Best Volkswagen Beetle Car Insurance Quotes (2024)
Volkswagen Beetle insurance costs $108/mo or $1,290/yr, which makes Volkswagen Beetle insurance around $229 less per year than other cars. For teens, Volkswagen Beetle insurance can cost around $392.92/mo or $4,715/yr.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,290 a year or $108 each month
- A liability-only policy costs around $517 a year or $43 each month
- Highest rates are for teenage drivers at around $4,715 a year or $393 each month
- Good drivers can save as much as $532 a year by earning policy discounts
- Volkswagen Beetle insurance costs around $229 less per year than the average vehicle
Volkswagen Beetle insurance rates average $229 less per year than the average vehicle with full coverage costing around $1,290 a year or $108 a month. Owners of an older Volkswagen Beetle may decide to get liability-only coverage which costs around $517 a year or $43 a month.
Good drivers can save up to $532 in policy discounts by remaining safe and claim-free. Let’s take a closer look at Volkswagen Beetle insurance rates, crash test ratings, and more.
You can start comparing quotes for Volkswagen Beetle car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Volkswagen Beetle Insurance Cost
The average Volkswagen Beetle car insurance rates are $1,290 a year or $108 a month.
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Are Volkswagen Beetles Expensive to Insure?
The chart below details how Volkswagen Beetle insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Volkswagen Golf, and Mitsubishi Mirage.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
What Impacts the Cost of Volkswagen Beetle Insurance?
The Volkswagen Beetle trim and model you choose will affect the total price you will pay for Volkswagen Beetle insurance coverage.
Age of the Vehicle
The average Volkswagen Beetle auto insurance rates are higher for newer models. For example, auto insurance for a 2019 Volkswagen Beetle costs $1,290, while 2012 Volkswagen Beetle insurance costs are $1,116, a difference of $174.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| 2018 Volkswagen Beetle | $270 | $536 | $338 | $1,280 |
| 2017 Volkswagen Beetle | $260 | $524 | $354 | $1,274 |
| 2016 Volkswagen Beetle | $250 | $502 | $364 | $1,252 |
| 2015 Volkswagen Beetle | $238 | $484 | $376 | $1,234 |
| 2014 Volkswagen Beetle | $228 | $450 | $384 | $1,198 |
| 2013 Volkswagen Beetle | $218 | $424 | $388 | $1,166 |
| 2012 Volkswagen Beetle | $210 | $380 | $390 | $1,116 |
Driver Age
Driver age can have a significant impact on Volkswagen Beetle auto insurance rates. For instance, a 30-year-old driver may pay $57 more each year for Volkswagen Beetle auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Volkswagen Beetle insurance rates. For example, drivers in Los Angeles may pay $710 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Volkswagen Beetle auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Beetle auto insurance rates with violations on their driving record.
Volkswagen Beetle Safety Ratings
The Volkswagen Beetle’s safety ratings will affect your Volkswagen Beetle auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Beetle Crash Test Ratings
Not only do good Volkswagen Beetle crash test ratings mean you are better protected in a crash, but good Volkswagen Beetle crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Volkswagen Beetle C FWD | N/R | N/R | N/R | N/R |
| 2019 Volkswagen Beetle 2 DR FWD | N/R | 4 stars | N/R | 4 stars |
| 2018 Volkswagen Beetle C FWD | N/R | N/R | N/R | N/R |
| 2018 Volkswagen Beetle 2 DR FWD | N/R | 4 stars | N/R | 4 stars |
| 2017 Volkswagen Beetle C FWD | N/R | N/R | N/R | N/R |
| 2017 Volkswagen Beetle 2 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Volkswagen Beetle C FWD | N/R | N/R | N/R | N/R |
| 2016 Volkswagen Beetle 2 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volkswagen Beetle Safety Features
The numerous safety features of the Volkswagen Beetle help contribute to lower insurance rates. The 2020 Volkswagen Beetle has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
Volkswagen Beetle Insurance Loss Probability
The Volkswagen Beetle’s insurance loss probability varies between different coverage types. The lower percentage means lower Volkswagen Beetle auto insurance costs; higher percentages mean higher Volkswagen Beetle auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 1% |
|---|---|
| Property Damage | -7% |
| Comprehensive | 1% |
| Personal Injury | -15% |
| Medical Payment | -5% |
| Bodily Injury | 1% |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Beetle Finance and Insurance Cost
If you are financing a Volkswagen Beetle, you will pay more if you purchase Volkswagen Beetle auto insurance at the dealership, so be sure to shop around and compare Volkswagen Beetle auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Volkswagen Beetle Insurance
Drivers can end up saving more money on their Volkswagen Beetle car insurance rates by employing any one of the following strategies.
- Purchase a Roadside Assistance Program for Your Volkswagen Beetle
- Get a Plan with Only Liability Coverage If You’re Driving an Older Volkswagen Beetle
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
- Ask About Seasonal Insurance for Your Volkswagen Beetle
- Take a Defensive Driving Course or Any Driver’s Education Course
Top Volkswagen Beetle Insurance Companies
Who is the top car insurance company for Volkswagen Beetle insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Beetle auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Beetle offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volkswagen Beetle Insurance Quotes Online
You can start comparing quotes for Volkswagen Beetle car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
What is the average cost of Volkswagen Beetle car insurance?
The average cost of Volkswagen Beetle car insurance is $1,290 per year or $108 per month.
How do Volkswagen Beetle insurance rates compare to other subcompact hatchbacks?
Compared to other subcompact hatchbacks like the Ford Focus RS, Volkswagen Golf, and Mitsubishi Mirage, Volkswagen Beetle insurance rates are generally lower.
Does driver age affect Volkswagen Beetle insurance rates?
Yes, driver age can have a significant impact on Volkswagen Beetle insurance rates. Younger drivers, especially teenagers, usually have higher insurance rates compared to older, more experienced drivers.
Does the driver’s location affect Volkswagen Beetle insurance rates?
Yes, the location where the driver resides can influence Volkswagen Beetle insurance rates. Insurance rates may vary depending on factors such as the city or state the driver lives in.
What are the safety ratings of the Volkswagen Beetle?
According to the Insurance Institute for Highway Safety (IIHS), the Volkswagen Beetle has a “Marginal” rating for small overlap front tests on the driver-side and “Not Tested” for passenger-side tests. It has a “Good” rating for moderate overlap front, side, roof strength, and head restraints and seats.
How can I save money on my Volkswagen Beetle insurance?
There are several ways to save on Volkswagen Beetle insurance:
- Purchase a roadside assistance program for your Volkswagen Beetle.
- Consider getting a plan with liability coverage only if you’re driving an older Volkswagen Beetle.
- Check for organization-based discounts, such as alumni or employer discounts.
- Inquire about seasonal insurance options for your Volkswagen Beetle.
- Take a defensive driving course or any driver’s education course.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.