Peak Property & Casualty Insurance Review & Complaints: Car, Airplane, & Home Insurance (2023)

Peak Property & Casualty is a Wisconsin-based insurance company that operates as a wholly-owned subsidiary of Sentry Insurance Group. They underwrite policies directly as well as for Sentry’s well-known nonstandard auto insurer, Dairyland.

What is Peak Property & Casualty?

Peak Property & Casualty was founded in Stevens Point, WI in 1985, but has operated as a subsidiary of Sentry Insurance Group since 1990. Information on this company is incredibly difficult to piece together. They have no individual website but are named as a subsidiary on the Sentry site as well as in several other locations. That includes the site of Sentry’s auto insurance brand, Dairyland Insurance, which lists Peak as an underwriting company for their products in multiple states.

We were unable to ascertain exactly what Peak Property & Casualty does outside underwriting for Dairyland. Reviews of the company do seem to indicate that they are the insurer of record on personal auto policies, or were at some point.

As best we are able to establish, they provide underwriting and service for policies under the Dairyland name, but much of the information is unclear at best.

Sentry Insurance is primarily a business insurance provider, which means they provide different policies like general liability insurance for businesses. Again, it is unclear whether Peak writes any of those policies, but we are unable to find any indication that they do.

Peak, like other Sentry products, use independent agents for sales.

Are Peak Property & Casualty rates & products competitive?

As we were unable to find any specific information as to what this insurance company actually writes, independently or otherwise, we are unable to offer a product lineup and certainly cannot determine rate information. No insurance quotes for Peak Property & Casualty can be obtained online.

For policies that are underwritten through Dairyland Insurance, we recommend reading our Dairyland insurance review. This will provide product information and reviews for that company and its products.

How are claims handled?

Claims appear to be handled through Sentry Insurance, although Dairyland policies would be handled directly through that company’s claims department. Without any clear information as to what precisely Peak writes directly, it is difficult to determine where a claim should be directed.

Who are Peak Auto’s partners?

As a wholly-owned subsidiary of the Sentry Insurance Group, Peak Property and Casualty is a preferred insurance line of The Farm Equipment Manufacturers Association.

In addition, the Industry Supply Association, the Power Transmission Distributors Association, and the Industrial Supply Association give Peak Property and Casualty Insurance a “thumbs-up!” John Deere insurance subsidiaries also offer Peak Property and Casualty insurance policies to their customers.

Are ratings and consumer reviews positive?

Peak Property & Casualty insurance does have its own Better Business Bureau (BBB) page, in spite of a general lack of a presence elsewhere on the web. It currently has a B+ rating, and there are 12 insurance customer complaints on file in the past three years. The customer complaint content all seems to point to problems with auto insurance claims. Peak Property & Casualty insurance doesn’t rank close to being the best car insurance company for paying claims.

A subsidiary of the Sentry Insurance Group, they have an A.M. Best rating of an A+, and you can see them about Peak Auto Insurance claims, property & casualty insurance products.

Due to the confusion regarding what exactly Peak Property & Casualty writes, it is difficult to know where to look for solid reviews regarding customer service. As they operate under several names, any of the reviews of Sentry or Dairyland may apply to Peak as well.

What’s the bottom line on Peak Property & Casualty?

There is simply too much confusion and lack of information surrounding Peak Property & Casualty for us to provide an opinion on whether the company should be considered amongst the best auto insurance for Wisconsin customers. Without product details, rates, or a general overview of what this company does, we can confidently say that you’re likely to find more information and product descriptions with many other companies. Make sure you always look online for the best insurance companies before making an insurance purchase.