Best Jaguar XF Car Insurance Quotes (2024)
Jaguar XF auto insurance rates are $147 a month on average, but a newer Jaguar XF model will have more expensive rates. State Farm and GEICO offer the best Jaguar XF car insurance coverage, but you can compare Jaguar XF car insurance quotes in this guide.
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Brandon Frady
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Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
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UPDATED: Apr 1, 2024
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Apr 1, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,766 a year or $147 each month
- A liability-only policy costs around $708 a year or $59 each month
- Highest rates are for teenage drivers at around $6,455 a year or $538 each month
- Good drivers can save as much as $728 a year by earning policy discounts
- Jaguar XF insurance costs around $247 more per year than the average vehicle
Jaguar XF insurance rates are higher than the average vehicle in the U.S., owing partially to the high MSRP. Full coverage for a Jaguar XF costs around $1,766 a year or $146 a month. Good drivers can save up to $728 a year with good driver policy discounts. Let’s take a look at Jaguar XF insurance rates, insurance loss rates, and more.
You can start comparing quotes for Jaguar XF car insurance rates from some of the best car insurance companies by using our free online tool now.
Jaguar XF Insurance Cost
The average Jaguar XF auto insurance costs are $1,766 a year or $147 a month.
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Are Jaguar XFs Expensive to Insure?
The chart below details how Jaguar XF insurance rates compare to other luxury cars like the Audi S8, Volvo S90, and Mercedes-Benz S450.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
However, there are a few things you can do to find the cheapest Jaguar insurance rates online.
What Impacts the Cost of Jaguar XF Insurance?
The Jaguar XF trim and model you choose will affect the total price you will pay for Jaguar XF insurance coverage.
Age of the Vehicle
The average Jaguar XF car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Jaguar XF are $1,766, while 2010 Jaguar XF rates are $1,398, a difference of $368.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Jaguar XF | $406 | $804 | $398 | $1,766 |
| 2017 Jaguar XF | $394 | $784 | $416 | $1,752 |
| 2016 Jaguar XF | $380 | $752 | $430 | $1,720 |
| 2015 Jaguar XF | $358 | $726 | $442 | $1,684 |
| 2014 Jaguar XF | $344 | $674 | $452 | $1,628 |
| 2013 Jaguar XF | $332 | $634 | $456 | $1,580 |
| 2012 Jaguar XF | $318 | $568 | $460 | $1,504 |
| 2011 Jaguar XF | $296 | $522 | $460 | $1,436 |
| 2010 Jaguar XF | $286 | $490 | $464 | $1,398 |
Driver Age
Driver age can have a significant effect on Jaguar XF car insurance rates. For example, 30-year-old drivers pay $78 more for Jaguar XF car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Jaguar XF insurance rates. For example, drivers in Los Angeles may pay $654 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Jaguar XF auto insurance. Teens and drivers in their 20’s see the highest jump in their Jaguar XF auto insurance rates with violations on their driving record.
Jaguar XF Crash Test Ratings
Poor Jaguar XF crash test ratings could mean higher Jaguar XF car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Jaguar XF Sportbrake 5HB AWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF Sportbrake SW AWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF Sportbrake 5 HB AWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2018 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Jaguar XF 4 DR AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Jaguar XF Safety Features
Good Jaguar XF safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Jaguar XF are:
- 360° surround camera
- Stereo vision camera and autonomous emergency braking
- Park assist
- Blindspot assist and reverse traffic detection
- Lane keep assist and driver condition monitor
- Traffic sign recognition with adaptive speed limiter
Jaguar XF Insurance Loss Probability
The lower percentage means lower Jaguar XF car insurance costs; higher percentages mean higher Jaguar XF car insurance costs. Compare the following Jaguar XF auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury.
| Insurance Coverage Category | Loss Rate |
| Collision | 69% |
|---|---|
| Property Damage | 1% |
| Comprehensive | 91% |
| Personal Injury | -2% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Jaguar XF Finance and Insurance Cost
If you are financing a Jaguar XF, most lenders will require your carry higher Jaguar XF coverage options including comprehensive coverage, so be sure to shop around and compare Jaguar XF car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Jaguar XF Insurance
You have more options at your disposal to save money on your Jaguar XF car insurance costs. For example, try these five tips:
- Spy on Your Teen Driver
- Buy a Dashcam for Your Jaguar XF
- Ask for a Higher Deductible for Your Jaguar XF Insurance Policy
- Ask About Welcome Discounts
- Use Paperless Billing for Your Jaguar XF Insurance Policy
Top Jaguar XF Insurance Companies
Who is the top auto insurance company for Jaguar XF insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Jaguar XF auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Jaguar XF offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Jaguar XF Insurance Quotes Online
You can start comparing quotes for Jaguar XF insurance from some of the top car insurance companies by using our free online tool today.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Frequently Asked Questions
What is the average cost of Jaguar XF car insurance?
The average cost of Jaguar XF car insurance is $1,766 per year or $147 per month.
Are Jaguar XFs expensive to insure?
Compared to the average vehicle, Jaguar XFs tend to have higher insurance rates due to their high MSRP. Full coverage for a Jaguar XF costs around $1,766 per year or $146 per month.
What factors impact the cost of Jaguar XF insurance?
The cost of Jaguar XF insurance is influenced by several factors, including:
- The age of the vehicle
- Driver age
- Driver location
- Driving record.
How does the age of the vehicle affect Jaguar XF insurance rates?
Newer Jaguar XF models generally have higher insurance rates compared to older models. For example, insurance rates for a 2018 Jaguar XF are around $1,766 per year, while rates for a 2010 Jaguar XF are $1,398 per year.
How does driver age impact Jaguar XF insurance rates?
Driver age can have a significant effect on Jaguar XF insurance rates. Typically, 30-year-old drivers pay $78 more for Jaguar XF car insurance compared to 40-year-old drivers.
Which insurance companies offer Jaguar XF insurance coverage?
Some of the top insurance companies offering Jaguar XF auto insurance coverage are:
- State Farm
- GEICO
- Progressive
- Liberty Mutual
- Allstate
Each company may offer discounts based on factors like security systems and safety features.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.