Best Jeep Wrangler Car Insurance Quotes (2023)
The average Jeep Wrangler car insurance rates are $105 per month for full coverage. Jeep Wrangler insurance costs will vary depending on model year, driving record, and other specific factors. Good drivers can save up to $518 a year on Jeep Wrangler insurance rates by being safe and courteous on the road.
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Written by
D. Gilson, PhD |
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 28, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 28, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,256 a year or $105 each month
- A liability-only policy costs around $503 a year or $42 each month
- Highest rates are for teenage drivers at around $4,591 a year or $383 each month
- Good drivers can save as much as $518 a year by earning policy discounts
- Jeep Wrangler insurance costs around $263 less per year than the average vehicle
Jeep Wrangler insurance rates average $263 less per year than the average vehicle in the country. Full coverage is around $1,256 a year or $105 a month, and older vehicles may be able to get liability-only coverage for $503 a year or $42 a month.
Good drivers may be eligible for up to $518 a year in discounts for remaining safe and courteous on the road. Let’s take a look at Jeep Wrangler insurance rates, safety ratings, and more.
You can start comparing quotes for Jeep Wrangler car insurance rates from some of the best car insurance companies by using our free online tool now.
Jeep Wrangler Insurance Cost
The average Jeep Wrangler car insurance rates are $1,256 a year or $105 a month.
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Are Jeep Wranglers Expensive to Insure?
The chart below details how Jeep Wrangler insurance rates compare to other SUVs like the Acura RDX, Toyota 4Runner, and Lincoln Navigator.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Acura RDX | $308 | $532 | $316 | $1,292 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Lincoln Navigator | $356 | $686 | $398 | $1,598 |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
| Volkswagen Touareg | $372 | $690 | $390 | $1,610 |
| Cadillac Escalade | $458 | $780 | $466 | $1,904 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
What Impacts the Cost of Jeep Wrangler Insurance?
The Jeep Wrangler trim and model you choose will affect the total price you will pay for Jeep Wrangler insurance coverage.
Age of the Vehicle
The average Jeep Wrangler auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Jeep Wrangler cost $1,256, while 2010 Jeep Wrangler rates are $1,102, a difference of $154.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| 2019 Jeep Wrangler | $268 | $362 | $440 | $1,250 |
| 2018 Jeep Wrangler | $256 | $358 | $450 | $1,244 |
| 2017 Jeep Wrangler | $248 | $350 | $470 | $1,248 |
| 2016 Jeep Wrangler | $240 | $336 | $486 | $1,242 |
| 2015 Jeep Wrangler | $226 | $324 | $500 | $1,230 |
| 2014 Jeep Wrangler | $218 | $300 | $510 | $1,208 |
| 2013 Jeep Wrangler | $208 | $282 | $514 | $1,184 |
| 2012 Jeep Wrangler | $200 | $254 | $520 | $1,154 |
| 2011 Jeep Wrangler | $188 | $234 | $520 | $1,122 |
| 2010 Jeep Wrangler | $180 | $218 | $524 | $1,102 |
Driver Age
Driver age can have a significant impact on Jeep Wrangler auto insurance rates. As an example, a 40-year-old driver could pay $133 less each month for their Jeep Wrangler auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Jeep Wrangler insurance rates. For example, drivers in New York may pay $766 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Jeep Wrangler auto insurance. Teens and drivers in their 20’s see the highest jump in their Jeep Wrangler auto insurance rates with violations on their driving record.
Jeep Wrangler Safety Ratings
Your Jeep Wrangler auto insurance rates are influenced by the Jeep Wrangler’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Marginal |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Jeep Wrangler Crash Test Ratings
Jeep Wrangler crash test ratings will affect your Jeep Wrangler car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jeep Wrangler Unlimited SUV 4WD | N/R | 4 stars | N/R | 3 stars |
| 2020 Jeep Wrangler Unlimited DIESEL SUV 4WD | N/R | N/R | N/R | 3 stars |
| 2020 Jeep Wrangler SUV 4WD | N/R | 4 stars | N/R | 3 stars |
| 2019 Jeep Wrangler Unlimited 4 DR 4WD | N/R | 4 stars | N/R | 3 stars |
| 2019 Jeep Wrangler 2 DR 4WD | N/R | N/R | N/R | N/R |
| 2018 Jeep Wrangler Unlimited JK 4 DR 4WD Early release | N/R | 3 stars | N/R | 3 stars |
| 2018 Jeep Wrangler Unlimited 4 DR 4WD Later Release | N/R | N/R | N/R | 3 stars |
| 2018 Jeep Wrangler JK 2 DR 4WD Early release | N/R | N/R | N/R | 3 stars |
| 2018 Jeep Wrangler 2 DR 4WD Later Release | N/R | N/R | N/R | 3 stars |
| 2017 Jeep Wrangler Unlimited 4 DR 4WD | N/R | 3 stars | N/R | 3 stars |
| 2017 Jeep Wrangler 2 DR 4WD | N/R | N/R | N/R | 3 stars |
| 2016 Jeep Wrangler 4DR 4WD | N/R | N/R | N/R | 3 stars |
| 2016 Jeep Wrangler 2DR 4WD | N/R | N/R | N/R | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jeep Wrangler Safety Features
The more safety features you have on your Jeep Wrangler, the more likely it is that you can earn a discount. The Jeep Wrangler’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Rollover Protection System
- Front Tow Hooks
- Traction Control
Jeep Wrangler Insurance Loss Probability
The lower percentage means lower Jeep Wrangler car insurance rates; higher percentages mean higher Jeep Wrangler auto insurance rates. Insurance loss probability on the Jeep Wrangler fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -46% |
|---|---|
| Property Damage | 34% |
| Comprehensive | -29% |
| Personal Injury | -43% |
| Medical Payment | -48% |
| Bodily Injury | 2% |
| Source: Insurance Institute for Highway Safety | |
Jeep Wrangler Finance and Insurance Cost
If you are financing a Jeep Wrangler, you will pay more if you purchase Jeep Wrangler car insurance at the dealership, so be sure to shop around and compare Jeep Wrangler car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Jeep Wrangler Insurance
Save more on your Jeep Wrangler car insurance rates. Take a look at the following five strategies that will get you the best Jeep Wrangler auto insurance rates possible.
- Wait Six Years for Accidents to Disappear from Your Record
- Remove Young Drivers from Your Jeep Wrangler Insurance When They Move Out or Go to School
- Ask About Jeep Wrangler Discounts If You Were Listed on Someone Else’s Policy
- Understand the Different Types of Auto Insurance for Your Jeep Wrangler
- Consider Jeep Wrangler Insurance Costs Before Buying a Jeep Wrangler
Top Jeep Wrangler Insurance Companies
Who is the top car insurance company for Jeep Wrangler insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jeep Wrangler auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jeep Wrangler offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Jeep Wrangler Insurance Quotes Online
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Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|