Best Toyota Tundra Car Insurance Quotes (2023)
The average Toyota Tundra insurance rates are $122 per month, but your driving record could result in higher Toyota Tundra insurance quotes. If you're looking for a cheap Toyota Tundra insurance costs, refer to this guide and start comparing quotes with our free tool below to find affordable Toyota Tundra insurance coverage in your state.
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Written by
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Reviewed by
Leslie Kasperowicz
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UPDATED: Aug 31, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 31, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,468 a year or $122 each month
- A liability-only policy costs around $588 a year or $49 each month
- Highest rates are for teenage drivers at around $5,366 a year or $447 each month
- Good drivers can save as much as $605 a year by earning policy discounts
- Toyota Tundra insurance costs around $51 less per year than the average vehicle
How much is insurance for a Toyota Tundra? Toyota Tundra insurance rates are around $51 less each year than the average vehicle in the U.S. with full coverage costing around $1,468 a year or $122 a month. Good drivers can qualify for up to $605 in good driver discounts on their policy. Let’s take a closer look at Toyota Tundra insurance rates, safety ratings, and more.
You can start comparing quotes for Toyota Tundra car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Tundra Insurance Cost
The average Toyota Tundra car insurance costs are $1,468 a year or $122 a month.
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Are Toyota Tundras Expensive to Insure?
The chart below details how Toyota Tundra insurance rates compare to other trucks like the Chevrolet Silverado 2500HD, Toyota Tacoma, and Ford F-150.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Tundra | $336 | $532 | $420 | $1,468 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
| Ford F-150 | $322 | $470 | $372 | $1,322 |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| GMC Canyon | $270 | $478 | $398 | $1,304 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Tundra Insurance?
The Toyota Tundra trim and model you choose can impact the total price you will pay for Toyota Tundra insurance coverage.
Age of the Vehicle
Older Toyota Tundra models generally cost less to insure. For example, auto insurance rates for a 2020 Toyota Tundra are $1,468, while 2010 Toyota Tundra rates are $1,230, a difference of $238.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Toyota Tundra | $336 | $532 | $420 | $1,468 |
| 2019 Toyota Tundra | $320 | $512 | $440 | $1,452 |
| 2018 Toyota Tundra | $306 | $506 | $450 | $1,442 |
| 2017 Toyota Tundra | $296 | $494 | $470 | $1,440 |
| 2016 Toyota Tundra | $286 | $474 | $486 | $1,426 |
| 2015 Toyota Tundra | $270 | $458 | $500 | $1,408 |
| 2014 Toyota Tundra | $260 | $424 | $510 | $1,374 |
| 2013 Toyota Tundra | $250 | $400 | $514 | $1,344 |
| 2012 Toyota Tundra | $240 | $358 | $520 | $1,298 |
| 2011 Toyota Tundra | $224 | $330 | $520 | $1,254 |
| 2010 Toyota Tundra | $216 | $310 | $524 | $1,230 |
Driver Age
Driver age can have a significant impact on the cost of Toyota Tundra auto insurance. For example, 20-year-old drivers pay as much as $1,860 more each year for their Toyota Tundra auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Tundra insurance rates. For example, drivers in Los Angeles may pay $543 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Toyota Tundra car insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Tundra car insurance rates with violations on their driving record.
Toyota Tundra Safety Ratings
The Toyota Tundra’s safety ratings will affect your Toyota Tundra car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Tundra Crash Test Ratings
Poor Toyota Tundra crash test ratings could mean higher Toyota Tundra car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Tundra PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Toyota Tundra PU/EC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Toyota Tundra PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Toyota Tundra PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Toyota Tundra PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Tundra PU/EC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Toyota Tundra PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Tundra PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Toyota Tundra PU/RC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Tundra PU/RC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Toyota Tundra PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Tundra PU/EC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Toyota Tundra PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Tundra PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Toyota Tundra PU/RC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Tundra PU/RC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Toyota Tundra PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Tundra PU/EC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Toyota Tundra PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Tundra PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Tundra Safety Features
The safety features of the Toyota Tundra can impact your Toyota Tundra car insurance rates. The Toyota Tundra has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Lane Departure Warning
Toyota Tundra Insurance Loss Probability
Another contributing factor that affects Toyota Tundra car insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -12% |
|---|---|
| Property Damage | 5% |
| Comprehensive | -4% |
| Personal Injury | -37% |
| Medical Payment | -25% |
| Bodily Injury | -6% |
| Source: Insurance Institute for Highway Safety | |
Toyota Tundra Finance and Insurance Cost
If you are financing a Toyota Tundra, you will pay more if you purchase Toyota Tundra car insurance at the dealership, so be sure to shop around and compare Toyota Tundra car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Tundra Insurance
You can save more money on your Toyota Tundra auto insurance rates by employing any of the following five strategies.
- Understand the Different Types of Auto Insurance for Your Toyota Tundra
- Carpool to Work Instead of Driving Your Toyota Tundra
- Buy a Toyota Tundra with an Anti-Theft Device
- Ask for a New Toyota Tundra Auto Insurance Rate Based on Your Improved Credit Score
- Ask About Usage-Based Insurance for Your Toyota Tundra
Top Toyota Tundra Insurance Companies
Who is the top car insurance company for Toyota Tundra insurance rates? From Allstate insurance to Geico, there are many companies that will insure a Tundra.While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Tundra auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Tundra offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Tundra Insurance Quotes Online
You can start comparing insurance quotes for Toyota Tundra auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|