Best Jaguar Car Insurance Quotes (2023)

Motorcycles were all the rage back in the roaring twenties, and if you intended to have a passenger scoot around in style with you, you would have purchased a sidecar made by the forebears of the modern Jaguar.

Today, the luxury car brand has shifted from the sidecar to the spotlight, producing a line of vehicles so quiet, smooth, and extravagant that heads automatically turn as you drive by. This kind of power comes with a cost — Jaguars aren’t cheap, and you can expect luxury and sports car insurance rates to match such a level of prestige.

If you own a Jaguar, you’re among the privileged who possess one of the finest vehicles on the road, which means finding affordable auto insurance can be tricky. So the first step in getting the best Jaguar car insurance quotes is to compare car insurance online. 

First, let’s talk about the coverage options to consider, then we’ll discuss how much you might expect to pay.

Comparing Coverage Options For Jaguar Car Insurance

While driving a Jaguar on the open road, it’s both easy and perfectly normal to freak out at the slightest danger. But remember, this is exactly why insurance exists. You need the right Jaguar insurance coverage, and it’s out there.

Let’s hit some high points for your search, including the most common types of car insurance:

Liability Coverage

Bodily injury and property liability coverage funds are used to repair or replace the other party’s vehicles, as well as address medical bills and property damage. These are the best bodily injury liability car insurance companies.

Every driver is required to carry liability coverage, and your home state will determine how much coverage you need. These minimums dictate the damage you are responsible for in the event of an at-fault accident, but you may choose higher limits to save on out-of-pocket costs.

Collision Coverage

Liability coverage will only contribute funds to cover the other drivers’ vehicles. Collision coverage pays for your damages, no matter who is at fault for the accident. If you don’t have collision insurance, you’ll find yourself looking to repair or replace a very expensive vehicle.

Adding collision insurance will raise your monthly rates, so compare quotes from the best collision coverage car insurance companies.

Comprehensive Coverage

Many new Jaguars come equipped with high-tech anti-theft software and hardware, but nothing works 100% of the time. That’s where comprehensive car insurance comes into play. Comprehensive coverage pays for damages caused by anything that isn’t a collision, including vandalism, theft, fire, and weather.

If you finance or lease a Jaguage, your lender will likely require that you carry liability, comprehensive, and collision insurance, otherwise known as full coverage. Read about full coverage car insurance for Jaguars.

Uninsured/underinsured Coverage

Uninsured/underinsured car insurance coverage (UM/UIM) pays for your damages if you’re involved in a collision with an uninsured or hit-and-run driver.

For example, let’s consider the Jaguar F-TYPE, the flagship Jaguar sports car. The F-TYPE MSRP starts at $73,400. Compare Jaguar F-TYPE insurance costs.

Now, let’s consider the state of Arizona, where you’re only required to carry $15,000 in liability coverage. If a driver in Arizona carrying only the $15,000 minimum totals your vehicle, UM/UIM coverage would make up the difference. Find the best uninsured motorist coverage car insurance companies.

Roadside Assistance

This inexpensive coverage can feel like a lifesaver, especially if you drive your Jaguar often. An abandoned vehicle often turns into a vandalized, lost, or stolen vehicle, but roadside assistance can help pay for tows, tire changes, gas delivery, and more when you’re stranded.

How to Compare Jaguar Car Insurance Quotes

Are Jaguars expensive to insure? The quick answer is yes. Insurance companies consider most models as sports cars, such as the F-TYPE, which will come with higher monthly rates when compared to a sedan or SUV model like the F-PACE. Compare Jaguar F-PACE insurance costs.

Fortunately, a Jaguar isn’t as expensive to insure as other luxury brands like Cadillac or Tesla, but its price trumps most others. Use this table to compare Jaguar car insurance quotes for different models:

As you can see, several factors come into play when determining your quotes. Many of these variables are under your control, including your driving record and credit score.

However, one major factor lies beyond your control — your age and nothing drives up the cost of Jaguar insurance quite like being a new driver. Use our expert guide on the best car insurance for young adults to find affordable Jaguar insurance quotes for 16 to 25-year-old drivers.

How to Maximize Your Jaguar Car Insurance Discounts

Now that you know what kind of coverage you need and how Jaguar car insurance rates vary by model, let’s take a quick look at the car insurance discounts you qualify for. Many of these are automatic, while others require you to ask about them.

• Multi-car: If you own at least one more vehicle alongside your Jaguar, bundling cars onto one policy is a great way to cut the rates for each vehicle. 
• Multi-line: Insurers grant bigger discounts when you insure all drivers with one policy because you’ve committed to covering all your risks. 
• Defensive driving: Signing up for a defensive driving class can save money on Jaguar car insurance, especially if you have new or young adult drivers on your policy.
• Usage-based discounts: This is the future of insurance for safe drivers. Getting usage-based car insurance allows you to put your skills to the test and save money with good driving behavior.

Even if you only save a few dollars each month, qualifying for multiple discounts can help lower your Jaguar car insurance rates.  

The Final Call for the Best Jaguar Car Insurance Quotes

Even if you’re an optimist, planning for the worst ensures you have the best insurance policy. If you’re lucky, you can carry poor insurance for decades, and if nothing happens, you’ll never know. But a single claim is all it takes to understand the importance of quality insurance.

Chances are that cheap insurance is cheap for a reason. But at the same time, overpriced insurance doesn’t mean fabulous coverage.

In the event of a total loss, who do you trust? Call around, find out who your friends carry and why, and compare multiple Jaguar insurance quotes online before buying a policy. Use our comparison tool below to get free car insurance quotes from local companies.

You deserve the right insurance at the best price — give yourself that luxury.