Compare Subaru BRZ Insurance Rates [Comparison Guide]
Auto insurance rates for a Subaru BRZ average $1,334 a year, or around $111 a month. On average, Subaru BRZ comprehensive insurance coverage costs $325, collision coverage costs $474, and liability coverage costs $376.
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Written by
D. Gilson, PhD
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 31, 2020
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Key takeaways:
- Full coverage costs around $1,334 a year or $111 each month
- A liability-only policy costs around $535 a year or $45 each month
- Highest rates are for teenage drivers at around $4,876 a year or $406 each month
- Good drivers can save as much as $550 a year by earning policy discounts
- Subaru BRZ insurance costs around $185 less per year than the average vehicle
Subaru BRZ insurance rates are about $185 less per year than the average vehicle. Full coverage costs about $1,334 a year or $111 a month. Good drivers can save up to $550 a year in policy discounts by practicing safe driving habits. Let’s take a closer look at Subaru BRZ insurance rates, safety ratings, and more.
You can start comparing quotes for Subaru BRZ car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Subaru BRZ Insurance Cost
The average auto insurance rates for a Subaru BRZ cost $1,334 a year or $111 a month.
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Are Subaru BRZs Expensive to Insure?
The chart below details how Subaru BRZ insurance rates compare to other coupes like the Infiniti Q60, Cadillac ATS Coupe, and Nissan 370Z.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Audi S5 | $394 | $864 | $398 | $1,814 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
What Impacts the Cost of Subaru BRZ Insurance?
The Subaru BRZ trim and model you choose will affect the total price you will pay for Subaru BRZ insurance coverage.
Age of the Vehicle
Older Subaru BRZ models generally cost less to insure. For example, car insurance rates for a 2017 Subaru BRZ are $1,334, while 2013 Subaru BRZ rates are $1,218, a difference of $116.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Subaru BRZ | $320 | $524 | $354 | $1,334 |
| 2016 Subaru BRZ | $310 | $502 | $364 | $1,312 |
| 2015 Subaru BRZ | $292 | $484 | $376 | $1,288 |
| 2014 Subaru BRZ | $282 | $450 | $384 | $1,252 |
| 2013 Subaru BRZ | $270 | $424 | $388 | $1,218 |
Driver Age
Driver age can have a significant impact on Subaru BRZ auto insurance rates. For instance, a 30-year-old driver may pay $59 more each year for Subaru BRZ auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Subaru BRZ insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Subaru BRZ auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru BRZ car insurance with violations on their driving record.
Subaru BRZ Safety Ratings
Your Subaru BRZ car insurance rates are influenced by the safety ratings of the Subaru BRZ. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Subaru BRZ Crash Test Ratings
Not only do good Subaru BRZ crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Subaru BRZ auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2019 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2018 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2017 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2016 Subaru BRZ 2 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Subaru BRZ Safety Features
The more safety features you have on your Subaru BRZ, the more likely it is that you can earn a discount. The Subaru BRZ’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
- Auto-Leveling Headlights
Subaru BRZ Insurance Loss Probability
The lower percentage means lower Subaru BRZ auto insurance rates; higher percentages mean higher Subaru BRZ car insurance rates. The Subaru BRZ’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 56% |
|---|---|
| Property Damage | -22% |
| Comprehensive | 50% |
| Personal Injury | -13% |
| Medical Payment | -12% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Subaru BRZ Finance and Insurance Cost
If you are financing a Subaru BRZ, you will pay more if you purchase Subaru BRZ auto insurance at the dealership, so be sure to shop around and compare Subaru BRZ auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Subaru BRZ Insurance
There are several ways you can save even more on your Subaru BRZ car insurance rates. Take a look at the following five tips:
- Never Drink and Drive Your Subaru BRZ
- Reduce Modifications on Your Subaru BRZ
- Wait Six Years for Accidents to Disappear from Your Record
- Ask About a Student Away from Home Discount
- Audit Your Subaru BRZ Driving When You Move to a New Location or Start a New Job
Top Subaru BRZ Insurance Companies
Several insurance companies offer competitive rates for the Subaru BRZ based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Subaru BRZ drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Subaru BRZ Insurance Quotes Online
You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.