Best MINI Cooper Coupe Auto Insurance Rates 2022

To get the best price on your MINI Cooper Coupe auto insurance, you'll need to shop around and compare. Thanks to the safety features of the MINI Cooper Coupe, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your MINI Cooper Coupe auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • The cost of insurance for a MINI Cooper Coupe depends on the trim level
  • Safety features of the MINI Cooper Coupe can earn you a car insurance discount
  • Crash test ratings have an impact on MINI Cooper Coupe auto insurance rates

Before you buy a MINI Cooper Coupe, or even if you already own one, you’ll want to get the best MINI Cooper Coupe auto insurance rates. The cost of auto insurance for a MINI Cooper Coupe can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable MINI Cooper Coupe auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects MINI auto insurance for a Cooper Coupe. You can also compare MINI Cooper Coupe auto insurance rates to the average cost of insurance for competitors like Mercury Capri and Buick Skylark.

To compare MINI Cooper Coupe auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the MINI Cooper Coupe expensive to insure?

Take a look at how insurance rates for similar models to the MINI Cooper Coupe look. These insurance rates for other coupes like the Buick Skylark, Mercury Cougar, and Mercury Capri give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the MINI Cooper Coupe

Vehicle Comprehensive Collision Liability Total
Porsche 911 $482 $1,042 $398 $2,080
Chrysler Sebring $206 $346 $464 $1,174
Audi S5 $394 $864 $398 $1,814
Chevrolet Corvette $494 $922 $264 $1,790
Infiniti Q60 $382 $744 $398 $1,682
MINI Hardtop 2 Door $282 $536 $338 $1,292
Nissan 370Z $332 $714 $450 $1,676
Dodge Challenger $404 $688 $420 $1,692

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What impacts the cost of MINI Cooper Coupe insurance?

As with any car, your MINI Cooper Coupe car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The MINI Cooper Coupe trim level you buy will also have an impact on the total price you will pay for MINI Cooper Coupe insurance coverage.

Ways to Save on MINI Cooper Coupe Insurance

There are several ways you can save even more on your MINI Cooper Coupe car insurance rates. Take a look at the following five tips:

  • Take a defensive driving course or any driver’s education course
  • Reduce modifications on your MINI Cooper Coupe
  • Ask your insurance company about MINI Cooper Coupe discounts
  • Wait six years for accidents to disappear from your record
  • Work with a direct insurer instead of an insurance broker for your MINI Cooper Coupe

Top MINI Cooper Coupe Insurance Companies

Several insurance companies offer competitive rates for the MINI Cooper Coupe based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with MINI Cooper Coupe drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free MINI Cooper Coupe Insurance Quotes Online

Save money by comparing MINI Cooper Coupe insurance rates with free quotes online now.

Are you looking for free insurance quotes?

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