Homesite Insurance Review & Complaints: Life, Auto & Home Insurance (2024)
Homesite Insurance Company offers term life, auto insurance, and Homesite home insurance to families, individuals, and businesses. Homesite insurance ratings from A.M. Best and the Better Business Bureau are A and A+, respectively. Our Homesite Insurance review finds that a Homesite insurance quote for a 30-year-old male returns individual Homesite insurance rates ranging from $14.90/mo to $22.60/mo.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: May 8, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Homesite Insurance started out offering solely home insurance and renters insurance policies, aiming to keep homeowners insurance rates down through an entirely online direct buy experience.
Finding the ideal home insurance policy that aligns perfectly with your requirements can frequently become a daunting and perplexing endeavor. Moreover, opting for an in-person policy purchase may amplify the anxiety and stress associated with procuring insurance, exacerbating the overall experience. For any inquiries about Progressive Homesite Insurance, including reviews or assistance, you can reach out to their customer service team via phone at the Progressive Homesite Insurance phone number.
With the vast array of information available online, one might assume that choosing a homeowners insurance provider would be straightforward. However, the abundance of options can actually make the decision more challenging. How does one navigate through the multitude of providers to ensure they select the right insurance company that aligns with their specific coverage needs, especially when purchasing through platforms like Progressive Home by Homesite? Additionally, considering factors like Progressive home insurance reviews on BBB adds another layer of complexity to the decision-making process.
Homesite Insurance took note of these concerns and proactively improved their online insurance purchasing process, responding to feedback from customers regarding their experiences with Homesite renters insurance reviews and overall Homesite reviews.
If too many insurance options are overwhelming, we’re here to help. Our guide will assist you in finding a company specializing in homesite business insurance. Look no further than Homesite Insurance for your home and renters insurance needs.
Who is Homesite Insurance owned by? Is Homesite Insurance part of Progressive or Geico?
Homesite Group Incorporated, under the ownership of American Family Insurance, offers a variety of insurance products primarily through that affiliation. You can find reviews of Homesite Group Incorporated online to learn more about their offerings.
Whether you’re insuring your vehicle, residence, or life, safeguarding your assets is crucial for the security of you and your loved ones both now and in the future. Our comprehensive review of Homesite home insurance aims to furnish you with the necessary insights to simplify the decision-making process when selecting the ideal insurance coverage tailored to your requirements. Our goal is to offer solutions to your inquiries regarding Homesite home insurance reviews.
If you want to know how much a Homesite Insurance policy costs in your area, try our free online quote tool. Just enter your ZIP code, and we’ll guide you through the process. You’ll get a detailed homeowners insurance quote in no time, helping you choose the right policy. It’s that easy, whether you’re with Homesite or affiliated with Geico.
How are Homesite Insurance reviews and ratings?
Just as banks diligently assess your financial stability before extending a loan, it’s equally crucial to scrutinize the financial standing of your insurance company, especially when covering potential property damage costs. Ensuring that the insurance provider you choose is financially robust is essential. This applies to evaluating Homesite homeowners insurance reviews to gauge their financial security.
We have provided both the financial rating as well as product review ratings below in the headers that follow.
A.M. Best
Is Homesite insurance reputable?
The most effective method to assess an insurance provider is by examining their creditworthiness through the evaluation of specialized credit agencies like A.M. Best. According to A.M. Best’s rating system, Homesite Insurance Company holds an A rating, indicating strong financial stability both presently and in the foreseeable future.
What does this mean for you the policyholder? This means that Homesite Insurance is a good candidate financially speaking to safeguard your investments. Homesite Insurance is more than capable of backing up the expenses for any property insurance policy, whether it be a homeowners policy, renters policy, life insurance policy, or auto policy, that you would purchase from them.
J.D. Power
J.D. Power measures customer satisfaction through customer reviews and rates products. They have made but also extend to industries such as insurance.
In the homeowners category of insurance, J.D. Power gives an overall rating of two out of five in product review but also awards them 760 out of 1,000 points in overall consumer satisfaction.
The circle ratings may be on the low side showing some need for improvement in the Homesite Home Insurance complaint department, but the more accurate point rating system shows that well over half of consumers are pleased with the product and Homesite Insurance customer service.
Better Business Bureau
Homesite Insurance boasts an A+ score with the Better Business Bureau (BBB). Although they aren’t accredited by the BBB, they’ve managed to address 108 complaints over the last three years, with 22 of those resolved within the past year. If you need assistance, you can reach Homesite Insurance through their claims phone number.
There have been 316 Homesite Insurance reviews posted on Consumer Affairs, giving the company a rating of just over 1 star overall. The majority of the reviews are negative. Most of these involve a very difficult claims experience.
Yelp has 12 reviews and a 1-star rating overall. The volume here is not too high, but the complaints are much the same.
A lot of the complaints appear to come from customers that purchased Homesite policies through Progressive or GEICO home insurance; many of these customers were surprised to learn that they did not actually have a policy with the company they purchased through, an issue that cannot be blamed on Homesite.
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What is Homesite Insurance?
Homesite Insurance was founded in 1997 in Boston, MA, and has since expanded across the country, offering homeowners insurance coverage in most states. They are a home insurance company, as the name implies, and for much of their history offered solely home and renters insurance offerings.
In 2014, Homesite became a part of American Family Insurance, and their website now advertises that they also offer term life insurance, auto insurance, and commercial insurance. The auto and life insurance products are actually underwritten by American Family, while Homesite continues to write their home insurance policies. Commercial insurance also appears to be directly underwritten by Homesite.
Homesite Insurance Group has several member companies, and policies may be underwritten by any of those companies depending on where you live.
Homesite products are sold directly online and not through an insurance agent– with the exception of those that are through American Family, as an insurance agent may be involved in those. They also partner with major car insurance companies to provide homeowner’s insurance in order to create a bundle for their customers – GEICO and Progressive homeowners insurance are among them.
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What insurance products does Homesite offer?
Homesite’s website offers only basic information on their products, with an outline of standard and optional coverage for each option. Since they do not underwrite auto or life insurance, we will not go over those products in detail – check out our review of American Family Insurance for information on their auto and life products.
Home Insurance
Homesite’s base homeowners insurance policy for a single-family home includes coverage for the structure and for personal property and belongings, as well as loss of use and medical payments to others. Unusually, the homeowner’s policy does not appear to come with liability insurance as a standard coverage.
The options listed are extended coverage on the house itself, coverage for special valuables, identity theft, and personal injury protection. While it is not named that way, the personal injury protection appears to be what would be called personal liability at most insurance companies. There is no explanation for this.
The Condo insurance policy, on the other hand, does include personal liability as a standard coverage. In every other way, it is much the same as the homeowners insurance policy, with the exception of the structure coverage that is not needed for a condo. Personal injury protection is again offered as an option.
Like the Condo policy, the Renter’s policy also includes personal liability coverage. It also adds mold protection as a standard coverage, which is pretty unusual for this type of policy.
Homesite also offers flood insurance as a separate add-on policy.
Commercial Insurance
Similar to the personal side of things, Homesite does not provide much of a description of their commercial products.
They write General Liability policies, Business Owner’s Package policies, and Worker’s Compensation as well.
Life and Auto
These two products are underwritten by American Family Insurance. The auto page takes you directly to that company’s website for a quote, but the life insurance appears to be sold and quoted by Homesite in spite of being an American Family product.
The life insurance policies offered are both term life, one being a standard term policy and the other an annual renewable policy. Limited information is offered on these products.
Are Homesite Insurance rates reasonable?
Since auto insurance with this company is actually written by American Family, we recommend visiting our review of that company in order to get rate and auto insurance policy information.
We ran a quick quote for term life insurance, using the sample of a 30-year-old male non-smoker living in California. The coverage amounts offered in the quote ranged from $50,000 up to $250,000, with 10, 20, and 30-year terms available.
A $100,000 10-year level term policy was quoted at $14.90 a month. At 30 years, the same policy was quoted at $22.60 a month. Those rates are reasonable, but not the least expensive we have seen for similar coverage.
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Homesite Insurance Claims Process
Ease of Filing a Claim
Homesite Insurance offers multiple avenues for filing a claim, providing customers with flexibility and convenience. Policyholders can file claims online, over the phone, or through mobile apps, ensuring they can choose the method that suits them best. This accessibility can be especially helpful during stressful situations when quick and efficient claims processing is crucial.
Average Claim Processing Time
The average claim processing time is a crucial factor for policyholders, as it determines how quickly they can receive compensation in the event of a covered loss. Homesite Insurance aims to provide prompt service to its customers.
However, specific processing times may vary depending on the complexity of the claim and the documentation provided. Policyholders can inquire about estimated processing times when filing their claims.
Customer Feedback on Claim Resolutions and Payouts
Assessing an insurance company’s handling of claims is pivotal, and customer input serves as a vital resource. Homesite Insurance garners diverse feedback, encompassing both favorable and unfavorable assessments of its claim resolution process and payout efficiency. For further inquiries or to share feedback directly, individuals can reach out to Homesite Insurance via their provided phone number. Additionally, Homesite’s rating serves as another metric to consider when evaluating its overall performance.
Policyholders have reported varying experiences, with some expressing satisfaction with the efficiency and fairness of the process, while others have raised concerns about difficulties in claim settlements. It’s essential for prospective customers to consider this feedback when making their insurance decisions, especially concerning Homesite Insurance policies purchased through Progressive.
Digital and Technological Features of Homesite Insurance
Mobile App Features and Functionality
Homesite Insurance offers a mobile app to enhance the customer experience. The app provides policyholders with convenient access to their insurance information, allowing them to view policy details, make payments, and even file claims directly from their mobile devices.
The functionality and user-friendliness of the app play a crucial role in ensuring a smooth insurance experience for customers.
Online Account Management Capabilities
Efficient management of accounts online constitutes a pivotal element of contemporary insurance provisions. Homesite Insurance Company showcases robust capabilities in online account management, enabling policyholders to effortlessly modify their details, peruse policy documents, and monitor claims progress. This functionality aligns with Homesite Insurance Company’s esteemed AM Best rating.
This digital convenience empowers customers to have more control over their insurance policies and reduces the need for traditional paperwork.
Digital Tools and Resources
To assist policyholders in making informed decisions and navigating their insurance coverage effectively, Homesite Insurance provides various digital tools and resources.
These resources may encompass informative content, insurance calculators, and instructional guides aimed at enhancing customers’ comprehension of their policies. The intention behind these digital assets is to enable policyholders to make knowledgeable decisions regarding their insurance requirements and coverage choices, aligning with Homesite Insurance’s esteemed AM Best rating.
What’s the bottom line?
Homesite Insurance Company likely garners a significant portion of its clientele through collaborations with other firms, presenting an appealing option for those seeking to consolidate their coverage with partners like Geico or Progressive. However, the scarcity of specifics regarding their offerings complicates the assessment of their value proposition, rendering it challenging to establish a definitive viewpoint on the company. For more insights, individuals may refer to Homesite Insurance Company reviews or reach out to the Homesite Insurance phone number.
Have we piqued your interest in purchasing an insurance policy from Homesite Insurance online?
Either way, you can get a better idea of how much such a policy will cost you by using our free online quote option. All you have to do is type in your ZIP code, and we will take care of the rest. We will provide you with a detailed run down of a Homesite Insurance policy of your choosing. The online process just got a whole lot easier when it comes to shopping insurance companies.
Your one-stop online insurance guide. Get free quotes now! Secured with SHA-256 Encryption
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What types of insurance does Homesite offer?
Homesite Insurance offers a range of insurance products, including homeowners insurance, renters insurance, condo insurance, and flood insurance. They also provide coverage for personal liability and identity theft.
How can I get a quote for Homesite Insurance?
To get a quote from Homesite Insurance, you can visit their website and fill out an online form with information about your property and insurance needs. Alternatively, you can contact their customer service representatives directly to request a quote.
Are Homesite Insurance policies customizable?
Yes, Homesite Insurance policies are customizable to some extent. You can often select coverage limits, deductibles, and additional optional coverages based on your individual needs and preferences.
Can I manage my Homesite Insurance policy online?
Yes, Homesite Insurance provides an online portal where policyholders can manage their policies, make payments, update their information, and file claims. The portal offers convenient self-service options for policy management.
What factors affect the cost of Homesite Insurance premiums?
Several factors influence the cost of Homesite Insurance premiums, including the type and level of coverage selected, the location of the property, the property’s value, the policyholder’s claims history, and other relevant risk factors.
Does Homesite Insurance offer discounts?
Yes, Homesite Insurance offers various discounts that can help policyholders save money on their premiums. These discounts may be available for factors such as bundling multiple policies, installing security systems, or having a claims-free history.
Is Elephant Homesite Insurance affiliated with Homesite Insurance?
Elephant Homesite Insurance is not directly affiliated with Homesite Insurance. Elephant Insurance is a separate insurance company.
What are some Federated Insurance reviews?
Federated Insurance reviews can be found online through various review platforms and insurance review websites.
How can I access Geico Homesite customer service?
You can access Geico Homesite customer service by contacting Geico directly and inquiring about Homesite Insurance options.
How do I file a claim with Homesite Auto Insurance?
To file a claim with Homesite Auto Insurance, you can contact their claims department directly through their customer service line.
What coverage options does Homesite Home Insurance offer?
Homesite Home Insurance offers various coverage options for homeowners, including protection for the structure, personal belongings, liability, and more.
How can I get a Progressive Homesite quote?
You can get a Homesite Insurance quote from Progressive by visiting the Progressive Insurance website and requesting a quote online.
How can I contact Homesite Insurance customer service?
You can contact Homesite Insurance customer service by calling 1-866-372-8903.
How does Homesite Flood Insurance differ from other flood insurance policies?
Homesite Flood Insurance provides coverage specifically for flood-related damages to your property. It’s essential to review the policy details and exclusions to understand the extent of coverage offered.
Where can I find information about any Homesite Insurance complaints filed by customers?
Customer feedback and ratings regarding Erie Insurance generally lean towards positivity, with numerous clients commending the company’s competitive rates, assistance from agents, and effectiveness in processing claims. To assess Homesite Insurance’s standing, individuals can refer to platforms like the Better Business Bureau (BBB) or consumer review websites, such as Progressive Insurance reviews BBB, where they’ll discover details about any complaints lodged against the insurer.
How are Homesite car insurance reviews rated by customers?
You can find customer reviews of Homesite car insurance on various platforms and review websites to gauge customer satisfaction and experiences with their car insurance policies.
What is the Homesite Insurance login process?
The Homesite Insurance login process involves visiting their website and accessing the login page, where you can enter your username and password to access your account.
What is the Homesite Home Insurance rating?
The Homesite Home Insurance rating may differ depending on the source. You can verify its standing by checking organizations like A.M. Best or the Better Business Bureau (BBB) for ratings and reviews. If you’re interested in the Progressive Insurance BBB rating specifically, you can also find that information through the BBB website.
Where can I find reviews for Homesite Insurance Company of the Midwest?
Reviews for Homesite Insurance Company of the Midwest can be found on various platforms, including the Better Business Bureau (BBB) website, consumer review websites, and insurance review forums.
Is Homesite Insurance a good company?
Homesite Insurance typically garners favorable ratings and feedback regarding its insurance products and customer support. Numerous clients appreciate the breadth of coverage provided by their insurance options and the effectiveness of their claims handling procedures, as evident in Geico Homesite Insurance reviews
How do I access Geico home insurance reviews from BBB?
To view Homesite Insurance reviews on BBB (Better Business Bureau), simply go to the BBB website and locate Homesite’s profile. Once there, you’ll discover customer feedback and ratings for the company’s services.
Can I purchase business insurance through Homesite via Geico?
While Geico primarily offers personal lines of insurance, such as auto and home insurance, Homesite may offer business insurance policies. You can inquire about business insurance options through Geico to see if Homesite policies are available.
What is the phone number for Progressive insurance customer service?
The phone number for Progressive insurance customer service can typically be found on their website or on your insurance policy documents. You can also find it by doing a quick
What is the relationship between Homesite and Progressive Insurance?
Homesite Insurance partners with Progressive Insurance to offer homeowners insurance policies through Progressive. This collaboration allows Progressive customers to bundle their auto and homeowners insurance for potential discounts and convenience. However, it’s important to note that Homesite is a separate entity from Progressive Insurance.
Does Homesite Insurance collaborate with Geico for policy offerings?
Yes, Homesite Insurance also partners with Geico to provide homeowners insurance options to Geico customers. Through this partnership, Geico customers can bundle their auto and homeowners insurance policies, potentially qualifying for discounts and streamlining their insurance management.
Does Progressive offer renters insurance through Homesite?
Yes, Progressive partners with Homesite Insurance to offer renters insurance to its customers. Renters insurance policies provided by Homesite through Progressive offer coverage for personal belongings, liability protection, and additional living expenses in case of covered events like theft or fire.
How do I access my Homesite Insurance policy online if I purchased it through Progressive?
If you purchased your Homesite Insurance policy through Progressive, you can access it online through the Progressive Homesite login portal.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.