Geico Insurance Review & Complaints (2024)

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What is there to know about GEICO?

GEICO’s privacy policy outlines its commitment to protecting customer information, demonstrating transparency in its practices while offering competitive rates and a simplified policy purchasing process, solidifying its position as a leading name in the car insurance industry.

Although the company seems to have exploded onto the insurance scene in the past few decades, they have been around for more than 80 years.

GEICO’s direct buy approach to car insurance originally set them apart from the traditional agent-sales method and promises a straightforward process with lower rates thanks to the lack of agent commissions and added overhead.

There’s no question that GEICO is a low-cost car insurance company, but are they a good choice for your needs?

Choosing the right car insurance company and policy can be stressful, and it’s hard to dig through all of the promises and advertising to get to the bottom line about a company like GEICO. You need straight facts, and you need them all in one place.

This review will do just that for you. We’ve gathered everything you need to know to decide if GEICO is a good pick for your car insurance – or not.

We’ll cover GEICO’s history, their ratings from major agencies as well as customer complaints, their rates for a variety of situations, and what kind of coverage they have to offer you.

How does GEICO rate?

Let’s start with the basics – how does GEICO rate? There are a number of different rating services and agencies out there that grade insurance companies. Take a look at how GEICO stacks up, and then we’ll go over what each of these ratings means.

You’ve probably heard of most of these, but might not be sure what each of the scores represents.

First, AM Best, where GEICO has the top score available of A++ (Superior). This is a financial strength rating and means GEICO is very financially stable and unlikely to have any difficulty keeping its promise to customers – paying claims, that is.

The Better Business Bureau (BBB) is a consumer organization that accepts complaints and monitors companies’ responses.

GEICO’s BBB rating is determined by various factors including the volume of complaints, the company’s responsiveness, and other relevant criteria. Presently, GEICO has seen a decline in its BBB rating, partly attributed to its failure to address a single complaint.

Over the past three years, GEICO Insurance has been the subject of 3,129 complaints filed with the Better Business Bureau (BBB), emphasizing the significance of BBB GEICO grievances. Despite the seemingly significant number, when taking into account the magnitude of GEICO and its reviews on BBB, it remains within expected parameters.

Both Moody’s and Standard and Poor’s (S&P) assess companies for their creditworthiness and financial stability. GEICO receives favorable ratings from both organizations, which bodes well for the company’s future capacity to manage claims. This information is crucial for understanding GEICO’s standing in the realm of home insurance, as reflected in GEICO home insurance reviews on BBB and other platforms.

The National Association of Insurance Commissioners (NAIC) gathers complaint information from state insurance departments and compiles them for each company.

Since GEICO actually operates as a group of companies (most large insurers do) there is more than one to choose from when looking at the complaints index.

The one shown in our chart is for the largest branch of GEICO’s auto insurance market, GEICO General Insurance Company.

The national median is 1.00, which brings GEICO in under the average. That means they have fewer complaints than the average car insurance company.

J.D. Power rates companies in several industries based on consumer satisfaction surveys. In 2018, GEICO earned three out of five on both of the national level surveys. That’s a rating of “about average”. Nothing to be concerned about, but nothing to write home about either.

Finally, Consumer Reports also uses customer surveys to rate insurance companies out of 100. GEICO earned an 89, which is the same rating as State Farm and higher than major competitor Progressive, which earned 87.

If you simply look at the number of complaints filed against GEICO on various online forums, it can give the impression that they are a bad company. So it is important to look at them in comparison to other companies as well as their size.

Remember how GEICO just squeaked past Allstate to become the second-largest auto insurer behind State Farm? Good, because that will provide some context for this section.

Allstate is roughly the same size as GEICO in terms of car insurance, with State Farm being almost twice as big. But the complaint totals on ConsumerAffairs.com show a slightly different story. Although not all negative, the majority are, as in our experience, most consumers go on the internet to write a review after a bad experience:

• 2,930 Complaints – GEICO
• 2,657 Complaints – State Farm
• 1,444 Complaints – Allstate

The numbers on consumer complaint board Pissed Consumer show a similar pattern:

• 490 Complaints – Allstate
• 802 Complaints – GEICO
• 838 Complaints – State Farm

What complicates the Pissed Consumer numbers is that they do not distinguish between the different channels of insurance each company sells. So the complaints against Allstate include complaints about auto, home, life, etc. Where GEICO complaints are primarily about their auto insurance since that is the primary coverage they actually underwrite.

So a similar-sized company (Allstate) has about half the total complaints about their auto insurance, and a company nearly twice has big (State Farm) has roughly the same number of complaints. So we know on ConsumerAffairs.com that GEICO is about twice as likely to garner a complaint as the other two largest auto insurers.

Overall, GEICO has stellar financial ratings, but customer satisfaction ratings could be improved.

What’s the history of the company?

GEICO, an abbreviation for Government Employees Insurance Company, was established in 1936 with a primary focus on insuring government employees, as its name suggests. This historical context underscores the origins and purpose of GEICO Stillwater.

For the first forty years of their existence, GEICO marketed products exclusively to government employees and certain classes of military officers. However, in 1974, GEICO expanded its offerings to the general public, which was soon followed by financial challenges. This expansion marked a significant shift in GEICO’s target audience and business model, paving the way for innovations like GEICO TrueCar.

After overcoming the struggles of the 1970s, the company experienced a resurgence and, in 1996, was acquired by Warren Buffet’s conglomerate Berkshire Hathaway, ushering in a new era. This development laid the foundation for innovative initiatives like GEICO True Monthly, shaping the company’s trajectory in the insurance market.

GECIO underwent rapid national expansion, notably marked by the introduction of the iconic GEICO Gecko in 2000. This clever marketing campaign propelled GEICO to the forefront of insurance industry recognition. Behind this success lies the diligent work of the GEICO underwriting department, which plays a pivotal role in assessing risks and tailoring insurance solutions to ensure the company’s continued growth and prominence

By 2015, GEICO had reached its current position as the second-largest car insurance company in the country. As growth continues, GEICO continues to sneak up on top insurer State Farm.

In 2015, GEICO held 11.41% of the total market share. That number went up to 11.89% in 2016 and up again to 12.79%.

As of 2017, GEICO is 5.28% behind State Farm and climbing, while State Farm lost .19% of its share between 2016 and 2017.

GEICO’s parent company, Berkshire Hathaway, sits at number three on the Fortune 500 as of 2018. You’ll sometimes see GEICO listed under the Berkshire Hathaway name when looking at ratings and rankings, such as the NAIC’s market share list.

What’s the company’s sales approach?

GEICO is well known for taking a modern approach to selling car insurance.

Their main focus is on sales through their national call center as well as online sales, but they do also have local agents. These agents are captive and can sell only GEICO products as well as products from GEICO-owned companies.

Currently, only a few markets are open to agent sales:

• San Francisco, California
• Jacksonville, Florida
• Chicago, Illinois
• St. Paul, Minnesota
• Hudson Valley, New York
• Philadelphia, Pennsylvania
• Houston, Texas
• Salt Lake City, Utah
• Seattle-Tacoma, Washington
• Milwaukee, Wisconsin

What are the company’s best commercials?

GEICO is pretty well known for its commercials; in fact, during the lead-up to the 2019 Super Bowl, they ran a contest asking people to vote on their favorite GEICO ad of all time.

The winner didn’t feature either the Gecko or the famous GEICO caveman, but rather a different character altogether, a camel.

GEICO has always stuck to a pattern of lighthearted, funny commercials. The GEICO caveman, from a series of commercials stating “It’s so easy even a caveman can do it” even won his own sitcom on ABC.

Although the sitcom didn’t last, GEICO’s use of their two most famous mascots did. Both appear on and off in new commercials.

GEICO’s best-known slogan is the simple, “15 minutes could save you 15% or more on car insurance” which shows the company’s marketing focus on low price as a big draw.

Does the company do community service?

Through the GEICO Cares program, the company is involved in a variety of charitable efforts. These include work with Habitat for Humanity, Paw For a Cause (for homeless animals), and the Game On! program aimed at enrichment programs for underserved youth.

GEICO also supports Children’s National Hospital in Washington, D.C., which provides care to children regardless of ability to pay. The insurer has raised $3.4 million for the hospital.

The company also encourages volunteerism among employees and is dedicated to green efforts on a company-wide basis.

What’s the company’s position for the future?

GEICO is looking like the company to bet on for the future, considering its ongoing growth and financial stability.

Although the company’s customer satisfaction ratings aren’t as high as they could be, that doesn’t seem to be affecting their growth. An improvement in that area can only mean bigger things for this company.

It seems likely that they will continue to close the gap on State Farm in the next few years.

What are the employee demographics and experience?

According to Great Places to Work, around one-third of GEICO’s employees have been with the company for less than two years, while another quarter have been employed for less than five years. This data sheds light on the turnover rate within GEICO’s workforce. Additionally, it’s important to note that these employment statistics are pertinent regardless of the discussion of GEICO’s auto insurance address or any speculation about GEICO’s bankruptcy.

That doesn’t necessarily mean the company isn’t holding on to employees; a company that is growing fast hires a lot, which means there are a lot of new employees who haven’t yet reached many years of tenure.

That said, only 6% of GEICO’s workforce has been with the company for more than 20 years.

Great Places to Work has 68 percent of GEICO employees surveyed rating it as a great place to work, although the company performed well in underlying, more specific areas. 86 percent, for example, described it as a friendly place to work.

On Payscale, employees rate GEICO at a 3.4 out of 5 for job satisfaction. That’s the same rating as State Farm, but a little lower than Progressive, which earned a 3.8 rating. Employees describe it as a stressful place to work, but also highly flexible.

What awards and accolades has the company received?

GEICO and parent company Berkshire Hathaway have both won a number of awards and made a lot of “best of” lists. There’s a full list on the GEICO website, but here are some highlights.

GEICO earned the top spot for customer loyalty on the Brand Keys Customer Loyalty Index in 2017.

They were also rated in the top spot by the Kanbay Research Institute for their customer service and knowledgeable staff.

Berkshire Hathaway has been named one of the 100 Most Admired Companies by Fortune for several years running, including appearing at number three on the list behind Apple and Amazon for 2019.

Does the company have cheap car insurance rates?

GEICO is known for being cheap. It’s how the company has positioned itself and how they’ve been advertising for decades. So how low are their rates really?

Every car insurance company’s rates differ depending on a wide variety of factors. Who you are, what you drive, where you live, your driving record, and many more.

So while we can say one company has cheap rates on average, there’s no guarantee they’ll have the best rates for every possible scenario – in fact, that’s unlikely.

We’ll look at GEICO’s rates from multiple angles; compared to other companies, averages across states, and for several driver-related scenarios.

What are the rates by state?

Here’s a look at GEICO’s average rates by state. Right away it’s obvious they aren’t the cheapest option in every state, but they do perform pretty well.

In 12 states GEICO’s rate comes in more than 50% below average. In New Jersey, the cheapest state for GEICO, the rate is more than 100% below average.

They’re only above average in nine states. New Mexico and Hawaii are the most expensive states to have GEICO and the only state where the rates are more than 20% above average.

How are the rates compared to top companies?

This table shows the average rates, state by state, for the top ten companies in the United States, including GEICO.

Top Providers Average Monthly Premiums Compared by State

They don’t always have the cheapest rate, but they’re usually among the lowest prices. While they often outperform top competitors State Farm and Progressive, there are states where either one of those options, and sometimes both, are cheaper than GEICO.

How are the rates by commute?

Commute distance and average annual miles are used by car insurance companies to calculate rates because more time on the road generally equals a higher risk of an accident. Here are GEICO’s rates for two different commuters.

On average, GEICO charges a little over a hundred dollars a year more for a driver with a twenty-five-mile commute over one with a ten-mile commute.

What are the rates by coverage level?

It’s likely that every auto insurance company you have ever spoken with has encouraged you to carry higher levels of coverage.

Although it sounds like a sales pitch to make more money, it does actually protect you a lot better from the financial risks of a serious car accident.

Most people choose a lower level of coverage on their auto policy, not because they don’t think they need it, but because they think they can’t afford it. This next comparison shows GEICO’s rates for three different coverage levels.

There’s a difference of $437.23 a year between the low level of coverage and the high level. That’s a little over $35 a month, which isn’t a big difference considering the increase in coverage. About $18 a month will take you from low to medium coverage.

What are the rates by credit history?

Credit history is a factor car insurance companies can use in most states to calculate rates. Drivers with poor credit pay higher rates than those with good credit.

Credit History	Geico Average Rates
Poor	$4,259.50
Fair	$2,986.79
Good	$2,434.82

GEGEICO will ding you pretty hard for having poor credit, but the difference between fair and good credit isn’t as big.

What are the rates by driving record?

A fender bender where you were found at fault, a speeding ticket, even a DUI – what will these things cost you at GEICO?

Driving record is one of the biggest and best know factors affecting rates, and how each of these scenarios will increase a premium differs from company to company. Here’s a look at GEICO’s average auto insurance policy numbers.

DUI is often the most expensive of these three scenarios, and it’s the same at GEICO. They’ll also raise rates quite a bit for an accident. A speeding ticket, on the other hand, doesn’t cause nearly as much of an increase.

What coverages are offered?

For now, let us take a quick look at some of their more popular insurance products:

• Car Insurance – Definitely GEICO’s bread and butter, their policies come with all the standard bells and whistles, with the option to add extended coverage. Pretty standard across most major insurance companies.
• Motorcycle Insurance – GEICO is one of the few companies that puts a lot of time and money into advertising their motorcycle insurance, and it has boosted them to one of the top spots in terms of coverage in the United States.
• Homeowners Insurance – Whether you are looking for home, condo or renters insurance, you can do it all through GEICO and qualify for multi-policy discounts.
• ATV Insurance – If you are looking to protect some of your off road toys, GEICO can help you with that.
• Umbrella Insurance – Designed as an extension of car and home insurance liability, an umbrella policy can also fill in gaps that will protect you from things like libel and slander lawsuits.
• Life Insurance policy – Policies available through GEICO are limited compared to some other full-service insurance companies, but if you want term life coverage, it can be done.
• Boat Insurance Policy – Including other types of personal watercraft, you can protect your water toys through GEICO and in some cases qualify for multi-policy discounts.
• Business Insurance – There is a reasonable list of coverages available through GEICO, but probably more suitable for a small business. Things like general liability, business owners policies, and professional liability insurance can be obtained over the phone or through a GEICO insurance agent.

So here is the deal when it comes to GEICO insurance products – besides auto insurance, almost everything is underwritten by a different insurance company.

What types of car insurance coverage are offered?

GEICO offers full coverage auto insurance policies that meet all of your state’s legal requirements as well as offering a number of different options for additional coverage.

Their Coverage Calculator is designed to walk the visitor through the process of selecting coverage for their needs, essentially re-creating what an agent might do for you, but without the actual person.

The basics of each policy start with the liability and/or no-fault coverage required by the state. This will differ from state to state but will include some or all of the coverages listed below. From there coverage levels can be increased and extra coverage added. These basic options are:

• Bodily injury liability
• Property damage liability
• Personal injury protection (PIP)
• Medical payments (MedPay)
• Uninsured/underinsured motorist bodily injury
• Uninsured/underinsured motorist property damage

https://youtu.be/0rKdL-qJqX4

Optional coverage from GEICO includes protection for your car and other options:

• Collision
• Comprehensive
• Roadside assistance
• Rental car reimbursement
• Mechanical breakdown coverage to help with flat tires, towing, and additional expenses

Are there bundling options?

GEICO offers bundling discounts for taking out more than one policy with the company or with one of their partner companies. Multi-policy discounts are available if you have more than one vehicle, including a motorcycle, in force with GEICO.

GEICO does not write homeowners insurance policies but offers bundles with other companies.

It’s important to know when getting a quote for both auto and home together that GEICO will not be insuring your home.

The list of affiliated companies that might be underwriting your home is long but includes some well-known names and some lesser-known ones, too. Here’s a non-inclusive list of some of the options:

• American Modern
• Chubb
• Homesite
• Foremost Insurance
• Liberty Mutual
• National General
• Travelers

Other types of insurance that are sold through the GEICO agency and are underwritten by other companies include:

• Boat
• Classic Car
• Commercial
• Condo
• General Liability
• Life Insurance
• Mobile Home
• Motorcycle (in some cases)
• Pet
• Renters
• Travel

Bundling can still save you some money, but be sure you have taken a close look at the company actually writing the policy if it’s not GEICO. They’ll be the one handling any claims, so you need to know who you’re trusting to cover you.

What is the company’s area of operation?

GEICO offers car insurance coverage in all states, including the District of Columbia, ensuring accessibility nationwide. If you’re in need of a GEICO branch, locating one is simple, and you can easily find GEICO business hours for added convenience.

Given their operation as a conglomerate of firms, the specific company issuing the policy may differ based on your location. This aspect is relevant when considering a review of GEICO car insurance and remains independent of any inquiries regarding the GEICO CEO’s email.

Choices encompass GEICO General Insurance Company, GEICO Casualty Company, and Government Employees Insurance Company, all integral parts of the GEICO umbrella. Consistency in service quality can be anticipated across these entities. This information remains relevant despite any discussions regarding GEICO’s claim reviews, the location of GEICO’s Hawaii office, or the headquarters of GEICO.

What additional coverage options are available?

GEICO offers a streamlined selection of coverage options, ensuring simplicity without sacrificing essential protection, even if it’s not as extensive as some competitors’. This approach keeps rates affordable for additional coverage needs without overwhelming customers with unnecessary complexities. These insights are crucial for evaluating GEICO’s home and auto insurance services. For direct assistance, the GEICO home insurance phone number is available for contacting the home insurance department.

Rideshare Insurance for drivers that work for companies like Uber and Lyft has been available from GEICO since 2015, making them one of the earliest adopters of this coverage.

https://youtu.be/hzZl0nP4xkw

Accident Forgiveness is available either as a purchased option or as a perk you can earn for free from GEICO for remaining a loyal customer with an accident-free record. The site doesn’t say how long it takes to earn it, only that the policyholder will be notified when it’s been added to the policy.

The GEICO Car Buying Service, which uses TRUECar, helps the insured to buy a new vehicle after a total loss. The program connects buyers with certified dealers that will offer discounted pricing and other perks to GEICO policyholders.

Umbrella Insurance is available as an additional policy that will provide increased liability above and beyond the limits of your underlying auto insurance.

Auto Repair Xpress is GEICO’s preferred repair network system. It provides guaranteed repairs with direct claims service in order to make the process easier on the insured. The program also helps with rental car arrangements.

Prime Time Contract is GEICO’s special program for drivers 50 and older. The program gives discounts to drivers who, in addition to being over 50, have no drivers 25 or younger in their household, have had no violations or accidents in the past three years, and don’t use their vehicle for business purposes.

GEICO Skill for Alexa is an add-on to your existing Amazon Alexa that allows you to ask questions about your GEICO policy, and get answers from Alexa.

Does the company have a usage-based app?

GEICO has recently (2019) introduced its usage-based driving app called DriveEasy. This app will record your driving habits and produce a score that will determine your rate.

The following conditions are those upon which GEICO generates a driver’s score:

• The time of day. Driving at 3 am is riskier than driving at noon.
• The distance driven. If you have a very short commute or work from home, this will reduce your rate.
• Distracted driving. Don’t use your phone while driving – DriveEasy will record this information.
• A driver’s hard braking. Hard braking or quick starts increase your risk for being in an accident.

This new app can help you save money on your GEICO premium if you are a careful driver.

Read more: Geico DriveEasy: Complete Guide & Review

What auto insurance discounts can I get?

Here’s a look at the insurance discounts GEICO lists on their website and the amount you could save if you qualify.

Geico Discounts and Percentage Off

Over 800 distinct organizations and associations are included in GEICO’s discount program. You can explore their website to determine if any of these discounts are applicable to you. This information is relevant regardless of whether you’re looking into GEICO insurance customer reviews, seeking a GEICO local office, or inquiring about GEICO office hours.

The GEICO website doesn’t specifically list any discounts for things like signing up early or paying in full, but other sources say those discounts are available.

Among the plethora of discounts typically offered, GEICO distinguishes itself by providing not only the customary ones but also exclusive benefits such as military and federal employee discounts. This sets GEICO apart, as highlighted in their sponsored marketing discount list.

How do I make a claim?

Claims can be filed in several different ways:

• Online through the website
• Via the GEICO mobile app
• Calling the 24/7 claims phone number at 1-800-841-3000

Looking for claims information on GEICO’s website makes it clear they steer people towards filing online or using the app; it was more difficult to locate the claims phone number than it was to find the repeated links and mentions of the app as an option. It’s likely the phone number is more readily accessible to insurance customers (read our “Geico Mobile App: Complete Guide & Review” for more information).

That covers how to file a claim, but how is GEICO doing in terms of paying out claims? Loss ratios can give us some insight into the answer to that question.

Read More: What do you Need to File a Claim With Geico?

A loss ratio should be neither too high nor too low; too high and the company is paying out more than it can afford to, too low and it’s not paying out enough. A loss ratio over 100 percent indicates the company is paying more in claims than they are taking in and is in danger of financial problems.

GEICO’s loss ratios have been pretty steady, with a slight increase between 2016 and 2017. They’ve consistently been slightly above the industry total, but they are not high enough to be at any risk of paying out more than they can afford. There’s also no sign that they aren’t paying claims as they should be.

How can I get a quote online?

Online quoting has been GEICO’s marketing point for a long time, which should make them one of the best.

It’s easy to find the quoting system, which appears right on the front page of the site.

After you enter your ZIP code, the site does something a bit unusual; it asks what the purpose is of your quote request. Once you give an answer, the system will ask for your name, followed by your date of birth and your address.

If the system can find vehicles registered at your address, it will ask if you want to add them to the quote; if not, you’ll be asked to enter vehicle information.

The next section requires driver information, including your social security number. If you’re not comfortable entering it online, you won’t be able to continue the quote, but you can call GEICO for a quote instead.

If you decide to go ahead with your quote, you will need to enter your driver’s license information. Otherwise, you can save the quote and come back to it later.

In general, we found the quoting system easy, if a little long. Each page had only one or two questions, many of which could have been combined into one page to make for fewer steps. Still, it ran smoothly and was quick – within the promised 15 minutes.

Are the website and app easy to use?

GEICO takes a lot of pride in the ease of using their website and the many functions of their app.

The site itself is clean and well-organized, although we did find that there was a lot of scrolling involved to find some of the information we were seeking – such as coverage details.

All of the main categories are easily accessible, including product information and claims. The site loads quickly and is easy to navigate.

The GEICO Mobile app is perhaps one of the most popular insurance-related smartphone applications on the market, due in large part to GEICO’s huge advertising push starring Maxwell the Pig. While many other insurance companies have dipped their toes into the smartphone mobile app pool, GEICO remains the standard which the other apps are graded against.

What is the device availability?

The GEICO Mobile app is available on just about every mobile device that has hit the mainstream market.

That includes iPhone, iPad, Android smartphones, and tablets, and even the lesser-used device, Kindle Fire.

The experience across each device is going to be fairly similar since they are based on the same software. This also holds true for the features available, with new ones being added across all the devices (generally) at or around the same time.

What features are included with the app? 

The GEICO mobile app offers convenient and swift access to all the features available on their website. It serves as your personalized customer service representative, conveniently accessible from your mobile device, enhancing GEICO’s sales accessibility.

You’re able to do quite a few things from the app. This includes getting a quote, paying your bill, checking your insurance coverage limits, and calling for roadside assistance if your policy includes it. 

Digital and Technological Features of Geico Insurance

Mobile App Features and Functionality

Geico’s mobile app in 2023 continues to impress with its robust features and user-friendly interface. Policyholders can easily access their insurance information, view and download policy documents, and even initiate claims right from the app. The app also provides tools for estimating insurance quotes, locating nearby service providers, and tracking claims in real-time.

The GEICO mobile application proves invaluable for policyholders seeking convenience and accessibility in handling their insurance affairs, as attested by GEICO ratings and reviews.

Online Account Management Capabilities

For those who prefer managing their insurance policies and accounts online, Geico offers a comprehensive and intuitive online account management system. Customers can log in to their accounts through the Geico website to view policy details, make payments, update personal information, and track the status of any ongoing claims.

This online platform empowers policyholders with the ability to take control of their insurance needs with just a few clicks, making it a valuable resource for the digitally savvy.

Digital Tools and Resources

Geico Insurance’s commitment to leveraging technology goes beyond just handling policies and processing claims. In 2023, they offer a variety of digital tools and resources to help policyholders make informed decisions. Additionally, their dedication extends to the Geico Salvage Department, ensuring efficient management of salvage processes through innovative technological solutions.

These resources include calculators for estimating coverage needs, educational articles and videos to enhance insurance literacy, and safety tips to help prevent accidents and claims. Geico’s dedication to providing valuable digital resources underscores their mission to empower their customers with knowledge and support beyond traditional insurance coverage.

How are the app reviews? 

The GEICO mobile app has high ratings on all of the following:

• Google Play: Google play shows a 4.5 star average with nearly 60,000 reviews.
• iTunes Store: There are over 18,000 reviews in the iTunes Store with a 4-star average.
• Amazon: Out of 28 reviews, 16 are five stars, and the average rating is four out of five.

This is where reviews come in handy. Not only do you want to know you’re getting valuable coverage, but you also want to know what the quality will be like. Reading what other customers have to say can help immensely. 

What are some pros and cons about the app?

Every insurance company, including GEICO, has its own set of advantages and disadvantages. After reviewing detailed information about this company, let’s highlight the main pros and cons. This evaluation encompasses insights from GEICO home and auto insurance reviews, GEICO insurance BBB ratings, and common GEICO problems.