Types of Home Insurance Policies (2022 Expert Guide)

There are many different types of homeowners' insurance. These types start with the code HO followed by a number that designates the type of coverage you need, for example, "HO7." If you just need basic coverage, you may get an HO1 home policy, which is the most expensive type of home insurance as it usually covers homes that aren't covered by a higher level of home insurance coverage.

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UPDATED: Jul 27, 2022

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