Best Mazda MX 5 Miata Auto Insurance Rates 2022

Auto insurance for the Mazda MX 5 Miata will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Mazda MX 5 Miata has numerous safety features that can help reduce car insurance rates. To find the best deal on Mazda MX 5 Miata auto insurance, it's best to compare multiple companies.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • Crash test ratings have an impact on Mazda MX 5 Miata auto insurance rates
  • The cost of insurance for a Mazda MX 5 Miata depends on the trim level
  • Safety features of the Mazda MX 5 Miata can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the Mazda MX 5 Miata is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Mazda MX 5 Miata right here.

Take a look at what you can expect in terms of insurance rates for the Mazda MX 5 Miata and compare it to other similar vehicles. Then find out how the Mazda MX 5 Miata stacks up in terms of safety ratings and features, as well as what it costs to buy a Mazda MX 5 Miata right here.

If you need insurance for a Mazda MX 5 Miata right now, we can help. Enter your ZIP code for free Mazda MX 5 Miata car insurance quotes from top companies.

Are vehicles like the Mazda MX 5 Miata expensive to insure?

Take a look at how insurance rates for similar models to the Mazda MX 5 Miata look. These insurance rates for other convertibles like the Audi Cabriolet, Buick Reatta, and BMW Z8 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Mazda MX 5 Miata

Vehicle Comprehensive Collision Liability Total
Volkswagen Eos $298 $530 $430 $1,416
Mercedes-Benz SLC 300 $432 $804 $398 $1,792
Mercedes-Benz SL 450 $482 $922 $398 $1,960
BMW Z4 $332 $612 $364 $1,444
MINI Convertible $294 $536 $264 $1,204
Buick Cascada $332 $656 $398 $1,544
BMW M6 $520 $1,130 $450 $2,280

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What impacts the cost of Mazda MX 5 Miata insurance?

As with any car, your Mazda MX 5 Miata car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Mazda MX 5 Miata trim level you buy will also have an impact on the total price you will pay for Mazda MX 5 Miata insurance coverage.

Ways to Save on Mazda MX 5 Miata Insurance

Save more on your Mazda MX 5 Miata car insurance rates. Take a look at the following five strategies that will get you the best Mazda MX 5 Miata auto insurance rates possible.

  • Never drink and drive your Mazda MX 5 Miata
  • Park your Mazda MX 5 Miata somewhere safe – like a garage or private driveway
  • Move to an area with better weather
  • Reduce modifications on your Mazda MX 5 Miata
  • Don’t always pick the cheapest Mazda MX 5 Miata insurance policy

Top Mazda MX 5 Miata Insurance Companies

What is the best company for affordable Mazda MX 5 Miata insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda MX 5 Miata insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Mazda MX 5 Miata.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Mazda MX 5 Miata Insurance Quotes Online

You can compare quotes for Mazda MX 5 Miata auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

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