Best Lincoln MKS Car Insurance Quotes (2023)
Average Lincoln MKS insurance rates costs are $123/mo for full coverage while Lincoln MKS insurance rates are $29.92/mo for comprehensive, $43.58/mo for collision, and $34.58/mo for liability. Compare Lincoln MKS insurance quotes using our quote tool below to find the best deal.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
UPDATED: Jul 23, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 23, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,472 a year or $123 each month
- A liability-only policy costs around $590 a year or $49 each month
- Highest rates are for teenage drivers at around $5,380 a year or $448 each month
- Good drivers can save as much as $607 a year by earning policy discounts
- Lincoln MKS insurance costs around $47 less per year than the average vehicle
Lincoln MKS insurance rates are slightly less than the average vehicle with full coverage costing about $1,472 a year or $123 a month. Drivers of an older model Lincoln MKS may decide to get liability only coverage which costs around $590 a year or $49 a month. Let’s take a look at Lincoln MKS insurance rates, crash test ratings, and more.
You can start comparing quotes for Lincoln MKS car insurance rates from some of the best car insurance companies by using our free online tool now.
Lincoln MKS Insurance Cost
The average Lincoln MKS auto insurance costs are $1,472 a year or $123 a month.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Are Lincoln MKSs Expensive to Insure?
The chart below details how Lincoln MKS insurance rates compare to other luxury cars like the Audi S8, Mercedes-Benz CLS 550, and Lexus GS 350.
Vehicle | Comprehensive | Collision | Liability | Total |
Audi S8 | $658 | $1,368 | $398 | $2,582 |
Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
Lexus GS 350 | $370 | $714 | $338 | $1,558 |
Lexus GS 300 | $344 | $656 | $338 | $1,474 |
Infiniti Q70 | $370 | $774 | $338 | $1,618 |
Lexus IS 300 | $356 | $686 | $398 | $1,598 |
However, there are a few things you can do to find the cheapest Lincoln insurance rates online.
What Impacts the Cost of Lincoln MKS Insurance?
The Lincoln MKS trim and model you choose can impact the total price you will pay for Lincoln MKS car insurance coverage.
Age of the Vehicle
Older Lincoln MKS models generally cost less to insure. For example, auto insurance rates for a 2016 Lincoln MKS are $1,472, while 2010 Lincoln MKS rates are $1,198, a difference of $274.
Model Year | Comprehensive | Collision | Liability | Total |
2016 Lincoln MKS | $332 | $640 | $364 | $1,472 |
2015 Lincoln MKS | $314 | $618 | $376 | $1,444 |
2014 Lincoln MKS | $302 | $574 | $384 | $1,396 |
2013 Lincoln MKS | $290 | $540 | $388 | $1,354 |
2012 Lincoln MKS | $278 | $484 | $390 | $1,288 |
2011 Lincoln MKS | $260 | $446 | $390 | $1,232 |
2010 Lincoln MKS | $250 | $418 | $394 | $1,198 |
Driver Age
Driver age can have a significant effect on Lincoln MKS car insurance rates. For example, 30-year-old drivers pay $65 more for Lincoln MKS car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Lincoln MKS insurance rates. For example, drivers in Los Angeles may pay $1,266 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Lincoln MKS car insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKS car insurance with violations on their driving record.
Lincoln MKS Safety Ratings
Your Lincoln MKS car insurance rates are tied to the safety ratings of the Lincoln MKS. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Poor |
---|---|
Small overlap front: passenger-side | Not Tested |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
Source: Insurance Institute for Highway Safety |
Lincoln MKS Crash Test Ratings
Lincoln MKS crash test ratings can impact the cost of your Lincoln MKS car insurance. See Lincoln MKS crash test results below:
Vehicle Tested | Overall | Frontal | Side | Rollover |
2016 Lincoln MKS 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
2016 Lincoln MKS 4 DR AWD | 5 stars | 5 stars | 5 stars | 4 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
---|
Lincoln MKS Safety Features
Having a variety of safety features on your Lincoln MKS can help lower your Lincoln MKS insurance costs. The Lincoln MKS’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Lincoln MKS Insurance Loss Probability
The lower percentage means lower Lincoln MKS auto insurance rates; higher percentages mean higher Lincoln MKS car insurance rates. The Lincoln MKS’s insurance loss probability varies for each form of coverage.
Insurance Coverage Category | Loss Rate |
Collision | 21% |
---|---|
Property Damage | -10% |
Comprehensive | 40% |
Personal Injury | -22% |
Medical Payment | 3% |
Bodily Injury | no data |
Source: Insurance Institute for Highway Safety |
Lincoln MKS Finance and Insurance Cost
If you are financing a Lincoln MKS, most lenders will require your carry higher Lincoln MKS coverages including comprehensive coverage, so be sure to compare Lincoln MKS car insurance rates from the best companies using our FREE tool below.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Ways to Save on Lincoln MKS Insurance
You have more options at your disposal to save money on your Lincoln MKS auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lincoln MKS car insurance rates
- Consider Lincoln MKS Insurance Costs Before Buying a Lincoln MKS
- Watch Your Insurer Closely When Your Lincoln MKS Needs Repairs
- Provide Your Lincoln MKS VIN When Requesting Lincoln MKS Auto Insurance Quotes
- Check Reviews and State Complaints Before You Choose an Insurer
- Get Lincoln MKS Auto Insurance Through Costco
Top Lincoln MKS Insurance Companies
Who is the best auto insurance company for Lincoln MKS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln MKS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln MKS offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Compare Free Lincoln MKS Insurance Quotes Online
You can start comparing quotes for Lincoln MKS car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.