Best Fiat 500 Car Insurance Quotes (2024)
The average FIAT 500 car insurance quotes are $113/mo, or $1,352/yr, but you can find the best Fiat 500 car insurance rates online by comparing these quotes in the comparison tool below. Good drivers can save up to $557 a year on FIAT 500 car insurance costs by earning discounts on their policy.
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UPDATED: Apr 1, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,352 a year or $113 each month
- A liability-only policy costs around $542 a year or $45 each month
- Highest rates are for teenage drivers at around $4,942 a year or $412 each month
- Good drivers can save as much as $557 a year by earning policy discounts
- FIAT 500 insurance costs around $167 less per year than the average vehicle
Affordable FIAT 500 insurance rates are about $167 less than the average vehicle in the U.S. Full coverage averages around $1,352 a year or $113 a month, but you may only need liability coverage for older FIAT 500s, which costs about $542 a year or $45 a month. Good drivers can save up to $557 a year by remaining claim-free. Let’s compare car insurance and look at FIAT 500 insurance rates, crash test ratings, and more.
You can start comparing quotes for FIAT 500 car insurance rates from some of the best FIAT 500 car insurance companies by using our free online tool now.
How much is insurance on a FIAT 500?
The average FIAT 500 auto insurance rates are $1,352 a year or $113 a month.
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Are FIAT 500s Expensive to Insure?
The chart below details how FIAT 500 insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf R, Mitsubishi Mirage, and Volkswagen Golf.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
However, there are a few things you can do to find the cheapest FIAT insurance rates online.
What Impacts the Cost of FIAT 500 Insurance?
The FIAT 500 trim and model you choose can impact the total price you will pay for FIAT 500 car insurance coverage.
Age of the Vehicle
Older FIAT 500 models generally cost less to insure. For example, auto insurance rates for a 2017 FIAT 500 are $1,352, while 2012 FIAT 500 rates are $1,228, a difference of $124.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 FIAT 500 | $236 | $466 | $470 | $1,352 |
| 2016 FIAT 500 | $228 | $446 | $486 | $1,340 |
| 2015 FIAT 500 | $216 | $430 | $500 | $1,326 |
| 2014 FIAT 500 | $206 | $400 | $510 | $1,296 |
| 2013 FIAT 500 | $198 | $376 | $514 | $1,268 |
| 2012 FIAT 500 | $190 | $338 | $520 | $1,228 |
Driver Age
Driver age can have a significant effect on FIAT 500 car insurance rates. For example, 20-year-old drivers pay $1,654 more for their FIAT 500 car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on FIAT 500 insurance rates. For example, drivers in Los Angeles may pay $744 a year more than drivers in Phoenix.
Read more: Best Los Angeles, California Car Insurance
Your Driving Record
Your driving record can have an impact on the cost of FIAT 500 auto insurance. Teens and drivers in their 20’s see the highest jump in their FIAT 500 car insurance with violations on their driving record.
FIAT 500 Crash Test Ratings
If the FIAT 500 crash test ratings are good, you could have lower FIAT 500 car insurance rates. See FIAT 500 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 FIAT 500 CABRIO 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 BEV 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 ABARTH CABRIO 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 ABARTH 3 HB FWD | N/R | N/R | N/R | N/R |
| 2019 FIAT 500 3 HB FWD | N/R | 4 stars | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
FIAT 500 Safety Features
The safety features of the FIAT 500 can impact your FIAT 500 car insurance rates. The FIAT 500 has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
FIAT 500 Finance and Insurance Cost
If you are financing a FIAT 500, most lenders will require your carry higher FIAT 500 coverage options including comprehensive coverage, so be sure to shop around and compare FIAT 500 car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on FIAT 500 Insurance
Drivers can end up saving more money on their FIAT 500 car insurance rates by employing any one of the following strategies.
- Ask About FIAT 500 Discounts If You Were Listed on Someone Else’s Policy
- Understand that Insurance Companies Can’t Change Your FIAT 500 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Take Public Transit Instead of Driving Your FIAT 500
- Wait Six Years for Accidents to Disappear from Your Record
- Check Reviews and State Complaints Before You Choose an Insurer
Top FIAT 500 Insurance Companies
Who is the top auto insurance company for FIAT 500 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering FIAT 500 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the FIAT 500 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free FIAT 500 Insurance Quotes Online
You can start comparing quotes for FIAT 500 car insurance rates from some of the best car insurance companies by using our free online tool now.
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Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is a Fiat 500?
Fiat 500 is a subcompact car model manufactured by the Italian automaker Fiat. It is known for its unique retro styling and fuel efficiency.
How much does it cost to insure a Fiat 500?
The cost to insure a Fiat 500 will vary depending on several factors, including your location, driving history, and the level of coverage you choose. However, on average, the annual premium for Fiat 500 car insurance is around $1,000.
What types of coverage are available for Fiat 500 car insurance?
The types of coverage available for Fiat 500 car insurance are liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
What factors affect the cost of Fiat 500 car insurance?
The cost of Fiat 500 car insurance is affected by several factors, including your driving record, age, gender, location, credit score, and the level of coverage you choose.
How can I find the best Fiat 500 car insurance quotes?
To find the best Fiat 500 car insurance quotes, you should shop around and compare quotes from different insurance companies. You can also use online comparison tools or work with an independent insurance agent who can help you find the right coverage at the best price.
Can I get discounts on my Fiat 500 car insurance?
Yes, many insurance companies offer discounts on Fiat 500 car insurance. Some common discounts include safe driver discounts, multi-car discounts, good student discounts, and loyalty discounts.
What should I do if I get into an accident in my Fiat 500?
If you get into an accident in your Fiat 500, you should first ensure that everyone involved is safe and seek medical attention if necessary. Then, you should exchange insurance information with the other driver and contact your insurance company to report the accident.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Angie Watts
Licensed Real Estate Agent
Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process. She has studi...
Licensed Real Estate Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.