MMG Insurance: What You Need To Know

MMG Insurance is only available in five states, but its wide array of coverages for home and auto policies is truly impressive. Additional coverage options help you maximize protection, and MMG has been in business for over 100 years so you can be confident that it is a reliable company. If you live outside of MMG Insurance's coverage area, you can shop online to find the best insurance company for your needs.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 1, 2022

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The Highlights

  • MMG Insurance is not available throughout the United States
  • MMG Insurance is a financially strong company
  • MMG home insurance policies are customizable

The MMG Insurance Company is a reliable entity that can get you the home or car insurance that you need to stay protected. While MMG Insurance locations are limited to only a few states, this company’s coverage options are plentiful. Keep reading to discover more about the coverage options MMG Insurance offers, how to save money on your rates, and more.

As you read this MMG Insurance review, enter your ZIP code so you can start comparing free quotes with other companies right away.

Who is MMG Insurance?

MMG, or the Maine Mutual Group, first opened its doors for business in 1897 and currently calls Presque Isle its home. While glowing MMG Insurance reviews may have you desperate to buy a policy from this company, if you don’t live in certain states, you won’t be able to complete this goal. MMG only provides insurance coverage to residents of these states:

  • Maine
  • New Hampshire
  • Vermont
  • Pennsylvania
  • Virginia

A.M. Best awarded MMG Insurance an A rating which is a testament to the financial strength of this company which has been proven again and again throughout the years. If you live outside the states where MMG provides coverage, you’ll still be able to find a reliable insurance company. You’ll simply need to shop online and look up a few customer reviews to find a financially strong, reliable company that provides great customer service.

If you were to look up “MMG Insurance careers,” you wouldn’t find any call for insurance agents. This is because MMG sells its policies through independent agents. These agents aren’t paid a salary by MMG and are hired by clients to find the best policies for their needs, which means that MMG has continually proven to be a customer favorite.

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How can MMG Insurance protect you at home and on the road?

The MMG Insurance Company provides many coverage options that are designed to help you reduce the amount of risk to your home or car. If you need protection for your home, you’ll be able to choose between two great home insurance plans called the Home Advantage plan and the Home Advantage Ultra plan.

These plans could give you the financial assistance you need to pay for another person’s medical bills if they were injured in your home, as well as protections for items like:

  • Securities
  • Deeds
  • Expensive personal property
  • Silverware
  • Bullion

On top of that, you can choose to procure an extra 25% of coverage on your dwelling, an extra 70% of personal property coverage, and even water backup and sump discharge coverage. The optional coverages that MMG has to offer you are actually quite extensive. For example, if you are a person who doesn’t like to take risks, you may be interested in refrigerated property coverage and identity theft coverage that MMG offers.

MMG’s car insurance coverages are nothing to sneeze at either. While you’ll be able to pick between a liability-only and full coverage policy, if you choose full coverage, you’ll be able to purchase MMG’s Drivers Advantage add-on too. With this add-on, you’ll be able to take advantage of a disappearing collision deductible, increased medical payments, and a glass deductible waiver. These are just some of the perks that come with MMG’s Drivers Advantage.

For more information on these policies, you can call the MMG Insurance phone number and ask an insurance representative any questions you have directly.

Is filing a claim with MMG Insurance easy?

While experiencing a loss can be stressful, MMG Insurance makes the claims filing process simple. No matter the time of day, you could file a claim by logging into your account online or by calling the 24-hour service line that MMG has available for emergencies like this.

Does MMG Insurance offer discounts?

While MMG may very well offer discounts for home and auto insurance, there is a listing of its discounts on its website. You can, however, review this data table that displays discounts offered by the top insurance companies in the business so you can be sure that you are getting the best possible deal the next time you shop for insurance:

Car Insurance Discounts by Company
Auto Insurance Discounts21st CenturyAAAAllstateAmerican FamilyAmeripriseAmicaCountry FinancialEsuranceFarmersGeicoLiberty MutualMetLifeNationwideProgressiveSafe AutoSafecoState FarmThe GeneralThe HanoverThe HartfordTravelersUSAASources:
Adaptive Cruise Controlxxxxhttps://www.21st.com/car-insurance-by-state.htm
Adaptive Headlightsxxxxxxxxhttps://autoclubsouth.aaa.com/Insurance/Auto_Insurance_Quote.aspx
Anti-lock Brakesxxxxxxxxxxxxxxxxxxxxxxhttps://www.allstate.com/auto-insurance/auto-insurance-discounts.aspx
Anti-Theftxxxxxxxxxxxxxxxxxxxxxxhttps://www.amfam.com/resources/discounts
Claim Freexxxxxxxxxxxxxxxxxxxxxxhttps://www.ameriprise.com/auto-home-insurance/Costco/insurance-choices/auto/auto-insurance-discounts.asp
Continuous Coveragexxxxxxxxxxxxxxxhttps://www.amica.com/en/products/auto-insurance/discounts.html
Daytime Running Lightsxxxxxxxxxxxxxxxxxxhttps://www.countryfinancial.com/en/insurance/auto-recreational/auto.html
Defensive Driverxxxxxxxxxxxxxxxxxxxxxxhttps://www.esurance.com/insurance/car/discounts
Distant Studentxxxxxxxxxxxxxxxhttps://www.farmers.com/faq/discounts/#autodefinitions
Driver's Edxxxxxxxxxxxxxxxxxxxxhttps://www.geico.com/save/discounts/car-insurance-discounts/
Driving Device/Appxxxxxxxxxxxxxxhttps://www.libertymutual.com/auto/affordable-car-insurance
Early Signingxxxxxxxxxxxxxxhttps://www.metlife.com/insurance/auto-insurance/car-insurance/
Electronic Stability Controlxxxxxxxxxhttps://www.nationwide.com/car-insurance-discounts.jsp
Emergency Deploymentxhttps://www.progressive.com/auto/car-insurance-discounts/
Engaged Couplexhttps://www.safeauto.com/about/faqs
Family Legacyxxxxxxhttps://www.safeauto.com/car-insurance/car-insurance-for-teens
Family Planxxxxxhttps://www.safeco.com/auto-insurance/discounts
Farm Vehiclexxxxhttps://www.statefarm.com/insurance/auto/discounts
Fast 5xhttps://www.thegeneral.com/car-insurance/basics/cheap-flexible/
Federal Employeexxxxhttps://www.hanover.com/connections-smart-savings.html
Forward Collision Warningxxxxxxxhttps://www.thehartford.com/aarp/car-insurance
Full Paymentxxxxxxxxxxxxxxxxxhttps://www.travelers.com/personal-insurance/auto-insurance/discounts-advantages.aspx
Further Educationxxxxxxxxxhttps://www.usaa.com/inet/wc/advice-auto-lowerautoinsurance
Garaging/Storingxxxxxxhttps://www.usaa.com/inet/wc/faq_Automatic_License_index
Good Creditxxxxhttps://www.usaa.com/inet/wc/auto_insurance_teen_driver_main
Good Studentxxxxxxxxxxxxxxxxxxxxxxhttps://www.usaa.com/inet/pages/auto_event_insurance?akredirect=true
Green Vehiclexxxxxxxhttps://www.usaa.com/inet/pages/auto_insurance_driving_research_discount_main
Homeownerxxxxxxxxxxxxxxxxxxhttps://www.bankrate.com/finance/insurance/car-insurance-discounts.aspx
Lane Departure Warningxxxxhttps://www.naic.org/documents/web_market_share_160301_2015_property_lob.pdf
Life Insurancexx
Low MileagexxxxxxxxxxxxxxxxxxxDisclaimers
Loyaltyxxxxxxxxxxxx*Discounts and their availability vary by state and eligibility requirements
Marriedxxxxxxxxxxxxxx*Safety Features are not always listed as "discounts" but almost always help lower the rate
Membership/Groupxxxxxxxxxxx
Militaryxxxxxxxxxxx
Military Garagingx
Multiple Driversxx
Multiple Policiesxxxxxxxxxxxxxxxxxxxxx
Multiple Vehiclesxxxxxxxxxxxxxxxxxxxxx
New Addressx
New Customer/New Planxxx
New Graduatex
Newer Vehiclexxxxxxxxxxxxxxxx
Newly Licensedx
Newlywedsx
Non-Smoker/Non-Drinkerx
Occasional Operatorx
Occupationxxxxxxxxxxxx
On Time Paymentsxxxx
Online Shopperxx
Paperless Documentsxxxxxxxx
Paperless/Auto Billingxxxxxxxxxxxxxxxxx
Passive Restraintxxxxxxxxxxxxxxxxxxxxxx
Recent Retireesxx
Renterxxx
Roadside Assistancexx
Safe Driverxxxxxxxxxxxxxxxxxxx
Seat Belt Usex
Senior Driverxxxxxxxxx
Stable Residencexxxx
Students & Alumnixxxxxx
Switching Providerxxxxxxxxxxx
Utility Vehiclexxxx
Vehicle Recoveryxxxxxxxxxxxxxxxxxxxxx
VIN Etchingxxxxxxxxxx
Volunteerx
Young Driverxxxxxx
Discounts Provided #21212927182726343432383835362230202022382828
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Here’s a good tip to remember if you’re concerned about your insurance rates: Always set aside some time to review your policy. Partaking in a regular policy review can help you catch missing discounts or outdated information that needs to be adjusted.

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What You Need to Know About the MMG Insurance Company

Although the MMG Insurance Company is over 100 years old, it hasn’t fallen behind the times. With MMG, you can pay online for your policies, so you won’t ever have to worry about missing a bill again. With the wide array of additional coverages that MMG offers, you’ll be able to rest easy knowing that your home and auto are protected.

Now that you’ve finished this in-depth MMG review, you can feel confident as you start shopping for an insurance company that fits your needs. Enter your ZIP code to start comparing free insurance quotes today.

MMG Insurance FAQs

How can I buy a policy from MMG?

While you can’t buy a policy directly from the MMG website, you can use the website to be connected with a local agent who can get you the information you need so you can start protecting your assets.

Does MMG Insurance sell life insurance policies?

Unfortunately, MMG doesn’t offer life insurance policies as of yet. However, you can shop online to find the best insurance policy for your needs.

Does MMG Insurance sell other insurance policies?

You can purchase a wide array of insurance products from MMG like personal or commercial umbrella insurance, a commercial auto policy, a farm insurance policy, and even recreation vehicle insurance policies.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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