Best BMW 1 Series Auto Insurance Rates 2022

The price of car insurance for the BMW 1 Series depends on a lot of factors. Among the things that can impact your BMW 1 Series car insurance rates are your driving history and where you live. Of course, the purchase price of the BMW 1 Series also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Written by D. Gilson, PhD
Professor & Published Author D. Gilson, PhD

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 17, 2022

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Things to Remember

  • Safety features of the BMW 1 Series can earn you a car insurance discount
  • Crash test ratings have an impact on BMW 1 Series auto insurance rates
  • The cost of insurance for a BMW 1 Series depends on the trim level

If you’re looking to buy a BMW 1 Series, you will want to know the details first. We’ve put together information on insurance for the BMW 1 Series to help you get an idea of costs. We’ve also gathered other cost information, including how much a BMW 1 Series will run you.

Read on to learn all about the BMW 1 Series including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new BMW 1 Series with confidence.

To see fast, free BMW 1 Series insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal BMW 1 Series insurance rate from top companies right away.

Are vehicles like the BMW 1 Series expensive to insure?

Take a look at how insurance rates for similar models to the BMW 1 Series look. These insurance rates for other convertibles like the BMW 8 Series, Mazda MX 5 Miata, and Cadillac Eldorado give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW 1 Series

Vehicle Comprehensive Collision Liability Total
MINI Convertible $294 $536 $264 $1,204
Volkswagen Eos $298 $530 $430 $1,416
BMW M6 $520 $1,130 $450 $2,280
Mercedes-Benz SL 450 $482 $922 $398 $1,960
BMW Z4 $332 $612 $364 $1,444
Buick Cascada $332 $656 $398 $1,544
Mercedes-Benz SLC 300 $432 $804 $398 $1,792

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What impacts the cost of BMW 1 Series insurance?

As with any car, your BMW 1 Series car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW 1 Series trim level you buy will also have an impact on the total price you will pay for BMW 1 Series insurance coverage.

Ways to Save on BMW 1 Series Insurance

Save more on your BMW 1 Series car insurance rates. Take a look at the following five strategies that will get you the best BMW 1 Series auto insurance rates possible.

  • Drive your BMW 1 Series safely
  • Use paperless billing for your BMW 1 Series insurance policy
  • Tell your insurer how you use your BMW 1 Series
  • Make sure you use an accredited driver safety program
  • Check BMW 1 Series auto insurance rates through Costco

Top BMW 1 Series Insurance Companies

What is the best company for affordable BMW 1 Series insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering BMW 1 Series insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the BMW 1 Series.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW 1 Series Insurance Quotes Online

Save money by comparing BMW 1 Series insurance rates with free quotes online now.

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