GEICO Insurance Review & Complaints: Pet Insurance

GEICO pet insurance is offered through Embrace, an accident and illness pet insurance company that provides coverage for unexpected vet bills and has partnered with GEICO. The GEICO pet insurance cost per month with Embrace will not affect your other insurance rates. Read our review to learn more.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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Written by Eric Stauffer
Founder & Former Insurance Agent Eric Stauffer

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Feb 25, 2022

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Does GEICO have pet insurance? Yes, through Embrace Pet Insurance.

Among the long list of products GEICO offers outside of car insurance is pet insurance coverage. Like most other non-auto insurance policies offered by the company, it is actually provided by a different company.

GEICO insurance agency selects partner insurance companies through which to offer a range of different products. In the case of pet insurance plans, the company has partnered with Embrace Pet Insurance.

The policies are obtained through GEICO’s insurance agency, administered through Embrace, and in another layer of affiliation, actually underwritten by American Modern Insurance Company. This is true of all Embrace policies, and common practice in pet insurance plans. Keep reading our review to learn if it’s the best pet insurance policy for you.

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What is there to know about Embrace Pet Insurance?

Embrace is primarily accident and illness pet insurers providing coverage for unexpected veterinary care bills. They do, however, also offer an option for routine care coverage, called Wellness Rewards.

They have their own payment plans, limits, and conditions for who can apply. They have a variety of policy service options, and can provide valuable coverage to animals of all sorts. We have a full breakdown of Embrace’s products, services, rates, and reputation in our pet insurance review. We discuss what Embrace expects when animals have pre-existing conditions, or when they reach a certain age, which can be important for owners.

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How do these insurers work together?

GECIO and Embrace work together to allow current customers the opportunity to obtain specialty coverage with the assistance of a company they already know. Essentially, it is a recommendation from GEICO to existing customers to select this particular pet insurance company.

There is no indication that purchasing a pet insurance policy from Embrace through GEICO will save you money. The insurer does not offer a discount on car insurance for purchasing through them, nor does it seem that you are able to get any sort of umbrella policy with your auto policy and pet insurance. All of the discounts listed on the site are the same as those offered when purchasing directly from Embrace.

Links to get a quote or get more information about pet insurance redirect visitors to the Embrace website.

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