Best Volvo Car Insurance Quotes (2023)

Maybe you’re traversing the open roads in a luxurious tank of a vehicle, the Volvo XC90. Or maybe you’re looking to drive home an XC40. Either way, you’ve proven that you’re willing to sacrifice neither quality nor value.

Volvos require a higher cost to maintain, repair, and insure than the average vehicle, but not by any tremendous margin. If you’re already expecting to pay a little extra, let’s make sure to get your money’s worth by comparing Volvo car insurance quotes.

But remember: not all quotes are created equal. Maybe you need liability coverage, full coverage, or more. Comparing car insurance quotes by vehicle will help you secure the lowest price. Let’s talk about the coverage options you might like to consider, and then we’ll see how much you should expect to pay.

Comparing Volvo Car Insurance Coverage Options

The best Volvo insurance companies will offer an abundance of options. You may need some, if not all, of the following coverages:

• Liability coverage: Liability coverage is a car insurance requirement in all states and the foundation of all car insurance policies. Whether you cause an accident, a pileup, run over a neighbor’s mailbox, or cause injuries to another party, your Volvo’s liability coverage steps in to protect you in some of the most common — and worst — situations.

• Comprehensive car insurance: Comprehensive coverage kicks in when you need to file claims regarding theft, falling objects, floods, or a variety of other external causes which don’t involve your vehicle colliding with another object.

• Collision coverage: Liability (listed above) pays for damages or injury to the other party’s person/vehicle in the event that you cause an accident, but liability does not pay to fix your vehicle in such an instance. Collision coverage is offered as a means of repairing or replacing your vehicle in the event of an at-fault accident. 

• Uninsured/Underinsured Coverage: Underinsured coverage steps in to make up the difference between the offending driver’s liability limit and the cost of medical/property damage. Adding this coverage will make the policy on your XC60 more expensive, but it’s all about the risk you’re willing to take. Find the best uninsured motorist coverage car insurance companies.

• Roadside assistance: This is a relatively cheap option at most insurance companies, but it may help you evade the costliest of claims. Abandoning a vehicle raises the chances of vandalism and theft, so a few extra bucks a year may protect your purchase and give you peace of mind.

If you’ve still got payments to make, whether loan or lease, comprehensive and collision will be required by your lienholder/lessee in order to protect their investment. Find the best collision coverage car insurance companies to get the lowest Volvo car insurance quotes.

Comparing Volvo Car Insurance Rates

Are Volvos expensive to insure? You can expect your rates to clock in above average. But for a luxury vehicle, Volvo insurance quotes are quite reasonable.

Average Monthly Full Coverage Rates by Vehicle Make

Vehicle Make	Average Monthly Rate
Acura	$164
Audi	$180
BMW	$182
Buick	$142
Cadillac	$164
Chevy	$144
Chrysler	$140
Dodge	$158
Fiat	$137
Ford	$143
GMC	$145
Honda	$135
Hyundai	$140
Infiniti	$163
Jaguar	$190
Jeep	$138
Kia	$138
Land Rover	$173
Lexus	$164
Lincoln	$155
Mazda	$135
Mercedes-Benz	$180
MINI Cooper	$132
Mitsubishi	$135
Nissan	$147
Porsche	$200
Subaru	$136
Tesla	$220
Toyoto	$140
Volkswagon	$146
Volvo	$149

Still, the vehicle you drive is only one data point that factors into your cost. Other factors that affect your car insurance rates include your age, driving history, credit score, insurance history, location, and other personal information.

How to Save Money on Volvo Car Insurance

Coverage options and car insurance discounts vary from provider to provider. Keep these discounts in mind to lower the insurance cost:

• Vehicle safety: Volvos are known for boasting some of the highest-tech safety features available. Most insurance companies offer discounts accordingly.

• Anti-theft: Many Volvos are automatically equipped with anti-theft features, so ask your insurance carrier to be sure that you’re seeing those savings.

• Multi-car: If your Volvo has a companion in the garage, quote your other vehicle(s) too. Bundling vehicles with the same company often garners one of the biggest discounts available.

• Multi-line: Whether it’s homeowners, renters, or life insurance, bundling policies of different types will garner a discount on each.

• Driver training: Maybe it’s been a while since you’ve taken a driver’s training course. Most insurers offer discounts for taking updated classes, even online.

• Usage-based auto insurance: Many major insurance companies now offer discounts for drivers who allow monitoring of their driving habits, whether through a device or by downloading and maintaining an app.

Compare car insurance online and look companies over thoroughly before you decide.

How to Get The Best Volvo Car Insurance Quotes

Volvo car insurance rates range from carrier to carrier, state to state, and person to person. Price is naturally a determining factor, but it should never be the only one. See who has the best ratings and allow those thoughts to factor in. 

It’s worth finding the insurer who provides you the peace of mind you deserve. If you’re concerned that your current insurer doesn’t have your back, do yourself a favor and shop around. Use our tool below to get free Volvo car insurance quotes from local companies.