Best Toyota Avalon Car Insurance Quotes (2023)
The cost of Toyota Avalon car insurance rates are $1,330 a year, or around $111 a month on average. Mature drivers with good driving records may find rates as low as $782 a year.
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Written by
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 15, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 15, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,330 a year or $111 each month
- A liability-only policy costs around $533 a year or $44 each month
- Highest rates are for teenage drivers at around $4,861 a year or $405 each month
- Good drivers can save as much as $548 a year by earning policy discounts
- Toyota Avalon insurance costs around $189 less per year than the average vehicle
Toyota Avalon insurance rates are about $189 less per year than the average vehicle with full coverage costing about $1,330 a year or $111 a month. The highest rates are for teens who will pay about $4,861 a year or $405 a month.
Good drivers save up to $548 a year in policy discounts. Let’s take a closer look at Toyota Avalon insurance rates, safety ratings, and more.
You can start comparing quotes for Toyota Avalon car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Avalon Insurance Cost
The average auto insurance rates for a Toyota Avalon cost $1,330 a year or $111 a month.
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Are Toyota Avalons Expensive to Insure?
The chart below details how Toyota Avalon insurance rates compare to other sedans like the Audi A3, Kia Optima, and Honda Civic.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Honda Civic | $280 | $656 | $420 | $1,536 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Avalon Insurance?
The Toyota Avalon trim and model you choose can impact the total price you will pay for Toyota Avalon car insurance coverage.
Age of the Vehicle
The average Toyota Avalon auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Toyota Avalon costs $1,330, while 2010 Toyota Avalon insurance costs are $1,082, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Toyota Avalon | $320 | $536 | $338 | $1,330 |
| 2017 Toyota Avalon | $308 | $524 | $354 | $1,322 |
| 2016 Toyota Avalon | $298 | $502 | $364 | $1,300 |
| 2015 Toyota Avalon | $282 | $484 | $376 | $1,278 |
| 2014 Toyota Avalon | $270 | $450 | $384 | $1,240 |
| 2013 Toyota Avalon | $260 | $424 | $388 | $1,208 |
| 2012 Toyota Avalon | $248 | $380 | $390 | $1,154 |
| 2011 Toyota Avalon | $232 | $350 | $390 | $1,108 |
| 2010 Toyota Avalon | $224 | $328 | $394 | $1,082 |
Driver Age
Driver age can have a significant effect on the cost of Toyota Avalon car insurance. For example, a 20-year-old driver could pay around $136 more each month for their Toyota Avalon car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Toyota Avalon insurance rates. For example, drivers in Los Angeles may pay $190 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on your Toyota Avalon auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Avalon car insurance with violations on their driving record.
Toyota Avalon Safety Ratings
Your Toyota Avalon car insurance rates are tied to the safety ratings of the Toyota Avalon. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Avalon Crash Test Ratings
Toyota Avalon crash test ratings can impact the cost of your Toyota Avalon car insurance. See Toyota Avalon crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Avalon HYBRID 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Avalon Safety Features
Having a variety of safety features on your Toyota Avalon can help lower your Toyota Avalon insurance costs. The Toyota Avalon’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Toyota Avalon Insurance Loss Probability
The Toyota Avalon’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Toyota Avalon, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 13% |
|---|---|
| Property Damage | -28% |
| Comprehensive | 12% |
| Personal Injury | 6% |
| Medical Payment | -2% |
| Bodily Injury | -26% |
| Source: Insurance Institute for Highway Safety | |
Toyota Avalon Finance and Insurance Cost
If you are financing a Toyota Avalon, you will pay more if you purchase Toyota Avalon car insurance at the dealership, so be sure to shop around and compare Toyota Avalon car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Avalon Insurance
Although it may seem like your Toyota Avalon car insurance rates are set, there are a few measures that you can take to secure the best Toyota Avalon car insurance rates possible. Take a look at the following five ways to save on Toyota Avalon auto insurance.
- Tell Your Insurer About Different Drivers or Uses for Your Toyota Avalon
- Avoid the Temptation to File a Claim for Minor Incidents
- Don’t Always Pick the Cheapest Toyota Avalon Insurance Policy
- Choose a Toyota Avalon with Cheaper Repair Costs
- Move to an Area with a Lower Cost of Living
Top Toyota Avalon Insurance Companies
The best auto insurance companies for Toyota Avalon car insurance rates will offer competitive rates, discounts, and account for the Toyota Avalon’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Avalon Insurance Quotes Online
You can start comparing quotes for Toyota Avalon auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|