Best Car Insurance Company for Infinitis (2025)

Maybe you’re looking for car insurance for an Infiniti FX you just drove home from the dealer, or maybe there’s a Q60 in your garage, and you don’t trust your current carrier. Either way, you’ve chosen an elite vehicle that’s rather expensive to replace, and insurance companies know it.

Owning an Infiniti makes it your job to understand the coverage you’ll need and to gather quotes accordingly. You’re already expecting to pay more, so you should look to get your money’s worth when choosing your next insurance company.

The first step, as always, is to gather quotes. Infinitis are eye-catching luxury vehicles, and they should be insured accordingly. First, let’s talk about the Infiniti car insurance coverage options you may need. Then we’ll see how much you should expect to pay with the best car insurance company for Infinitis.

Comparing Coverage Options for Your Infiniti

Your Infiniti is more than just a method of transportation. Apart from your home, it’s likely your second-most valuable asset, so it’s worth insuring to full value. Insurance companies offer a slew of options, and you may need some, if not all of them. Let’s cover a few types of car insurance coverage:

• Liability coverage: Required in most states, liability coverage is the foundation of all car insurance policies. Whether you cause an accident, a pileup, run over a neighbor’s mailbox, or cause injuries to another party, your liability coverage steps in to protect you in some of the most common — and direst — situations.

• Comprehensive car insurance coverage: To protect your Infiniti, comprehensive coverage may very well be a necessity. In today’s economy, windshields commonly run north of $1,000 to replace, and many states waive car insurance deductibles for windshield repair/replacement. Comprehensive coverage also kicks in when you need to file claims regarding theft, falling objects, floods, or a variety of other external causes which don’t involve your vehicle colliding with another object.

• Collision coverage: Suppose you’ve still got payments to make, whether loan or lease. Comprehensive and collision will be required by your lienholder/lessee in order to protect their investment. If it’s paid off, neither is required, but both are worth looking into. Liability (listed above) pays for damages or injury to the other party’s person/vehicle in the event that you cause an accident, but liability does not pay to fix your vehicle in such an instance. Collision coverage is offered as a means of repairing or replacing your vehicle in the event of an at-fault accident. Find the best collision coverage car insurance companies.

• Uninsured/underinsured motorist coverage: This largely unknown coverage could be a lifesaver under the right circumstances. In many states, the required liability coverage one needs to drive covers far less in property damage than would be necessary to replace your vehicle. For instance, let’s consider the Q50. Nowadays, they start north of $42,000. If someone totals your vehicle in a state which requires that they carry only $25,000 in property damage liability, you could be left to pay the remaining $20,000 or so, all from an accident you didn’t cause. Underinsured coverage steps in to make up the difference between the offending driver’s liability limit and the cost of the resulting medical/property damage. This coverage, though only an option, can feel mandatory when talking about car insurance for an Infiniti Q50 or imperative for a Q60 or QX50. Find the best uninsured motorist coverage car insurance companies.

• Roadside assistance: This is a relatively cheap option at most insurance companies, but it may help you evade the costliest of claims. Abandoning a vehicle raises the chances of vandalism and theft, so a few extra bucks a year may protect your purchase and give you peace of mind.

To find the right coverage for your Infiniti, ask for as many quotes as you can stand. Every car insurance carrier can quote various options. Don’t overburden your budget, but don’t assume any risk you aren’t comfortable taking on. Find out how much car insurance you need.

Infiniti Car Insurance Rates and Coverage Options

How much is car insurance for an Infiniti? It’ll run above average, but for a luxury line, the annual cost is surprisingly affordable.

The vehicle you drive, however, is only one data point that factors into your cost. Your age, driving history, credit score, insurance history, location, and other personal information are also some of the factors that affect your car insurance rates. If you’re behind the wheel of an Infiniti, you’ve opted for luxury. Here’s what you should expect on average on the insurance front:

Average Monthly Infiniti Car Insurance Rates by Model and Coverage Type

Coverage options and discounts vary from provider to provider. Get all the quotes you can find, look them over, and think them over before you decide. While you’re at it, keep these car insurance discounts in mind to lower the insurance cost:

• Vehicle safety: Luxury means safety, and safety means discounts. Infinitis come equipped with some of the highest-tech safety features available, and most insurance companies offer discounts accordingly.

• Anti-theft: Many Infiniti models come standard with anti-theft features, so ask your insurance carrier to be sure that you’re seeing those savings.

• Multi-car: If your Infiniti has company in the garage, quote those other vehicles too. Bundling vehicles with the same company often garners one of the biggest discounts available.

• Multi-line: Whether it’s homeowners, renters, or life insurance, bundling policies of different types will save on each.

• Driver training: Maybe it’s been a while since you’ve taken a driver’s training course. Most insurers offer discounts for taking updated classes, even online.

• Usage-based discounts: Many major insurance companies now offer discounts for drivers who allow monitoring of their driving habits, whether through a device or by downloading and maintaining an app. Learn more about usage-based car insurance.

Selecting the Best Insurance Company for Your Infiniti

Who should you choose? It varies. Prices range from car to car, carrier to carrier, state to state, and person to person. No matter who or where you are, quotes are your friend. Price is naturally a determining factor, but it should never be the only one. Here’s what you can expect on average across several insurers:

Average Monthly Full Coverage vs. Liability-Only Coverage Car Insurance Rates by Company

In the event of a claim, who do you trust to address your needs quickly, help you secure a rental vehicle, or help you find the right body shop? Each insurance provider chooses to do business differently, so which is best can have more to do with your personality than the fine print of any contract.

If you prefer face-to-face interaction, opt for an agent. Independent agents (brokers) can quote you from a variety of companies at once, plus they serve as your face-to-face contact in the event of an emergency, claim, or crisis.

Other companies prefer to operate without local agents at all. This may save on expenses or even your monthly cost, but if you’re an in-person customer, it may not be worth the headache. If, however, you prefer to do your business online or via an app, the reverse could be true.

The Bottom Line on the Best Car Insurance for Infinitis

In today’s car market, claims are costlier than usual and perhaps more expensive than ever. Infinitis may not be the most outrageous to repair, but they’re high-end vehicles, and you can count on high-end costs. There will always be a cheaper option, so instead, find the insurer that provides you the peace of mind you deserve.

If you’re concerned that your current insurer doesn’t have your back, do yourself a favor. Gather some no-cost quotes and reconsider to find the best car insurance company for Infiniti.