Best Honda Pilot Car Insurance Quotes (2023)
Average Honda Pilot insurance rates cost $1,336 a year, or around $111 a month. This is about $183 less per year than the average vehicle. Mature drivers with good driving records may find rates as low as $785 a year.
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Written by
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UPDATED: Jul 24, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 24, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- How much is insurance on a Honda Pilot? Full coverage costs around $1,336 a year or $111 each month
- A liability-only policy costs around $536 a year or $45 each month
- Highest rates are for teenage drivers at around $4,883 a year or $407 each month
- Good drivers can save as much as $551 a year by earning policy discounts
- Honda Pilot insurance costs around $183 less per year than the average vehicle
Honda Pilot insurance rates are about $183 less per year than the average vehicle with full coverage costing around $1,336 a year or $111 a month. Teen drivers will pay the most at around $4,883 a year or $407 a month as they are considered high-risk with a low level of experience driving. Let’s look at Honda Pilot insurance rates, safety ratings, and more.
You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda Pilot Insurance Cost
The average Honda Pilot car insurance rates are $1,336 a year or $111 a month.
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Are Honda Pilots Expensive to Insure?
The chart below details how Honda Pilot insurance rates compare to other SUVs like the Volkswagen Atlas, Mercedes-Benz GLC 300, and Lexus LX 570.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
| Volkswagen Atlas | $358 | $690 | $390 | $1,596 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
| Jeep Cherokee | $348 | $626 | $466 | $1,640 |
| Volkswagen Tiguan | $306 | $542 | $332 | $1,316 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
What Impacts the Cost of Honda Pilot Insurance?
The Honda Pilot trim and model you choose will affect the total price you will pay for Honda Pilot insurance coverage.
Age of the Vehicle
Older Honda Pilot models generally cost less to insure. For example, car insurance for a 2020 Honda Pilot costs $1,336, while 2010 Honda Pilot insurance costs are $1,110, a difference of $226.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Pilot | $336 | $470 | $372 | $1,336 |
| 2019 Honda Pilot | $320 | $452 | $390 | $1,320 |
| 2018 Honda Pilot | $306 | $448 | $398 | $1,310 |
| 2017 Honda Pilot | $296 | $436 | $416 | $1,306 |
| 2016 Honda Pilot | $286 | $418 | $430 | $1,292 |
| 2015 Honda Pilot | $270 | $404 | $442 | $1,274 |
| 2014 Honda Pilot | $260 | $374 | $452 | $1,244 |
| 2013 Honda Pilot | $250 | $352 | $456 | $1,216 |
| 2012 Honda Pilot | $240 | $316 | $460 | $1,174 |
| 2011 Honda Pilot | $224 | $292 | $460 | $1,134 |
| 2010 Honda Pilot | $216 | $272 | $464 | $1,110 |
Driver Age
Driver age can have a significant effect on Honda Pilot car insurance rates. As an example, a 30-year-old driver pays around $59 more each year for their Honda Pilot car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Honda Pilot insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Honda Pilot auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Pilot car insurance with violations on their driving record.
Honda Pilot Safety Ratings
Your Honda Pilot car insurance rates are tied to the safety ratings of the Honda Pilot. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda Pilot Crash Test Ratings
Not only do good Honda Pilot crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Honda Pilot auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda Pilot SUV FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Honda Pilot SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda Pilot Safety Features
Having a variety of safety features on your Honda Pilot can help lower your Honda Pilot insurance costs. The Honda Pilot’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda Pilot Insurance Loss Probability
Review the Honda Pilot car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Honda Pilot auto insurance costs; higher percentages mean higher Honda Pilot auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -30% |
|---|---|
| Property Damage | -4% |
| Comprehensive | -31% |
| Personal Injury | -18% |
| Medical Payment | -18% |
| Bodily Injury | -14% |
| Source: Insurance Institute for Highway Safety | |
Honda Pilot Finance and Insurance Cost
If you are financing a Honda Pilot, most lenders will require your carry higher Honda Pilot coverage options including comprehensive coverage, so be sure to shop around and compare Honda Pilot car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Honda Pilot Insurance
If you want to reduce the cost of your Honda Pilot insurance rates, follow these tips below:
- Ask About Honda Pilot Discounts If You Were Listed on Someone Else’s Policy
- Compare Honda Pilot Quotes for Free Online
- Buy Your Honda Pilot with Cash, or Get a Shorter-Term Loan
- Tell Your Insurer How You Use Your Honda Pilot
- Don’t Assume your Honda Pilot is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
Top Honda Pilot Insurance Companies
The best auto insurance companies for Honda Pilot car insurance rates will offer competitive rates, discounts, and account for the Honda Pilot’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda Pilot Insurance Quotes Online
You can start comparing quotes for Honda Pilot car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|