Best MINI Hardtop Auto Insurance Rates 2022

To get the best price on your MINI Hardtop auto insurance, you'll need to shop around and compare. Thanks to the safety features of the MINI Hardtop, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your MINI Hardtop auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Things to Remember

  • The cost of insurance for a MINI Hardtop depends on the trim level
  • Crash test ratings have an impact on MINI Hardtop auto insurance rates
  • Safety features of the MINI Hardtop can earn you a car insurance discount

Before you buy a MINI Hardtop, or even if you already own one, you’ll want to get the best MINI Hardtop auto insurance rates. The cost of auto insurance for a MINI Hardtop can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable MINI Hardtop auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects MINI auto insurance for a Hardtop. You can also compare MINI Hardtop auto insurance rates to the average cost of insurance for competitors like Hyundai Ioniq Hybrid and Mitsubishi Precis.

To compare MINI Hardtop auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the MINI Hardtop expensive to insure?

Take a look at how insurance rates for similar models to the MINI Hardtop look. These insurance rates for other hatchbacks like the Hyundai Ioniq Hybrid, Kia Soul, and Mitsubishi Precis give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the MINI Hardtop

Vehicle Comprehensive Collision Liability Total
FIAT 500L $256 $478 $450 $1,364
Honda CR-Z $298 $446 $430 $1,332
Toyota Prius $322 $532 $316 $1,306
Porsche Panamera $520 $1,042 $398 $2,118
FIAT 500 $236 $466 $470 $1,352
Dodge Caliber $190 $338 $460 $1,146
Nissan Leaf $320 $640 $416 $1,534
Ford C-Max Energi $284 $582 $416 $1,440

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What impacts the cost of MINI Hardtop insurance?

As with any car, your MINI Hardtop car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The MINI Hardtop trim level you buy will also have an impact on the total price you will pay for MINI Hardtop insurance coverage.

Ways to Save on MINI Hardtop Insurance

Save more on your MINI Hardtop car insurance rates. Take a look at the following five strategies that will get you the best MINI Hardtop auto insurance rates possible.

  • Park your MINI Hardtop somewhere safe – like a garage or private driveway
  • Check for organization-based discounts, like alumni or employer discounts
  • Add a more experienced driver to your MINI Hardtop policy
  • Avoid the temptation to file a claim for minor incidents
  • Ask for a MINI Hardtop discount if you have a college degree

Top MINI Hardtop Insurance Companies

What is the best auto insurance company for MINI Hardtop insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering MINI Hardtop auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the MINI Hardtop.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Your one-stop online insurance guide. Get free quotes now!

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Comparing Free MINI Hardtop Insurance Quotes Online

You can compare quotes for MINI Hardtop auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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