Best Toyota Camry Car Insurance Quotes (2023)
Find cheap Toyota Camry insurance rates by comparing some of the best car insurance companies with our free online tool now. The average Toyota Camry Insurance rates are $199/mo for full coverage and $48/mo for liability-only policies.
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Written by
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 23, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 23, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,432 a year or $119 each month
- A liability-only policy costs around $574 a year or $48 each month
- Highest rates are for teenage drivers at around $5,234 a year or $436 each month
- Good drivers can save as much as $590 a year by earning policy discounts
- Toyota Camry insurance costs around $87 less per year than the average vehicle
Toyota Camry insurance rates are about $87 less annually than the average vehicle with full coverage costing around $1,432 a year or $119 a month. Owners of an older Toyota Camry may opt for liability coverage only which costs around $574 a year or $48 a month.
Good drivers can save up to $590 a year in policy discounts by staying safe and courteous out on the road. Let’s take a closer look at Toyota Camry insurance rates, crash test ratings, and more.
You can start comparing quotes for Toyota Camry car insurance rates from some of the best car insurance companies by using our free online tool now.
Toyota Camry Insurance Cost
The average Toyota Camry auto insurance costs are $1,432 a year or $119 a month.
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Are Toyota Camrys Expensive to Insure?
The chart below details how Toyota Camry insurance rates compare to other sedans like the Cadillac CTS, Chrysler 300, and Honda Civic.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Camry | $308 | $594 | $372 | $1,432 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Honda Civic | $280 | $656 | $420 | $1,536 |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
What Impacts the Cost of Toyota Camry Insurance?
The Toyota Camry trim and model you choose can impact the total price you will pay for Toyota Camry insurance coverage.
Age of the Vehicle
Older Toyota Camry models generally cost less to insure. For example, auto insurance for a 2020 Toyota Camry costs $1,432, while 2010 Toyota Camry insurance costs are $1,166, a difference of $266.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Toyota Camry | $308 | $594 | $372 | $1,432 |
| 2019 Toyota Camry | $294 | $570 | $390 | $1,412 |
| 2018 Toyota Camry | $282 | $566 | $398 | $1,404 |
| 2017 Toyota Camry | $272 | $552 | $416 | $1,398 |
| 2016 Toyota Camry | $262 | $530 | $430 | $1,380 |
| 2015 Toyota Camry | $248 | $512 | $442 | $1,360 |
| 2014 Toyota Camry | $238 | $474 | $452 | $1,322 |
| 2013 Toyota Camry | $230 | $446 | $456 | $1,290 |
| 2012 Toyota Camry | $220 | $400 | $460 | $1,238 |
| 2011 Toyota Camry | $206 | $368 | $460 | $1,192 |
| 2010 Toyota Camry | $198 | $346 | $464 | $1,166 |
Driver Age
Driver age can have a significant impact on the cost of Toyota Camry auto insurance. For example, 20-year-old drivers pay as much as $1,814 more each year for their Toyota Camry auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Toyota Camry insurance rates. For example, drivers in Phoenix may pay $788 a year less than drivers in Los Angeles.
Your Driving Record
Your driving record can have an impact on your Toyota Camry auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Camry car insurance with violations on their driving record.
Toyota Camry Safety Ratings
Your Toyota Camry car insurance rates are tied to the safety ratings of the Toyota Camry. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Toyota Camry Crash Test Ratings
Good Toyota Camry crash test ratings mean the VW is safer, which could mean cheaper Toyota Camry car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Camry Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Toyota Camry 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Toyota Camry Hybrid 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Toyota Camry 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Toyota Camry HV 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Camry 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Camry HV 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Camry 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Toyota Camry Safety Features
Good Toyota Camry safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Toyota Camry are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Toyota Camry Insurance Loss Probability
The lower percentage means lower Toyota Camry car insurance rates; higher percentages mean higher Toyota Camry auto insurance rates. Insurance loss probability on the Toyota Camry fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 10% |
|---|---|
| Property Damage | -6% |
| Comprehensive | 2% |
| Personal Injury | 48% |
| Medical Payment | 45% |
| Bodily Injury | 7% |
| Source: Insurance Institute for Highway Safety | |
Toyota Camry Finance and Insurance Cost
If you are financing a Toyota Camry, most lenders will require your carry higher Toyota Camry coverage options including comprehensive coverage, so be sure to shop around and compare Toyota Camry car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Toyota Camry Insurance
There are several ways you can save even more on your Toyota Camry car insurance rates. Take a look at the following five tips:
- Work with a Direct Insurer Instead of an Insurance Broker for Your Toyota Camry
- Understand that Insurance Companies Can’t Change Your Toyota Camry Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- Move to the Countryside
- Save Money on Young Driver Toyota Camry Insurance By Mentioning Grades or GPA
- Buy a Toyota Camry with an Anti-Theft Device
Top Toyota Camry Insurance Companies
The best auto insurance companies for Toyota Camry car insurance rates will offer competitive rates, discounts, and account for the Toyota Camry’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Toyota Camry Insurance Quotes Online
You can start comparing quotes for Toyota Camry car insurance rates from some of the best car insurance companies by using our free online tool now.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|