What is the Best Car Insurance for a Nissan Leaf?
The best Nissan Leaf car insurance rates will vary depending on driver characteristics. The average Nissan Leaf car insurance rates are $128 a month for the average driver. And for a 30-year-old driver, the Nissan Leaf costs $3,568 per year to insure. Use our free tool below to compare online insurance quotes and save up to 20 percent.
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Written by
D. Gilson, PhD |
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 28, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 28, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,534 a year or $128 each month
- A liability-only policy costs around $615 a year or $51 each month
- Highest rates are for teenage drivers at around $5,607 a year or $467 each month
- Good drivers can save as much as $632 a year by earning policy discounts
- Nissan Leaf insurance costs around $15 more per year than the average vehicle
Nissan Leaf insurance rates are slightly more than the average vehicle with full coverage costing around $1,534 a year or $128 a month. Drivers of an older Nissan Leaf may opt for liability-only coverage for around $615 a year or $51 a month. Good drivers can save up to $632 a year in policy discounts by staying safe on the road. Let’s take a look at Nissan Leaf insurance rates, safety ratings, and more.
You can start comparing quotes for Nissan Leaf car insurance rates from some of the best car insurance companies by using our free online tool now.
Nissan Leaf Insurance Cost
The average Nissan Leaf car insurance costs are $1,534 a year or $128 a month, and for a 30-year-old driver, the Nissan Leaf costs $3,568 per year to insure.
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Are Nissan Leafs Expensive to Insure?
The chart below details how Nissan Leaf insurance rates compare to other hybrid/electrics like the Ford Fusion Energi, Buick LaCrosse, and Ford Fusion Hybrid.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Buick LaCrosse | $320 | $566 | $338 | $1,360 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Chrysler Pacifica Hybrid | $370 | $656 | $338 | $1,500 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
What Impacts the Cost of Nissan Leaf Insurance?
The Nissan Leaf trim and model you choose can impact the total price you will pay for Nissan Leaf insurance coverage.
Age of the Vehicle
Older Nissan Leaf models generally cost less to insure. For example, auto insurance for a 2017 Nissan Leaf costs $1,534, while 2011 Nissan Leaf insurance costs are $1,286, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Nissan Leaf | $320 | $640 | $416 | $1,534 |
| 2016 Nissan Leaf | $310 | $612 | $430 | $1,510 |
| 2015 Nissan Leaf | $292 | $592 | $442 | $1,484 |
| 2014 Nissan Leaf | $282 | $548 | $452 | $1,440 |
| 2013 Nissan Leaf | $270 | $516 | $456 | $1,400 |
| 2012 Nissan Leaf | $258 | $464 | $460 | $1,340 |
| 2011 Nissan Leaf | $242 | $426 | $460 | $1,286 |
Driver Age
Driver age can have a significant impact on the cost of Nissan Leaf auto insurance. For example, 20-year-old drivers pay approximately $1,877 each year for their Nissan Leaf auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Nissan Leaf insurance rates. For example, drivers in Los Angeles may pay $844 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Nissan Leaf car insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Leaf auto insurance rates with violations on their driving record.
Nissan Leaf Safety Ratings
Your Nissan Leaf car insurance rates are influenced by the safety ratings of the Nissan Leaf. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Nissan Leaf Crash Test Ratings
If the Nissan Leaf crash test ratings are good, you could have lower Nissan Leaf car insurance rates. See Nissan Leaf crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2018 Nissan Leaf BEV 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Nissan Leaf BEV 5 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 2016 Nissan Leaf 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Nissan Leaf Safety Features
Having a variety of safety features on your Nissan Leaf can help lower your insurance costs. According to AutoBlog, the 2020 Nissan Leaf’s safety features include:
- Automatic high-beam headlights
- Forward collision warning
- Pedestrian detection
- Forward and reverse automatic emergency braking
- Blind-spot monitoring
- Rear cross-traffic alert
- Lane departure warning
- Lane keep assist
- Rearview camera
- Rear door alert
Nissan Leaf Insurance Loss Probability
Another contributing factor that plays a direct role in Nissan Leaf insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -16% |
| Comprehensive | -55% |
| Personal Injury | -17% |
| Medical Payment | -36% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
Nissan Leaf Finance and Insurance Cost
If you are financing a Nissan Leaf, you will pay more if you purchase Nissan Leaf auto insurance at the dealership, so be sure to shop around and compare Nissan Leaf auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Nissan Leaf Insurance
You have more options at your disposal to save money on your Nissan Leaf auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Nissan Leaf car insurance rates
- Buy a Nissan Leaf with an Anti-Theft Device
- Carpool to Work Instead of Driving Your Nissan Leaf
- Don’t Skimp On Nissan Leaf Liability Coverage
- Get Cheaper Nissan Leaf Car Insurance Rates as a Full-Time Parent
- Bundle Your Nissan Leaf Auto Insurance with Home Insurance
Top Nissan Leaf Insurance Companies
Who is the top auto insurance company for Nissan Leaf insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Leaf auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Leaf offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Nissan Leaf Insurance Quotes Online
You can start comparing quotes for Nissan Leaf car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|