Best Tesla Model Y Auto Insurance Rates 2022

To get the best price on your Tesla Model Y auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Tesla Model Y, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Tesla Model Y auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • The cost of insurance for a Tesla Model Y depends on the trim level
  • Crash test ratings have an impact on Tesla Model Y auto insurance rates
  • Safety features of the Tesla Model Y can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the Tesla Model Y is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Tesla Model Y right here.

Take a look at what you can expect in terms of insurance rates for the Tesla Model Y and compare it to other similar vehicles. Then find out how the Tesla Model Y stacks up in terms of safety ratings and features, as well as what it costs to buy a Tesla Model Y right here.

If you need insurance for a Tesla Model Y right now, we can help. Enter your ZIP code for free Tesla Model Y car insurance quotes from top companies.

Are vehicles like the Tesla Model Y expensive to insure?

Take a look at how insurance rates for similar models to the Tesla Model Y look. These insurance rates for other SUVs like the GMC Yukon Hybrid, Lexus RX 330, and Jeep Compass give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Tesla Model Y

Vehicle Comprehensive Collision Liability Total
Volvo XC60 $306 $536 $338 $1,316
Volkswagen Atlas $376 $718 $372 $1,624
GMC Acadia $294 $470 $372 $1,294
Toyota Land Cruiser $420 $774 $398 $1,750
Jeep Commander $234 $346 $464 $1,202
Chevrolet Traverse $336 $470 $316 $1,258
Ford Explorer $308 $470 $372 $1,308
Land Rover LR4 $368 $668 $430 $1,624

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What impacts the cost of Tesla Model Y insurance?

As with any car, your Tesla Model Y car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Tesla Model Y trim level you buy will also have an impact on the total price you will pay for Tesla Model Y insurance coverage.

Tesla Model Y Crash Test Ratings

The Tesla Model Y crash test ratingswill have an affect on Tesla Model Y car insurance rates. Take a look at crash test results for the Tesla Model Y.

Tesla Model Y Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Tesla Model Y SUV AWD N/R N/R N/R N/R

Ways to Save on Tesla Model Y Insurance

Save more on your Tesla Model Y car insurance rates. Take a look at the following five strategies that will get you the best Tesla Model Y auto insurance rates possible.

  • Ask about a student away from home discount
  • Never drink and drive your Tesla Model Y
  • Make sure you’re raising a safe driver
  • Consider using a tracking device on your Tesla Model Y
  • Pay your Tesla Model Y insurance upfront

Top Tesla Model Y Insurance Companies

What is the best auto insurance company for Tesla Model Y insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Tesla Model Y auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Tesla Model Y.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Tesla Model Y Insurance Quotes Online

Save money by comparing Tesla Model Y insurance rates with free quotes online now.

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