Best Volvo XC40 Auto Insurance Rates 2022

Auto insurance for the Volvo XC40 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Volvo XC40 has numerous safety features that can help reduce car insurance rates. To find the best deal on Volvo XC40 auto insurance, it's best to compare multiple companies.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jun 20, 2022

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Things to Remember

  • Crash test ratings have an impact on Volvo XC40 auto insurance rates
  • The MSRP of the Volvo XC40 is $34,100
  • The cost of insurance for a Volvo XC40 depends on the trim level

If you’re looking to buy a Volvo XC40, you will want to know the details first. We’ve put together information on insurance for the Volvo XC40 to help you get an idea of costs. We’ve also gathered other cost information, including how much a Volvo XC40 will run you.

Read on to learn all about the Volvo XC40 including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Volvo XC40 with confidence.

To see fast, free Volvo XC40 insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Volvo XC40 insurance rate from top companies right away.

Are vehicles like the Volvo XC40 expensive to insure?

Take a look at how insurance rates for similar models to the Volvo XC40 look. These insurance rates for other SUVs like the Kia Seltos, Mercedes-Benz G-Class, and Ford Bronco give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Volvo XC40

Vehicle Comprehensive Collision Liability Total
Land Rover Range Rover Sport $430 $814 $416 $1,818
Mazda Tribute $188 $330 $390 $1,044
Jeep Wrangler $280 $376 $420 $1,256
GMC Yukon $376 $594 $372 $1,500
Jeep Grand Cherokee $322 $562 $372 $1,414
Volkswagen Touareg $372 $690 $390 $1,610
Mercedes-Benz GLE 350 $458 $906 $372 $1,894
Acura MDX $376 $562 $372 $1,468

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What impacts the cost of Volvo XC40 insurance?

The average annual rate for the Volvo XC40 is just that, an average. Your insurance rates for a Volvo XC40 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Volvo XC40.

How much is the Volvo XC40?

The average cost to buy a new Volvo XC40 is $34,100. This cost will be affected by the trim level of your Volvo XC40 and any options you might chooose to add.

Volvo XC40 Safety Ratings

Volvo XC40 auto insurance rates affected by Volvo XC40 safety ratings. Take a look at the safety ratings for the Volvo XC40 here.

Volvo XC40 Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC40 Crash Test Ratings

The Volvo XC40 crash test ratingswill have an affect on Volvo XC40 car insurance rates. Take a look at crash test results for the Volvo XC40.

Volvo XC40 Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R

Ways to Save on Volvo XC40 Insurance

There are several ways you can save even more on your Volvo XC40 car insurance rates. Take a look at the following five tips:

  • Choose a Volvo XC40 with cheaper repair costs
  • Tell your insurer how you use your Volvo XC40
  • Avoid the temptation to file a claim for minor incidents
  • Remove young drivers from your Volvo XC40 insurance when they move out or go to school
  • Improve your credit score

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Top Volvo XC40 Insurance Companies

Several insurance companies offer competitive rates for the Volvo XC40 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Volvo XC40 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Volvo XC40 Insurance Quotes Online

You can compare quotes for Volvo XC40 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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