Best Audi Car Insurance Quotes (2025)

If you’re in the market for Audi car insurance, you’re in luck. Countless insurance companies offer helpful policies for Audi owners. However, while finding car insurance for an Audi isn’t all that stressful, you may not know exactly what type of car insurance you want. 

There is no specific type of Audi car insurance you need. Instead, you must meet your state’s minimum coverage requirements before getting your Audi on the road. Some Audi owners may want a simple, minimum vehicle coverage policy. Others will need full coverage for the additional protection.

Once you know what type of coverage you need, you can search online for the best Audi car insurance quotes in your area. Compare car insurance quotes from several companies to determine which offers you the coverage you need at a price that suits your budget. 

If coverage for your Audi seems too expensive, you can search for Audi car insurance discounts and speak with representatives from different companies to learn how much you could save on your monthly or annual rates.

In addition, you could also increase your deductible to save money on your car insurance premium.

The Types of Audi Car Insurance You Need

Everyone who drives an Audi needs car insurance. Aside from New Hampshire and Virginia, every state in the U.S. requires drivers to carry a minimum amount of car insurance coverage.

Depending on where you live, you will need certain levels of the following liability insurance:

• Property damage liability: Covers you if you cause an accident and damage someone’s vehicle or other personal property. 
• Bodily injury liability: Bodily injury liability insurance companies cover you if you cause an accident and one or more people are injured. 

Some states require additional coverage for a liability-only or minimum coverage policy, including one or more of the following: 

• Personal injury protection (PIP): Personal injury protection car insurance companies help with medical bills, lost wages, and funeral costs associated with a covered accident.
• Medical payments (MedPay): MedPay car insurance companies help with medical bills like visits to the doctor and hospital stays. 
• Uninsured/underinsured motorist coverage: If another driver causes an accident but does not carry proper insurance, uninsured/underinsured motorist companies allow your insurance company to pay for the damage someone else caused to your vehicle.

If your state does not require PIP, MedPay, or uninsured/underinsured motorist insurance, you may want to invest in these coverages for additional protection and peace of mind. 

Full Coverage for an Audi

If you own an Audi, you should consider purchasing a full coverage car insurance policy on your vehicle. Full coverage helps you stay protected when you get behind the wheel. Otherwise, you may need to pay for repairs to your vehicle if someone or something damages it.

A full coverage policy includes the following insurance coverages:

• Collision insurance: Collision car insurance companies pay for damage to your vehicle if you cause an accident. Collision will cover your Audi up to its actual cash value (ACV).
• Comprehensive insurance: Comprehensive car insurance pays if theft, vandalism, wild animals, or inclement weather damage your Audi. 

With collision and comprehensive insurance, your car is protected if you’re in a car accident or if someone or something damages your vehicle. If you have a new Audi, or if you have a loan or lease on your vehicle, you’ll need full coverage on your car. 

Audi Car Insurance Quotes

The average cost of car insurance for an Audi is around $3,413 annually or $284 each month. Still, the model of Audi you drive will impact your car insurance rates significantly.

For example, Audi A4 car insurance quotes are $1,528 annually or $142 per month for full coverage, which is significantly less than the average cost of Audi coverage. Because rates for Audi models can vary so much, it’s important to compare quotes to find the best rates for coverage in your area.

Comparing quotes is the best way to find cheap car insurance for an Audi. 

Discounts on Car Insurance for an Audi

If you drive an Audi, you may qualify for car insurance discounts on your car insurance coverage. You could save up to 25% on your car insurance with discounts.

Some of the most common discounts for Audi drivers include: 

• Defensive driver
• Good student
• Multi-policy
• Multi-car
• Paid-in-full
• New car
• Safety features
• Loyalty
• Affiliation

If you believe you’re eligible for one or more discounts, you can speak with a representative from any company you’re considering to see how much you could save on car insurance.

The Best Ways to Save on Audi Car Insurance Quotes 

Comparing quotes is the best way to save money on coverage for your Audi. When you compare quotes, you learn which companies offer the coverage you want in your area at a price that works for you and your family. You risk paying too much for coverage if you don’t compare quotes.

As mentioned earlier, discounts can also help you save money on your car insurance coverage. If your Audi car insurance rates are still too high, you may be able to lower your car insurance rates by increasing your car insurance deductible.

However, while increasing your deductible could lower your monthly or annual rates, you must ensure you can pay your deductible if you’re ever in an accident. 

Finding Cheap Audi Car Insurance

Audi car insurance doesn’t have to be difficult to find, but rates for Audi coverage may be more expensive than other car makes and models. 

The average rates for Audi car insurance are around $3,413 annually or $284 each month. To find cheaper rates for your insurance, you can purchase a minimum coverage policy, though you may want to stick with full coverage for the protection it offers, even though it can be more expensive. 

You may qualify for discounts that can help you save money on your Audi car insurance rates. You can also increase your deductible. Still, you must choose a deductible that you can pay if you’re ever in an accident and have to file a claim. 

The best way to save money on your Audi car insurance is to compare Audi car insurance quotes from several companies in your area. When you do, you’ll learn which companies offer the policy you’re looking for at a price you can afford.