Best BMW X2 Auto Insurance Rates 2021

Auto insurance for the BMW X2 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW X2 has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW X2 auto insurance, it's best to compare multiple companies.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Mar 29, 2022

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Things to Remember

  • Crash test ratings have an impact on BMW X2 auto insurance rates
  • The cost of insurance for a BMW X2 depends on the trim level
  • Safety features of the BMW X2 can earn you a car insurance discount

Before you buy a BMW X2, or even if you already own one, you’ll want to get the best BMW X2 auto insurance rates. The cost of auto insurance for a BMW X2 can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable BMW X2 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a X2. You can also compare BMW X2 auto insurance rates to the average cost of insurance for competitors like Chrysler Aspen and Jeep Cherokee.

To compare BMW X2 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the BMW X2 expensive to insure?

Take a look at how insurance rates for similar models to the BMW X2 look. These insurance rates for other SUVs like the Dodge Ramcharger, Chrysler Aspen, and Jeep Cherokee give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW X2

Vehicle Comprehensive Collision Liability Total
Chevrolet Tahoe Hybrid $290 $516 $456 $1,420
Volkswagen Touareg $372 $690 $390 $1,610
Volvo XC90 $362 $626 $372 $1,518
Ford Flex $332 $566 $398 $1,454
Toyota Sequoia $332 $566 $398 $1,454
Volkswagen Tiguan $322 $562 $316 $1,336
Chevrolet Suburban $336 $532 $372 $1,398
Jeep Wrangler $280 $376 $420 $1,256

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What impacts the cost of BMW X2 insurance?

The average annual rate for the BMW X2 is just that, an average. Your insurance rates for a BMW X2 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your BMW X2.

How much is the BMW X2?

The MSRP for a BMW X2 is listed as $36,600. Of course, this cost will vary depending on the trim level of the BMW X2 you choose and any dealer incentives that might be available to you.

BMW X2 Safety Ratings

BMW X2 auto insurance rates affected by BMW X2 safety ratings. Take a look at the safety ratings for the BMW X2 here.

BMW X2 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

BMW X2 Crash Test Ratings

Good BMW X2 crash test ratings can lower your BMW X2 auto insurance rates. You can see BMW X2 crash test results here.

BMW X2 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X2 SUV FWD N/R N/R N/R N/R
2020 BMW X2 SUV AWD N/R N/R N/R N/R
2019 BMW X2 SUV FWD N/R N/R N/R N/R
2019 BMW X2 SUV AWD N/R N/R N/R N/R

Ways to Save on BMW X2 Insurance

There are several ways you can save even more on your BMW X2 car insurance rates. Take a look at the following five tips:

  • Compare apples to apples when comparing BMW X2 insurance quotes and policies
  • Compare BMW X2 quotes online
  • Tell your insurer how you use your BMW X2
  • Check for organization-based discounts, like alumni or employer discounts
  • Provide your BMW X2 VIN when requesting BMW X2 auto insurance quotes

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Top BMW X2 Insurance Companies

Several insurance companies offer competitive rates for the BMW X2 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW X2 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free BMW X2 Insurance Quotes Online

You can compare quotes for BMW X2 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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