Best Ford Ranger Car Insurance Quotes (2023)
Ford Ranger insurance coverage costs around $105 per month ($1,254 per year) on average. Comprehensive, collision, and liability insurance cost around $305, $446, and $354, respectively. Good drivers can save up to $517 a year on these prices by earning discounts.
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
UPDATED: Jul 27, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 27, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,254 a year or $105 each month
- A liability-only policy costs around $503 a year or $42 each month
- Highest rates are for teenage drivers at around $4,583 a year or $382 each month
- Good drivers can save as much as $517 a year by earning policy discounts
- Ford Ranger insurance costs around $265 less per year than the average vehicle
Ford Ranger insurance rates are about $265 less per year than the average vehicle with full coverage averaging $1,254 a year or $105 a month. The highest rates are for teen drivers who pay around $4,583 a year or $382 a month.
Good drivers can get up to $517 in policy discounts for being a safe driver. Let’s take a look at Ford Ranger insurance rates, crash test ratings, and more.
You can start comparing quotes for Ford Ranger car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford Ranger Insurance Cost
The average car insurance costs for a Ford Ranger are $1,254 a year or $105 a month.
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Are Ford Rangers Expensive to Insure?
The chart below details how Ford Ranger insurance rates compare to other trucks like the Nissan Frontier, Chevrolet Silverado, and GMC Canyon.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| GMC Canyon | $270 | $478 | $398 | $1,304 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford Ranger Insurance?
The Ford Ranger trim and model you choose can impact the total price you will pay for Ford Ranger insurance coverage.
Age of the Vehicle
The average Ford Ranger car insurance rates are higher for newer models. For example, car insurance for a 2020 Ford Ranger costs $1,254, while 2010 Ford Ranger insurance costs are $1,056, a difference of $198.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Ford Ranger | $254 | $470 | $372 | $1,254 |
| 2019 Ford Ranger | $242 | $452 | $390 | $1,242 |
| 2011 Ford Ranger | $168 | $292 | $460 | $1,078 |
| 2010 Ford Ranger | $162 | $272 | $464 | $1,056 |
Driver Age
Driver age can have a significant impact on Ford Ranger auto insurance rates. As an example, a 40-year-old driver could pay $132 less each month for their Ford Ranger auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Ford Ranger insurance rates. For example, drivers in Los Angeles may pay $464 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Ford Ranger auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Ford Ranger car insurance with violations on their driving record.
Ford Ranger Safety Ratings
Your Ford Ranger auto insurance rates are tied to the Ford Ranger’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Acceptable |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Ford Ranger Crash Test Ratings
Ford Ranger crash test ratings will affect your Ford Ranger car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Ford Ranger Super Crew PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Ford Ranger Super Crew PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Ford Ranger Super Cab PU/EC 4WD | N/R | N/R | N/R | 3 stars |
| 2020 Ford Ranger Super Cab PU/EC 2WD | N/R | N/R | N/R | 3 stars |
| 2019 Ford Ranger Super Crew PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Ford Ranger Super Crew PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Ford Ranger Super Cab PU/EC 4×4 | N/R | N/R | N/R | 3 stars |
| 2019 Ford Ranger Super Cab PU/EC 4×2 | N/R | N/R | N/R | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford Ranger Safety Features
Having a variety of safety features on your Ford Ranger can help lower your Ford Ranger insurance costs. The Ford Ranger’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Front Tow Hooks
- Traction Control
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Ford Ranger Finance and Insurance Cost
If you are financing a Ford Ranger, you will pay more if you purchase Ford Ranger auto insurance at the dealership, so be sure to shop around and compare Ford Ranger auto insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Ford Ranger Insurance
If you want to reduce the cost of your Ford Ranger insurance rates, follow these tips below:
- Use a Service Like Turo to Rent Out Your Ford Ranger
- Be Picky About Who Drives Your Ford Ranger
- Audit Your Ford Ranger Driving When You Move to a New Location or Start a New Job
- Ask About Farm and Ranch Vehicle Discounts
- Re-Check Ford Ranger Quotes Every 6 Months
Top Ford Ranger Insurance Companies
The best auto insurance companies for Ford Ranger car insurance rates will offer competitive rates, discounts, and account for the Ford Ranger’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford Ranger Insurance Quotes Online
You can start comparing quotes for Ford Ranger insurance from some of the top car insurance companies by using our free online tool today.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Leslie Kasperowicz
Farmers CSR for 4 Years
Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...
Farmers CSR for 4 Years
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.