Mazda 2 Insurance Rates [Guide + Free Quotes]
Mazda 2 insurances rates are $95/mo for full coverage and $38/mo for liability-only policies. Take a look at the table below for a list of Mazda 2 insurance costs by age and compare rates by entering your zip code below to start saving money on your Mazda 2 insurance coverage.
Are you looking for free insurance quotes?
Secured with SHA-256 Encryption
UPDATED: Jul 30, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Key takeaways:
- Full coverage costs around $1,142 a year or $95 each month
- A liability-only policy costs around $458 a year or $38 each month
- Highest rates are for teenage drivers at around $4,174 a year or $348 each month
- Good drivers can save as much as $471 a year by earning policy discounts
- Mazda 2 insurance costs around $377 less per year than the average vehicle
Mazda 2 insurance rates are considerably less than the average vehicle with full coverage costing about $1,142 a year or $95 a month. Liability-only coverage is about $458 a year or $38 a month, and teen drivers will pay the most at around $4,174 a year or $348 a month as high-risk drivers. Let’s look at Mazda 2 insurance rates, safety features, and more.
You can start comparing quotes for Mazda 2 car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Mazda 2 Insurance Cost
The average Mazda 2 car insurance rates are $1,142 a year or $95 a month.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Are Mazda 2s Expensive to Insure?
The chart below details how Mazda 2 insurance rates compare to other subcompact hatchbacks like the Honda Fit, Ford Focus RS, and Mitsubishi Mirage.
Vehicle | Comprehensive | Collision | Liability | Total |
Honda Fit | $268 | $512 | $258 | $1,148 |
Ford Focus RS | $332 | $656 | $398 | $1,544 |
Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
Volkswagen Golf | $306 | $600 | $390 | $1,454 |
Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
What Impacts the Cost of Mazda 2 Insurance?
The Mazda 2 trim and model you choose can impact the total price you will pay for Mazda 2 insurance coverage.
Age of the Vehicle
Older Mazda 2 models generally cost less to insure. For example, auto insurance for a 2014 Mazda 2 costs $1,142, while 2011 Mazda 2 insurance costs are $1,048, a difference of $94.
Model Year | Comprehensive | Collision | Liability | Total |
2014 Mazda 2 | $206 | $326 | $452 | $1,142 |
2013 Mazda 2 | $198 | $306 | $456 | $1,118 |
2012 Mazda 2 | $190 | $274 | $460 | $1,082 |
2011 Mazda 2 | $178 | $252 | $460 | $1,048 |
Driver Age
Driver age can have a significant impact on Mazda 2 auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Mazda 2 auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Mazda 2 insurance rates. For example, drivers in Los Angeles may pay $982 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on your Mazda 2 car insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda 2 car insurance with violations on their driving record.
Mazda 2 Safety Ratings
Your Mazda 2 auto insurance rates are tied to the Mazda 2’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Marginal |
---|---|
Small overlap front: passenger-side | Not Tested |
Moderate overlap front | Good |
Side | Acceptable |
Roof strength | Good |
Head restraints and seats | Acceptable |
Source: Insurance Institute for Highway Safety |
Mazda 2 Crash Test Ratings
Mazda 2 crash test ratings will affect your Mazda 2 car insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
Mazda 2 | 5 | 5 | 5 | 4 |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
---|
Mazda 2 Safety Features
The more safety features you have on your Mazda 2, the more likely it is that you can earn a discount. The Mazda 2’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
Mazda 2 Finance and Insurance Cost
If you are financing a Mazda 2, most lenders will require your carry higher Mazda 2 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda 2 auto insurance quotes from the best auto insurance companies using our FREE tool below.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Ways to Save on Mazda 2 Insurance
There are many ways that you can save on Mazda 2 car insurance. Below are five actions you can take to find cheap Mazda 2 auto insurance rates.
- Use a Service Like Turo to Rent Out Your Mazda 2
- Buy An Older Mazda 2
- Consider Using a Tracking Device on Your Mazda 2
- Take Advantage of Referral Fees
- Take a Defensive Driving Course or Any Driver’s Education Course
Top Mazda 2 Insurance Companies
Who is the top car insurance company for Mazda 2 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda 2 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda 2 offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Compare Free Mazda 2 Insurance Quotes Online
Start comparing Mazda 2 car insurance quotes for free by using our convenient online comparison tool.