Best Dodge Journey Car Insurance Quotes (2024)
The most popular Dodge Journey car insurance companies are Geico and State Farm. The average Dodge Journey insurance rates are $115/mo for full coverage, but you can find the best affordable car insurance for a Dodge Journey by comparison shopping online. Your individual Dodge Journey insurance quotes will vary based on where you live and the age of your Dodge Journey.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Apr 1, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,384 a year or $115 each month
- A liability-only policy costs around $555 a year or $46 each month
- Highest rates are for teenage drivers at around $5,059 a year or $422 each month
- Good drivers can save as much as $571 a year by earning policy discounts
- Car insurance for a Dodge Journey is around $135 less per year than the average vehicle
Good drivers can save up to $571 a year in policy discounts for being safe and courteous on the roads. What is the best car insurance for a Dodge Journey? Let’s take a closer look at the Journey’s insurance rate, safety ratings, and more.
Dodge Journey insurance rates are about $135 less per year than the average vehicle with full coverage car insurance costing around $1,384 a year or $115 a month. The highest rate are for teens who will pay around $5,059 a year or $422 a month.
You can start comparing quotes for Dodge Journey car insurance rates, and find cheap car insurance, from some of the best car insurance companies by using our free online tool now.
Dodge Journey Insurance Cost
The average Dodge Journey car insurance costs are $1,384 a year or $115 a month.
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Are Dodge Journeys Expensive to Insure?
The chart below details how Dodge Journey insurance rates compare to other SUVs like the Jeep Compass, Mitsubishi Outlander Sport, and Ford Expedition.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
| Jeep Compass | $294 | $500 | $372 | $1,324 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
| Ford Expedition | $336 | $532 | $316 | $1,320 |
| Honda Passport | $362 | $656 | $316 | $1,470 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
Read more: Best Car Insurance Company for Jeeps
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Insurance?
Even though the average annual rate for the Dodge Journey is $1,384, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Dodge Journey.
Age of the Vehicle
Older Dodge Journey models generally cost less to insure. For example, car insurance rates for a 2020 Dodge Journey are $1,384, while 2010 Dodge Journey rates are $1,138, a difference of $246.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Dodge Journey | $322 | $532 | $372 | $1,384 |
| 2019 Dodge Journey | $306 | $512 | $390 | $1,366 |
| 2018 Dodge Journey | $294 | $506 | $398 | $1,356 |
| 2017 Dodge Journey | $284 | $494 | $416 | $1,352 |
| 2016 Dodge Journey | $274 | $474 | $430 | $1,336 |
| 2015 Dodge Journey | $260 | $458 | $442 | $1,318 |
| 2014 Dodge Journey | $250 | $424 | $452 | $1,284 |
| 2013 Dodge Journey | $240 | $400 | $456 | $1,254 |
| 2012 Dodge Journey | $230 | $358 | $460 | $1,206 |
| 2011 Dodge Journey | $214 | $330 | $460 | $1,162 |
| 2010 Dodge Journey | $206 | $310 | $464 | $1,138 |
Driver Age
Driver age can have a significant impact on Dodge Journey auto insurance rates. For instance, a 30-year-old driver may pay $61 more each year for Dodge Journey auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Dodge Journey insurance rates. For example, drivers in Jacksonville may pay $831 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Journey car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Journey car insurance with violations on their driving record.
Dodge Journey Safety Ratings
Your Dodge Journey car insurance rates are tied to the safety ratings of the Dodge Journey. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Poor |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Dodge Journey Crash Test Ratings
Dodge Journey crash test ratings can impact the cost of your Dodge Journey car insurance. See Dodge Journey crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Journey SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Dodge Journey SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Journey Safety Features
Dodge Journey safety features can lower the cost of your insurance. The safety features for the 2020 Dodge Journey include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Dodge Journey Insurance Loss Probability
The lower percentage means lower Dodge Journey auto insurance rates; higher percentages mean higher Dodge Journey car insurance rates. The Dodge Journey’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -20% |
|---|---|
| Property Damage | -8% |
| Comprehensive | -20% |
| Personal Injury | 48% |
| Medical Payment | 63% |
| Bodily Injury | 31% |
| Source: Insurance Institute for Highway Safety | |
Dodge Journey Finance and Insurance Cost
If you are financing a Dodge Journey, you will pay more if you purchase Dodge Journey auto insurance at the dealership, so be sure to shop around and compare Dodge Journey auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Insurance for a Dodge Journey
Drivers can end up saving more money on their Dodge Journey car insurance rates by employing any one of the following strategies.
- Buy An Older Dodge Journey
- Understand the Different Types of Auto Insurance for Your Dodge Journey
- Move to an Area with a Lower Cost of Living
- Get Cheaper Dodge Journey Car Insurance Rates as a Full-Time Parent
- Consider Renting a Car Instead of Buying a Second Dodge Journey
Top Dodge Journey Insurance Companies
Who is the top auto insurance company for Dodge Journey insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Journey auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Journey offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What factors affect the cost of insurance for a Dodge Journey?
Several factors can affect the cost of insurance for a Dodge Journey, including the driver’s age and driving record, the location where the car is garaged, the car’s safety features, the level of coverage selected, and the insurance company’s rating system.
What level of coverage is recommended for a Dodge Journey?
The recommended level of coverage for a Dodge Journey is typically comprehensive and collision coverage, along with liability coverage to meet state minimum requirements. Additionally, drivers may choose to add on additional coverage options such as roadside assistance or rental car reimbursement.
How can I find the best insurance rate for my Dodge Journey?
To find the best insurance rate for your Dodge Journey, it’s important to shop around and compare quotes from multiple insurance companies. You can also consider factors such as discounts for safe driving or multiple vehicles, bundling policies, and raising your deductible to lower your premium.
What should I do if I’m involved in an accident with my Dodge Journey?
If you’re involved in an accident with your Dodge Journey, the first step is to check if everyone involved is safe and call emergency services if necessary. Then, exchange information with the other driver(s) and take photos of the damage. Finally, report the accident to your insurance company as soon as possible to begin the claims process.
Will modifications to my Dodge Journey affect my insurance rates?
Yes, modifications to your Dodge Journey can affect your insurance rates. Any modifications that affect the car’s safety, performance, or value may increase your insurance rates. It’s important to notify your insurance company of any modifications to your vehicle to ensure you have adequate coverage.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.