Best Lincoln MKS Car Insurance Quotes (2023)

Key takeaways:

• Full coverage costs around $1,472 a year or $123 each month
• A liability-only policy costs around $590 a year or $49 each month
• Highest rates are for teenage drivers at around $5,380 a year or $448 each month
• Good drivers can save as much as $607 a year by earning policy discounts
• Lincoln MKS insurance costs around $47 less per year than the average vehicle

Lincoln MKS insurance rates are slightly less than the average vehicle with full coverage costing about $1,472 a year or $123 a month. Drivers of an older model Lincoln MKS may decide to get liability only coverage which costs around $590 a year or $49 a month. Let’s take a look at Lincoln MKS insurance rates, crash test ratings, and more.

You can start comparing quotes for Lincoln MKS car insurance rates from some of the best car insurance companies by using our free online tool now.

Lincoln MKS Insurance Cost

The average Lincoln MKS auto insurance costs are $1,472 a year or $123 a month.

Are Lincoln MKSs Expensive to Insure?

The chart below details how Lincoln MKS insurance rates compare to other luxury cars like the Audi S8, Mercedes-Benz CLS 550, and Lexus GS 350.

However, there are a few things you can do to find the cheapest Lincoln insurance rates online.

What Impacts the Cost of Lincoln MKS Insurance?

The Lincoln MKS trim and model you choose can impact the total price you will pay for Lincoln MKS car insurance coverage.

Age of the Vehicle

Older Lincoln MKS models generally cost less to insure. For example, auto insurance rates for a 2016 Lincoln MKS are $1,472, while 2010 Lincoln MKS rates are $1,198, a difference of $274.

Driver Age

Driver age can have a significant effect on Lincoln MKS car insurance rates. For example, 30-year-old drivers pay $65 more for Lincoln MKS car insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Lincoln MKS insurance rates. For example, drivers in Los Angeles may pay $1,266 a year more than drivers in Indianapolis.

Your Driving Record

Your driving record can have an impact on the cost of Lincoln MKS car insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKS car insurance with violations on their driving record.

Lincoln MKS Safety Ratings

Your Lincoln MKS car insurance rates are tied to the safety ratings of the Lincoln MKS. See the breakdown below:

Test Type	Rating
Small overlap front: driver-side	Poor
Small overlap front: passenger-side	Not Tested
Moderate overlap front	Good
Side	Good
Roof strength	Good
Head restraints and seats	Good
Source: Insurance Institute for Highway Safety

Lincoln MKS Crash Test Ratings

Lincoln MKS crash test ratings can impact the cost of your Lincoln MKS car insurance. See Lincoln MKS crash test results below:

Lincoln MKS Safety Features

Having a variety of safety features on your Lincoln MKS can help lower your Lincoln MKS insurance costs. The Lincoln MKS’s safety features include:

• Driver Air Bag
• Passenger Air Bag
• Front Head Air Bag
• Rear Head Air Bag
• Front Side Air Bag
• 4-Wheel ABS
• 4-Wheel Disc Brakes
• Brake Assist
• Electronic Stability Control
• Daytime Running Lights
• Child Safety Locks
• Adjustable Pedals
• Traction Control
• Blind Spot Monitor
• Lane Departure Warning
• Lane Keeping Assist
• Cross-Traffic Alert

Lincoln MKS Insurance Loss Probability

The lower percentage means lower Lincoln MKS auto insurance rates; higher percentages mean higher Lincoln MKS car insurance rates. The Lincoln MKS’s insurance loss probability varies for each form of coverage.

Insurance Coverage Category	Loss Rate
Collision	21%
Property Damage	-10%
Comprehensive	40%
Personal Injury	-22%
Medical Payment	3%
Bodily Injury	no data
Source: Insurance Institute for Highway Safety

Lincoln MKS Finance and Insurance Cost

If you are financing a Lincoln MKS, most lenders will require your carry higher Lincoln MKS coverages including comprehensive coverage, so be sure to compare Lincoln MKS car insurance rates from the best companies using our FREE tool below.

Ways to Save on Lincoln MKS Insurance

You have more options at your disposal to save money on your Lincoln MKS auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Lincoln MKS car insurance rates

• Consider Lincoln MKS Insurance Costs Before Buying a Lincoln MKS
• Watch Your Insurer Closely When Your Lincoln MKS Needs Repairs
• Provide Your Lincoln MKS VIN When Requesting Lincoln MKS Auto Insurance Quotes
• Check Reviews and State Complaints Before You Choose an Insurer
• Get Lincoln MKS Auto Insurance Through Costco

Top Lincoln MKS Insurance Companies

Who is the best auto insurance company for Lincoln MKS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln MKS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln MKS offers.

Compare Free Lincoln MKS Insurance Quotes Online

You can start comparing quotes for Lincoln MKS car insurance rates from some of the best car insurance companies by using our free online tool now.