Does car insurance cover scratches and dents?

Auto insurance covers scratches and dents if you're not at fault in an accident. You can use comprehensive coverage to pay for scratches and dents that don't involve a collision, such as acts of vandalism, but car insurance won't cover scratches and dents from normal wear and tear. Scratch and dent repair can cost up to $3,500. Shop around and compare car insurance quotes that cover scratches and dents from multiple companies to get the best rates.

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UPDATED: Jun 1, 2022

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