Best BMW 4 Series Auto Insurance Rates 2021
Auto insurance for the BMW 4 Series will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The BMW 4 Series has numerous safety features that can help reduce car insurance rates. To find the best deal on BMW 4 Series auto insurance, it's best to compare multiple companies.
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Written by
D. Gilson, PhD
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Reviewed by
Leslie Kasperowicz
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UPDATED: Dec 17, 2021
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- The cost of insurance for a BMW 4 Series depends on the trim level
- Crash test ratings have an impact on BMW 4 Series auto insurance rates
- Safety features of the BMW 4 Series can earn you a car insurance discount
Before you buy a BMW 4 Series, or even if you already own one, you’ll want to get the best BMW 4 Series auto insurance rates. The cost of auto insurance for a BMW 4 Series can vary from company to company and be based on personal factors like driving record, too.
The best way to get affordable BMW 4 Series auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a 4 Series. You can also compare BMW 4 Series auto insurance rates to the average cost of insurance for competitors like Honda Civic del Sol and Ford Thunderbird.
To compare BMW 4 Series auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.
Table of Contents
Are vehicles like the BMW 4 Series expensive to insure?
Take a look at how insurance rates for similar models to the BMW 4 Series look. These insurance rates for other coupes like the Ford Thunderbird, Honda Civic del Sol, and Mercedes-Benz E-Class Coupe give you a good idea of what to expect.
| Vehicle | Comprehensive | Collision | Liability | Total |
|---|---|---|---|---|
| Nissan GT-R | $442 | $988 | $354 | $1,920 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Hyundai Veloster | $308 | $524 | $416 | $1,406 |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Cadillac ATS-V | $406 | $834 | $398 | $1,796 |
| Chrysler Sebring | $206 | $346 | $464 | $1,174 |
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What impacts the cost of BMW 4 Series insurance?
As with any car, your BMW 4 Series car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The BMW 4 Series trim level you buy will also have an impact on the total price you will pay for BMW 4 Series insurance coverage.
BMW 4 Series Crash Test Ratings
Good BMW 4 Series crash test ratings can lower your BMW 4 Series auto insurance rates. You can see BMW 4 Series crash test results here.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 BMW 4 Series Gran Coupe 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series Gran Coupe 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2020 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2019 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2018 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2017 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series C RWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series C AWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series 2 DR RWD | N/R | N/R | N/R | N/R |
| 2016 BMW 4 Series 2 DR AWD | N/R | N/R | N/R | N/R |
Ways to Save on BMW 4 Series Insurance
If you want to reduce the cost of your BMW 4 Series insurance rates, follow these tips below:
- Start searching for new BMW 4 Series car insurance a month before your renewal
- Purchase a roadside assistance program for your BMW 4 Series
- Ask for a higher deductible for your BMW 4 Series insurance policy
- Improve your credit score
- Consider BMW 4 Series insurance costs before buying a BMW 4 Series
Top BMW 4 Series Insurance Companies
Several insurance companies offer competitive rates for the BMW 4 Series based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW 4 Series drivers organized by market share.
| Rank | Company | Volume | Market Share |
|---|---|---|---|
| 1 | State Farm | $66,153,063 | 9.1% |
| 2 | GEICO | $46,358,896 | 6.4% |
| 3 | Progressive | $41,737,283 | 5.7% |
| 4 | Allstate | $39,210,020 | 5.4% |
| 5 | Liberty Mutual | $36,172,570 | 5.0% |
| 6 | Travelers | $28,786,741 | 4.0% |
| 7 | USAA | $24,621,246 | 3.4% |
| 8 | Chubb | $24,199,582 | 3.3% |
| 9 | Farmers | $20,083,339 | 2.8% |
| 10 | Nationwide | $18,499,967 | 2.5% |
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Comparing Free BMW 4 Series Insurance Quotes Online
You can compare quotes for BMW 4 Series auto insurance rates from some of the best auto insurance companies by using our free online tool now.