Harley Davidson Insurance: What You Need to Know

With vacation rental coverage, if you are in a new area and want to see the sights but don’t have your motorcycle, you can use your coverage to protect any motorcycle you rent. For example, if you were to fly to Colorado from Maine, you wouldn’t have to miss out on taking a motorcycle tour. You could always rent a motorcycle in Colorado, and your policy would give you the same amount of coverage as it would back home in Maine.

Harley Davidson’s vacation rental coverage is actually quite extensive. You see, even if you aren’t out of state but still more than 100 miles away from home, you could use this coverage to cover expenses like food and lodging if you were to be in an accident.

Now, if you were to buy bike replacement coverage, you may be able to have more peace of mind while out on the road because, with this coverage, you can be reimbursed for the original total cost of your motorcycle if it happens to be totaled in an accident. This means that no matter if you bought a bike yesterday or five years ago, this coverage could still make you financially whole after experiencing a total loss.

It’s also in every motorcyclist’s best interest to have some sort of roadside assistance available to them, and with Harley Davidson Insurance’s roadside assistance coverage, you can get access to fluid replenishment, a battery jump-start, or even tire replacement should you ever need some help while cruising toward your next adventure.

Is it easy to file a claim with Harley Davidson Insurance?

Thankfully, if you were to ever be in an accident while riding your motorcycle, filing a claim with Harley Davidson Insurance is very simple. You can call the Harley Davidson Insurance phone number or use your Harley Davidson Insurance login to contact the claims department and start the process of being reimbursed for your loss.

You also don’t have to worry that Harley Davidson Insurance won’t be able to pay out a substantial claim, as it is underwritten by the Sentry Insurance Group. It may seem odd that Sentry is actually the entity responsible for providing you with the funds you need. However, A.M. Best awarded this company an A+ rating, which means that you can rest easy knowing that you’ll be able to get the funds you need when you need them.

Does Insurance for a Harley Davidson cost a lot of money?

The average motorcycle insurance rates for Harley Davidson Insurance tend to run about $26 per month. Now, bear in mind that every insurance company has its own underwriting process that it adheres to, so it could be highly beneficial for you to get at least three free insurance quotes online and compare each one before you put any money down.

If you do decide to work with this company, you’ll find that customer convenience is taken seriously. You can make your Harley Davidson insurance payment online through the company website or via the mobile app.

It’s also important to note that purchasing a policy from Harley Davidson Insurance opens up many money-saving opportunities. You could potentially take advantage of quite a lot of discounts like:

• Military/law enforcement
• Anti-theft
• Bundled and multi-cycle protection
• Loyalty
• Prompt payer
• Claim free
• H-D riding program
• Homeowner
• Experienced rider
• Motorcycle endorsement
• Harley Owners Group member
• New bike

Even with this impressive list of discounts, if you’re still not sure if Harley Davidson Insurance is the right insurance company for you, you can always read Harley Davidson Insurance reviews online to learn more.

Harley Davidson Insurance: The Bottom Line

If you live in any state besides Alaska or Hawaii, you can purchase Harley Davidson Insurance to protect your moped, cruiser, or sportser, among other types of motorcycles. This company has been in business for years and provides excellent coverage that can keep you safe when you’re just driving down the road or are miles away from home.

Hopefully, you’ll never need to use your coverage, but if you do need to file a claim, you can call customer service directly or file online.

You don’t have to wait to start comparing Harley Davidson Insurance quotes. Enter your ZIP code to get free quotes from insurance companies near you today.