Adaptive Headlights Car Insurance Discount (Where to Get It)
You can save 5% off your car insurance rate with an adaptive headlights discount. Adaptive headlights adjust to bends in the road to illuminate the path ahead of you at all times when night driving. Save even more with an adaptive headlights car insurance discount when you combine it with other safety feature discounts.
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UPDATED: Jul 22, 2021
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- Adaptive headlights adjust to curves in the road at night, illuminating the road ahead of you at all times.
- You can expect to save about 5% off your car insurance rates with an adaptive headlights discount.
- Combine other safety feature discounts to maximize your savings.
As technology progresses, more and more cars are being equipped with advanced safety features for your protection. One such feature is adaptive headlights. But did you know you can get an adaptive headlights car insurance discount?
Many of the best insurance companies offer safety feature discounts. As adaptive headlights become a standard issue on most makes and models, more and more people are earning this discount.
Keep reading to learn what adaptive headlights are, what an adaptive headlights discount is, and where to get it. But before you do, enter your ZIP code into our free comparison tool above to find affordable car insurance in your area.
Table of Contents
How much can I save with adaptive headlights car insurance discount?
Strictly speaking, it’s a discount your car insurance provider offers you as a reward for driving a vehicle with adaptive headlights.
An adaptive headlights auto insurance discount is typically about 5% of your rate. While this may seem small, combined with other safety features, these discounts can really add up.
According to the Insurance Institute for Highway Safety, studies have shown that adaptive headlights reduce insurance claims. This is good news for car insurance providers, and that is why people who drive an adaptive car can earn a discount.
Of course, not all car insurance companies offer an adaptive headlights discount. You’ll have to do some research to find one that does. Compare car insurance quotes from multiple companies to find the best deal.
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Where can I get an adaptive headlights car insurance discount?
Below is a table of top car insurance providers and the discounts they offer:
Auto Insurance Discounts | 21st Century | AAA | Allstate | American Family | Ameriprise | Amica | Country Financial | Esurance | Farmers | Geico | Liberty Mutual | MetLife | Nationwide | Progressive | Safe Auto | Safeco | State Farm | The General | The Hanover | The Hartford | Travelers | USAA | Sources: |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Adaptive Cruise Control | x | x | x | x | https://www.21st.com/car-insurance-by-state.htm | ||||||||||||||||||
Adaptive Headlights | x | x | x | x | x | x | x | x | https://autoclubsouth.aaa.com/Insurance/Auto_Insurance_Quote.aspx | ||||||||||||||
Anti-lock Brakes | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.allstate.com/auto-insurance/auto-insurance-discounts.aspx |
Anti-Theft | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.amfam.com/resources/discounts |
Claim Free | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.ameriprise.com/auto-home-insurance/Costco/insurance-choices/auto/auto-insurance-discounts.asp |
Continuous Coverage | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.amica.com/en/products/auto-insurance/discounts.html | |||||||
Daytime Running Lights | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.countryfinancial.com/en/insurance/auto-recreational/auto.html | ||||
Defensive Driver | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.esurance.com/insurance/car/discounts |
Distant Student | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.farmers.com/faq/discounts/#autodefinitions | |||||||
Driver's Ed | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.geico.com/save/discounts/car-insurance-discounts/ | ||
Driving Device/App | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.libertymutual.com/auto/affordable-car-insurance | ||||||||
Early Signing | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.metlife.com/insurance/auto-insurance/car-insurance/ | ||||||||
Electronic Stability Control | x | x | x | x | x | x | x | x | x | https://www.nationwide.com/car-insurance-discounts.jsp | |||||||||||||
Emergency Deployment | x | https://www.progressive.com/auto/car-insurance-discounts/ | |||||||||||||||||||||
Engaged Couple | x | https://www.safeauto.com/about/faqs | |||||||||||||||||||||
Family Legacy | x | x | x | x | x | x | https://www.safeauto.com/car-insurance/car-insurance-for-teens | ||||||||||||||||
Family Plan | x | x | x | x | x | https://www.safeco.com/auto-insurance/discounts | |||||||||||||||||
Farm Vehicle | x | x | x | x | https://www.statefarm.com/insurance/auto/discounts | ||||||||||||||||||
Fast 5 | x | https://www.thegeneral.com/car-insurance/basics/cheap-flexible/ | |||||||||||||||||||||
Federal Employee | x | x | x | x | https://www.hanover.com/connections-smart-savings.html | ||||||||||||||||||
Forward Collision Warning | x | x | x | x | x | x | x | https://www.thehartford.com/aarp/car-insurance | |||||||||||||||
Full Payment | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.travelers.com/personal-insurance/auto-insurance/discounts-advantages.aspx | |||||
Further Education | x | x | x | x | x | x | x | x | x | https://www.usaa.com/inet/wc/advice-auto-lowerautoinsurance | |||||||||||||
Garaging/Storing | x | x | x | x | x | x | https://www.usaa.com/inet/wc/faq_Automatic_License_index | ||||||||||||||||
Good Credit | x | x | x | x | https://www.usaa.com/inet/wc/auto_insurance_teen_driver_main | ||||||||||||||||||
Good Student | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.usaa.com/inet/pages/auto_event_insurance?akredirect=true |
Green Vehicle | x | x | x | x | x | x | x | https://www.usaa.com/inet/pages/auto_insurance_driving_research_discount_main | |||||||||||||||
Homeowner | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | https://www.bankrate.com/finance/insurance/car-insurance-discounts.aspx | ||||
Lane Departure Warning | x | x | x | x | https://www.naic.org/documents/web_market_share_160301_2015_property_lob.pdf | ||||||||||||||||||
Life Insurance | x | x | |||||||||||||||||||||
Low Mileage | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | Disclaimers | |||
Loyalty | x | x | x | x | x | x | x | x | x | x | x | x | *Discounts and their availability vary by state and eligibility requirements | ||||||||||
Married | x | x | x | x | x | x | x | x | x | x | x | x | x | x | *Safety Features are not always listed as "discounts" but almost always help lower the rate | ||||||||
Membership/Group | x | x | x | x | x | x | x | x | x | x | x | ||||||||||||
Military | x | x | x | x | x | x | x | x | x | x | x | ||||||||||||
Military Garaging | x | ||||||||||||||||||||||
Multiple Drivers | x | x | |||||||||||||||||||||
Multiple Policies | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | ||
Multiple Vehicles | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | ||
New Address | x | ||||||||||||||||||||||
New Customer/New Plan | x | x | x | ||||||||||||||||||||
New Graduate | x | ||||||||||||||||||||||
Newer Vehicle | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | |||||||
Newly Licensed | x | ||||||||||||||||||||||
Newlyweds | x | ||||||||||||||||||||||
Non-Smoker/Non-Drinker | x | ||||||||||||||||||||||
Occasional Operator | x | ||||||||||||||||||||||
Occupation | x | x | x | x | x | x | x | x | x | x | x | x | |||||||||||
On Time Payments | x | x | x | x | |||||||||||||||||||
Online Shopper | x | x | |||||||||||||||||||||
Paperless Documents | x | x | x | x | x | x | x | x | |||||||||||||||
Paperless/Auto Billing | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | ||||||
Passive Restraint | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | |
Recent Retirees | x | x | |||||||||||||||||||||
Renter | x | x | x | ||||||||||||||||||||
Roadside Assistance | x | x | |||||||||||||||||||||
Safe Driver | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | ||||
Seat Belt Use | x | ||||||||||||||||||||||
Senior Driver | x | x | x | x | x | x | x | x | x | ||||||||||||||
Stable Residence | x | x | x | x | |||||||||||||||||||
Students & Alumni | x | x | x | x | x | x | |||||||||||||||||
Switching Provider | x | x | x | x | x | x | x | x | x | x | x | ||||||||||||
Utility Vehicle | x | x | x | x | |||||||||||||||||||
Vehicle Recovery | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | x | ||
VIN Etching | x | x | x | x | x | x | x | x | x | x | |||||||||||||
Volunteer | x | ||||||||||||||||||||||
Young Driver | x | x | x | x | x | x | |||||||||||||||||
Discounts Provided # | 21 | 21 | 29 | 27 | 18 | 27 | 26 | 34 | 34 | 32 | 38 | 38 | 35 | 36 | 22 | 30 | 20 | 20 | 22 | 38 | 28 | 28 | |
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As you can see, top companies such as Farmers, Nationwide, and Progressive offer an adaptive headlights discount.
If your current provider doesn’t offer an adaptive headlights discount, shop around to find one that does. We recommend you compare car insurance rates from at least three different companies before you buy.
What are adaptive headlights?
You’re probably wondering, “what are adaptive headlights?” Do I have the right kind? What headlights do I need?
The headlights that people primarily get this discount for are curve-adaptive headlights.
This type of adaptive headling can curve or adapt to bends in the road ahead of you. When you come to a curve in the road at night, standard headlights will point straight ahead, illuminating the area off the road. Curve-adaptive headlights turn in the direction of the curve, illuminating the road ahead.
Some adaptive headlights also come with brighter beams that can automatically adjust depending on how dark it is. This way you won’t forget to put your brights on — adaptive headlights will take care of it for you.
Now that you know all about adaptive headlights discounts, start shopping today. Enter your ZIP code into our free comparison tool to buy car insurance from providers in your area.