How do I file a claim with Travelers for car insurance?
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Heidi Mertlich
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Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
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UPDATED: Apr 30, 2026
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UPDATED: Apr 30, 2026
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Subhead: To file a claim with Travelers for car insurance, visit the company website and click the “file a claim” button. Alternatively, you can choose to call customer service at 1-800-252-4633. Be sure to have as much information as possible regarding the accident or collision, including pictures and witness testimony if necessary.
What You Should Know
- You can file a Travelers car insurance claim by calling customer service at 1-800-252-4633
- You need your policy number to file a claim, and the claims representative will ask for information about the accident
- If you carry comprehensive insurance, there is an online process that only takes a few minutes to schedule an appointment for glass repair
First, decide if you need to file a claim. If you get a repair estimate before making a claim and the repair cost is less than your insurance deductible, there is no reason to make a claim. If you decide to make a claim, Travelers gets a good customer service rating on the reviews of the best car insurance company for paying claims.
How to File a Car Insurance Claim with Travelers Insurance
Follow these steps to file a car insurance claim:
- Gather Information. Be prepared to give this information to the claims representative: the location and time of day of the accident, photos of the damages, a copy of the police report with witness statements (if any), and contact/insurance information about the other driver(s).
- File the claim with Travelers Claim Center. You can reach the Travelers Claim Center by contacting Travelers customer service at 1-800-252-4633 or file your claim online.
- Save your claim number. A number is assigned to your claim for tracking purposes.
- Contact your insurance adjuster. A Travelers insurance adjuster evaluates the damage to your vehicle and processes the claim.
- Track your claim. After you file your claim, you can track your claim online.
A Travelers claim professional will contact you after you file your claim to make arrangements to inspect the car. Depending on the severity of the accident, the claim professional may meet with you in person or may be able to handle the claim over the telephone. The damage inspection provides the information needed to create a written repair estimate.
When Travelers and you agree with the estimate for making the repairs, you may choose to take your car to an authorized repair shop in the Travelers repair network or your favorite mechanic.
Read our Travelers insurance review to better understand the differences in insurance coverage and deductibles before making a claim so you know what is covered and how much you have to pay out-of-pocket.
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When Not to File a Travelers Car Insurance Claim
The claim you file depends on whether you have coverage for the incident. If you don’t have full coverage car insurance, you may be responsible for paying for repairs and injuries yourself.
However, if your car has minor damage, and there were no injuries caused by the accident, you can choose not to file a claim with Travelers for a few good reasons, which include:
- The damage estimate is less than your deductible.
- The other driver is at fault for causing the accident, and you will make a claim against the other insurance company.
- You want to avoid a premium rate increase.
If you don’t understand what is covered, you can refer to our guide comparing collision vs. comprehensive coverage.
Tips For Filing a Claim with Travelers Car Insurance
Reach out directly to an insurance agent to file a claim with Travelers for car insurance or start the car insurance claims process online at the company website. You will need your policy number and to provide details about the incident.
Filing a claim is easy if you have full coverage insurance. Otherwise, you may need to review your policy to understand what is covered carefully. You have the option not to file a claim as long as you do not have a car loan. Usually, a lender requires a claim to be filed for any damages.
FAQs
How do I get an online account from Travelers?
Visit the company website and register for a MyTravelers® account with your policy information.
How do I upload photos of the accident damages?
You can upload photos using your claim number and the date of the accident at the online Travelers Claim Upload Center.
How long does it take to process a claim at Travelers?
Travelers works efficiently to resolve claims but doesn’t give time estimates for processing claims. In general, auto insurance claims take a few weeks to months, depending on the complexity and if there are any injuries.
SEO Title Tag: How do I file a claim with Travelers for car insurance?
META: File your claim with Travelers for car insurance online account access or call the customer service department at 1-800-252-4633 to speak with a claims representative.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.