Compare Lexus GS 300 Insurance Quotes [Rates + Comparison Guide]
Lexus GS 300 insurance costs $123/mo or $1,474/yr, which is around $45 less per year than the insurance costs of other cars. Drivers with good driving records may find Lexus GS 300 insurance costs as low as $72.17/mo or $866/yr.
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Written by
D. Gilson, PhD
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 28, 2020
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Key takeaways:
- Full coverage costs around $1,474 a year or $123 each month
- A liability-only policy costs around $591 a year or $49 each month
- Highest rates are for teenage drivers at around $5,387 a year or $449 each month
- Good drivers can save as much as $608 a year by earning policy discounts
- Lexus GS 300 insurance costs around $45 less per year than the average vehicle
Lexus GS 300 insurance rates are about $45 less than the average vehicle with full coverage costing around $1,474 a year or $123 a month. Teen drivers have the highest rates at around $5,387 a year or $449 a month as they’re considered high-risk with little driving experience.
Good drivers can save up to $608 a year in policy discounts by remaining safe and courteous while driving out on the roads. Let’s take a quick look at Lexus GS 300 insurance rates, safety features, and more.
You can start comparing quotes for Lexus GS 300 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Lexus GS 300 Insurance Cost
The average auto insurance rates for a Lexus GS 300 cost $1,474 a year or $123 a month.
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Are Lexus GS 300s Expensive to Insure?
The chart below details how Lexus GS 300 insurance rates compare to other luxury cars like the Lexus ES 350, Volvo S60, and Volvo S90.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus GS 300 | $344 | $656 | $338 | $1,474 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
What Impacts the Cost of Lexus GS 300 Insurance?
The Lexus GS 300 trim and model you choose can impact the total price you will pay for Lexus GS 300 insurance coverage.
Age of the Vehicle
Older Lexus GS 300 models generally cost less to insure.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lexus GS 300 | $344 | $656 | $338 | $1,474 |
Driver Age
Driver age can have a significant effect on Lexus GS 300 car insurance rates. For example, 20-year-old drivers pay $1,803 more for their Lexus GS 300 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Lexus GS 300 insurance rates. For example, drivers in Houston may pay $1,087 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Lexus GS 300 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus GS 300 auto insurance rates with violations on their driving record.
Lexus GS 300 Safety Ratings
Your Lexus GS 300 auto insurance rates are tied to the Lexus GS 300’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Lexus GS 300 Safety Features
Lexus GS 300 safety features can lower the cost of your insurance. The safety features for the 2020 Lexus GS 300 include:
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Lexus GS 300 Finance and Insurance Cost
If you are financing a Lexus GS 300, most lenders will require your carry higher Lexus GS 300 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus GS 300 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Lexus GS 300 Insurance
There are several ways you can save even more on your Lexus GS 300 car insurance rates. Take a look at the following five tips:
- Renew Your Lexus GS 300 Insurance Coverage to Avoid Lapses
- Ask About a Student Away from Home Discount
- Bundle Your Lexus GS 300 Auto Insurance with Home Insurance
- Remove Young Drivers from Your Lexus GS 300 Insurance When They Move Out or Go to School
- Consider Lexus GS 300 Insurance Costs Before Buying a Lexus GS 300
Top Lexus GS 300 Insurance Companies
Several top car insurance companies offer competitive rates for the Lexus GS 300 rates based on factors like discounts for safety features. Take a look at this list of top car insurance companies that are popular with Lexus GS 300 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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