Best GMC Acadia Car Insurance Quotes (2023)
Online GMC Acadia car insurance rates are $108 a month on average, but you can compare your GMC Acadia insurance quotes online with our free tool. Follow this comparison guide before buying GMC Acadia insurance coverage, because we've found that the best companies with affordable GMC Acadia insurance costs are State Farm and GEICO.
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Written by
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 31, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 31, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,294 a year or $108 each month
- A liability-only policy costs around $519 a year or $43 each month
- Highest rates are for teenage drivers at around $4,730 a year or $394 each month
- Good drivers can save as much as $534 a year by earning policy discounts
- GMC Acadia insurance costs around $225 less per year than the average vehicle
GMC Acadia insurance rates are about $225 less than the average vehicle with full coverage costing around $1,294 a year or $108 a month. The highest rates are for teen drivers who will pay around $4,730 a year or $394 a month.
Good drivers can save up to $534 in policy discounts by staying safe on the roads. We’re going to take a closer look at GMC Acadia insurance rates, crash test ratings, and more.
You can start comparing quotes for GMC Acadia car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Acadia Insurance Cost
The average GMC Acadia car insurance costs are $1,294 a year or $108 a month.
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Are GMC Acadias Expensive to Insure?
The chart below details how GMC Acadia insurance rates compare to other SUVs like the Audi Q3, Volkswagen Touareg, and Lexus RX 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Hyundai Santa Fe | $294 | $562 | $372 | $1,386 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
| BMW X3 | $376 | $656 | $372 | $1,562 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Acadia Insurance?
The GMC Acadia trim and model you choose can impact the total price you will pay for GMC Acadia auto insurance coverage.
Age of the Vehicle
The average GMC Acadia car insurance rates are higher for newer models. For example, car insurance for a 2020 GMC Acadia costs $1,294, while 2010 GMC Acadia insurance costs are $1,084, a difference of $210.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Acadia | $294 | $470 | $372 | $1,294 |
| 2019 GMC Acadia | $280 | $452 | $390 | $1,280 |
| 2018 GMC Acadia | $270 | $448 | $398 | $1,274 |
| 2017 GMC Acadia | $260 | $436 | $416 | $1,270 |
| 2016 GMC Acadia | $250 | $418 | $430 | $1,256 |
| 2015 GMC Acadia | $238 | $404 | $442 | $1,242 |
| 2014 GMC Acadia | $228 | $374 | $452 | $1,212 |
| 2013 GMC Acadia | $218 | $352 | $456 | $1,184 |
| 2012 GMC Acadia | $210 | $316 | $460 | $1,144 |
| 2011 GMC Acadia | $196 | $292 | $460 | $1,106 |
| 2010 GMC Acadia | $190 | $272 | $464 | $1,084 |
Driver Age
Driver age can have a significant effect on GMC Acadia car insurance rates. As an example, a 30-year-old driver pays around $57 more each year for their GMC Acadia car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on GMC Acadia insurance rates. For example, drivers in Los Angeles may pay $1,113 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of GMC Acadia auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Acadia car insurance with violations on their driving record.
GMC Acadia Safety Ratings
Your GMC Acadia auto insurance rates are tied to the GMC Acadia’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
GMC Acadia Crash Test Ratings
GMC Acadia crash test ratings can impact your GMC Acadia car insurance rates. See GMC Acadia crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Limited SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Limited SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Denali SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Denali SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia Denali SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia Denali SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
GMC Acadia Safety Features
Most drivers don’t realize that not only do GMC Acadia safety features play a vital role in keeping passengers safe in crashes, but they can also help lower GMC Acadia auto insurance rates. The GMC Acadia’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
GMC Acadia Insurance Loss Probability
Another contributing factor that affects GMC Acadia car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -25% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -27% |
| Personal Injury | -29% |
| Medical Payment | -31% |
| Bodily Injury | -20% |
| Source: Insurance Institute for Highway Safety | |
GMC Acadia Finance and Insurance Cost
If you are financing a GMC Acadia, most lenders will require your carry higher GMC Acadia coverage options including comprehensive coverage, so be sure to shop around and compare GMC Acadia car insurance rates from the best companies using our FREE tool below.
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Ways to Save on GMC Acadia Insurance
Drivers can end up saving more money on their GMC Acadia car insurance rates by employing any one of the following strategies.
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Ask About Loyalty Discounts
- Ask About Welcome Discounts
- Ask About Mature Driver Discounts for Drivers Over 50
- Spy on Your Teen Driver
Top GMC Acadia Insurance Companies
Who is the top car insurance company for GMC Acadia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Acadia auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Acadia offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Acadia Insurance Quotes Online
You can start comparing quotes for GMC Acadia car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|