies using our FREE tool below.

Ways to Save on Nissan Titan Car Insurance

Drivers can end up saving more money on their Nissan Titan car insurance rates by employing any one of the following strategies.

• Use an Accurate Job Title When Requesting Nissan Titan Auto Insurance
• Check Your Nissan Titan Policy Carefully to Ensure All Information is Correct
• Renew Your Nissan Titan Insurance Coverage to Avoid Lapses
• Ask About Discounts for People with Disabilities
• Ask for a New Nissan Titan Auto Insurance Rate Based on Your Improved Credit Score

Top Nissan Titan Car Insurance Companies

Who is the top car insurance company for Nissan Titan insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Titan auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Titan offers.

Compare Free Nissan Titan Car Insurance Quotes Online

Ready to buy Nissan Titan car insurance? Save on your Nissan Titan car insurance rates by taking advantage of our FREE comparison tool to find the affordable car insurance that’s right for you. Find the Nissan Titan car insurance company for you now.