Best Nissan Leaf Car Insurance Quotes (2023)
The best Nissan Leaf car insurance rates will vary depending on driver characteristics. The average Nissan Leaf car insurance rates are $128 a month for the average driver. And for a 30-year-old driver, the Nissan Leaf costs $3,568 per year to insure. Use our free tool below to compare online insurance quotes and save up to 20 percent.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
UPDATED: May 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,534 a year or $128 each month
- A liability-only policy costs around $615 a year or $51 each month
- Highest rates are for teenage drivers at around $5,607 a year or $467 each month
- Good drivers can save as much as $632 a year by earning policy discounts
- Nissan Leaf insurance costs around $15 more per year than the average vehicle
Nissan Leaf insurance rates are slightly more than the average vehicle with full coverage costing around $1,534 a year or $128 a month. Drivers of an older Nissan Leaf may opt for liability-only coverage for around $615 a year or $51 a month. Good drivers can save up to $632 a year in policy discounts by staying safe on the road. Let’s take a look at Nissan Leaf insurance rates, safety ratings, and more.
You can start comparing quotes for Nissan Leaf car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Leaf Insurance Cost
The average Nissan Leaf car insurance costs are $1,534 a year or $128 a month, and for a 30-year-old driver, the Nissan Leaf costs $3,568 per year to insure.
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Are Nissan Leafs Expensive to Insure?
The chart below details how Nissan Leaf insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Buick LaCrosse, and Ford Fusion Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Leaf Insurance?
The Nissan Leaf trim and model you choose can impact the total price you will pay for Nissan Leaf insurance coverage.
Age of the Vehicle
Older Nissan Leaf models generally cost less to insure. For example, auto insurance for a 2017 Nissan Leaf costs $1,534, while 2011 Nissan Leaf insurance costs are $1,286, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Nissan Leaf | $320 | $640 | $416 | $1,534 |
| 2016 Nissan Leaf | $310 | $612 | $430 | $1,510 |
| 2015 Nissan Leaf | $292 | $592 | $442 | $1,484 |
| 2014 Nissan Leaf | $282 | $548 | $452 | $1,440 |
| 2013 Nissan Leaf | $270 | $516 | $456 | $1,400 |
| 2012 Nissan Leaf | $258 | $464 | $460 | $1,340 |
| 2011 Nissan Leaf | $242 | $426 | $460 | $1,286 |
Driver Age
Driver age can have a significant impact on the cost of Nissan Leaf auto insurance. For example, 20-year-old drivers pay approximately $1,877 each year for their Nissan Leaf auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Leaf insurance rates. For example, drivers in Los Angeles may pay $844 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Leaf car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Leaf auto insurance rates with violations on their driving record.
Nissan Leaf Safety Ratings
Your Nissan Leaf car insurance rates are influenced by the safety ratings of the Nissan Leaf. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Leaf Crash Test Ratings
If the Nissan Leaf crash test ratings are good, you could have lower Nissan Leaf car insurance rates. See Nissan Leaf crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Nissan Leaf BEV 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Leaf BEV 5 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 2016 Nissan Leaf 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Leaf Safety Features
Having a variety of safety features on your Nissan Leaf can help lower your insurance costs. According to AutoBlog, the 2020 Nissan Leaf’s safety features include:
- Automatic high-beam headlights
- Forward collision warning
- Pedestrian detection
- Forward and reverse automatic emergency braking
- Blind-spot monitoring
- Rear cross-traffic alert
- Lane departure warning
- Lane keep assist
- Rearview camera
- Rear door alert
Nissan Leaf Insurance Loss Probability
Another contributing factor that plays a direct role in Nissan Leaf insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -16% |
| Comprehensive | -55% |
| Personal Injury | -17% |
| Medical Payment | -36% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Nissan Leaf Finance and Insurance Cost
If you are financing a Nissan Leaf, you will pay more if you purchase Nissan Leaf auto insurance at the dealership, so be sure to shop around and compare Nissan Leaf auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Nissan Leaf Insurance
You have more options at your disposal to save money on your Nissan Leaf auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Leaf car insurance rates
- Buy a Nissan Leaf with an Anti-Theft Device
- Carpool to Work Instead of Driving Your Nissan Leaf
- Don’t Skimp On Nissan Leaf Liability Coverage
- Get Cheaper Nissan Leaf Car Insurance Rates as a Full-Time Parent
- Bundle Your Nissan Leaf Auto Insurance with Home Insurance
Top Nissan Leaf Insurance Companies
Who is the top auto insurance company for Nissan Leaf insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Leaf auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Leaf offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Leaf Insurance Quotes Online
You can start comparing quotes for Nissan Leaf car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
What factors should I consider when looking for the best insurance quotes for a Nissan Leaf?
When searching for the best insurance quotes for your Nissan Leaf, it’s important to consider several factors. These include your driving history, location, annual mileage, coverage needs, deductible preferences, and any applicable discounts. Insurance companies also consider the age and condition of your vehicle, safety features, and the cost of repairs when calculating quotes.
How can I find the best insurance quotes for my Nissan Leaf?
To find the best insurance quotes for your Nissan Leaf, you can follow these steps:
- Research and compare multiple insurance providers: Obtain quotes from several companies to compare coverage options, premiums, and discounts. Online comparison tools and insurance aggregator websites can be helpful in this process.
- Provide accurate information: Make sure to provide accurate and up-to-date information about yourself, your Nissan Leaf, and your driving history. Inaccurate information may lead to inaccurate quotes.
- Customize coverage options: Tailor your coverage options to fit your specific needs. Consider the level of liability coverage, collision coverage, comprehensive coverage, and any additional coverage you require.
- Consider deductibles: Evaluate different deductible amounts and their impact on your premium. A higher deductible may result in a lower premium, but you’ll have to pay more out of pocket in case of a claim.
- Look for discounts: Inquire about available discounts such as multi-policy discounts, safe driving discounts, low-mileage discounts, and discounts for safety features installed in your Nissan Leaf.
- Read customer reviews and ratings: Before finalizing an insurance provider, read reviews and ratings from existing customers to get an idea of their service quality and claims handling process.
Are there any specific insurance considerations for electric vehicles like the Nissan Leaf?
Yes, there are a few specific insurance considerations for electric vehicles like the Nissan Leaf. These may include:
- Battery coverage: Electric vehicles typically have expensive battery systems. Check if your insurance policy covers damage or replacement costs related to the battery.
- Specialized repair shops: Electric vehicles often require specialized repair facilities due to their unique components. Ensure your insurance policy covers repairs at certified electric vehicle repair shops.
- Charging equipment coverage: If you have a home charging station or portable charging equipment for your Nissan Leaf, inquire if your insurance policy covers any damage or theft related to these items.
- Roadside assistance: Consider adding roadside assistance coverage, as electric vehicles may have different requirements for towing or charging in case of a breakdown.
How can I lower the insurance premiums for my Nissan Leaf?
To lower insurance premiums for your Nissan Leaf, you can consider the following strategies:
- Maintain a clean driving record: Safe driving habits can result in lower insurance premiums. Avoid accidents and traffic violations to keep your record clean.
- Increase deductibles: Opting for a higher deductible can lower your premium. However, make sure you can afford the deductible amount in case of a claim.
- Take advantage of discounts: Ask your insurance provider about any available discounts for electric vehicles, safe driving, low mileage, or bundling policies. These discounts can help reduce your premium.
- Install safety features: Consider adding safety features to your Nissan Leaf, such as anti-theft devices, parking sensors, or a rearview camera. These can lead to lower premiums.
- Shop around for quotes: Regularly compare quotes from multiple insurance providers to ensure you’re getting the best rate for your Nissan Leaf.
Should I consider specialized electric vehicle insurance for my Nissan Leaf?
It’s worth considering specialized electric vehicle insurance for your Nissan Leaf. Specialized insurance providers may offer coverage options tailored to electric vehicles, including coverage for the battery, charging equipment, and other specific needs. However, it’s essential to compare quotes and coverage terms with both specialized electric vehicle insurance providers and traditional insurance companies to determine the most suitable option for your needs and budget.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.