Best BMW X4 Auto Insurance Rates 2021

To get the best price on your BMW X4 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the BMW X4, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your BMW X4 auto insurance rates.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Dec 17, 2021

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Things to Remember

  • Crash test ratings have an impact on BMW X4 auto insurance rates
  • The cost of insurance for a BMW X4 depends on the trim level
  • Safety features of the BMW X4 can earn you a car insurance discount

Before you buy a BMW X4, or even if you already own one, you’ll want to get the best BMW X4 auto insurance rates. The cost of auto insurance for a BMW X4 can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable BMW X4 auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects BMW auto insurance for a X4. You can also compare BMW X4 auto insurance rates to the average cost of insurance for competitors like GMC Jimmy and Dodge Nitro.

To compare BMW X4 auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the BMW X4 expensive to insure?

Take a look at how insurance rates for similar models to the BMW X4 look. These insurance rates for other SUVs like the GMC Jimmy, Dodge Nitro, and Ford Edge give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the BMW X4

Vehicle Comprehensive Collision Liability Total
Ford Escape Hybrid $214 $388 $460 $1,220
Jeep Cherokee $348 $626 $466 $1,640
Mazda CX-9 $348 $562 $372 $1,440
Jeep Commander $234 $346 $464 $1,202
Buick Enclave $348 $594 $372 $1,472
Jeep Grand Cherokee $322 $562 $372 $1,414
Land Rover Discovery Sport $368 $668 $416 $1,610
GMC Yukon XL $362 $562 $372 $1,454

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What impacts the cost of BMW X4 insurance?

The BMW X4 trim and model you choose can impact the total price you will pay for BMW X4 insurance coverage.
You can also expect your BMW X4 rates to be affected by where you live, your driving history, and in most states your age and gender.

BMW X4 Crash Test Ratings

Good BMW X4 crash test ratings can lower your BMW X4 auto insurance rates. You can see BMW X4 crash test results here.

BMW X4 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 BMW X4 SUV AWD N/R N/R N/R N/R
2020 BMW X4 M SUV AWD N/R N/R N/R N/R
2019 BMW X4 SUV AWD N/R N/R N/R N/R
2018 BMW X4 SUV AWD N/R N/R N/R N/R
2017 BMW X4 SUV AWD N/R N/R N/R N/R
2016 BMW X4 SUV AWD N/R N/R N/R N/R

Ways to Save on BMW X4 Insurance

There are several ways you can save even more on your BMW X4 car insurance rates. Take a look at the following five tips:

  • Install an aftermarket anti-theft device for your BMW X4
  • Don’t skimp on BMW X4 liability coverage
  • Ask about discounts for people with disabilities
  • If you’re recently married, ask about discounts
  • Audit your BMW X4 driving when you move to a new location or start a new job

Top BMW X4 Insurance Companies

Several insurance companies offer competitive rates for the BMW X4 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with BMW X4 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free BMW X4 Insurance Quotes Online

Save money by comparing BMW X4 insurance rates with free quotes online now.

Are you looking for free insurance quotes?

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