Best Volvo XC Auto Insurance Rates 2022

The price of car insurance for the Volvo XC depends on a lot of factors. Among the things that can impact your Volvo XC car insurance rates are your driving history and where you live. Of course, the purchase price of the Volvo XC also affects car insurance rates, and that depends on trim level and options.

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D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
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UPDATED: Jun 20, 2022

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Things to Remember

  • The cost of insurance for a Volvo XC depends on the trim level
  • Crash test ratings have an impact on Volvo XC auto insurance rates
  • Safety features of the Volvo XC can earn you a car insurance discount

If you’re looking to buy a Volvo XC, you will want to know the details first. We’ve put together information on insurance for the Volvo XC to help you get an idea of costs. We’ve also gathered other cost information, including how much a Volvo XC will run you.

Read on to learn all about the Volvo XC including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Volvo XC with confidence.

To see fast, free Volvo XC insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Volvo XC insurance rate from top companies right away.

Are vehicles like the Volvo XC expensive to insure?

Take a look at how insurance rates for similar models to the Volvo XC look. These insurance rates for other crossovers like the Infiniti FX35, Mazda CX-30, and Lincoln MKC give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Volvo XC

Vehicle Comprehensive Collision Liability Total
Mazda CX-3 $308 $500 $372 $1,338
Ford EcoSport $280 $500 $372 $1,310
Ford Escape $280 $438 $316 $1,170
Subaru Crosstrek $336 $532 $316 $1,320
Nissan Rogue $280 $532 $420 $1,412
Chevrolet Equinox $308 $532 $372 $1,370
Audi SQ5 $394 $774 $264 $1,542
Kia Niro $282 $478 $398 $1,316

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What impacts the cost of Volvo XC insurance?

The Volvo XC trim and model you choose can impact the total price you will pay for Volvo XC insurance coverage.
You can also expect your Volvo XC rates to be affected by where you live, your driving history, and in most states your age and gender.

Volvo XC Safety Ratings

The cost of Volvo XC auto insurance rates depend in part on the Volvo XC safety ratings. See how the Volvo XC is rated for safety here.

Volvo XC Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Volvo XC Crash Test Ratings

Volvo XC crash test ratings can impact the cost of your Volvo XC car insurance. See Volvo XC crash test results here.

Volvo XC Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T8 Polestar Engineered SUV AWD N/R N/R N/R N/R
2020 Volvo XC60 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC60 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volvo XC40 T4 SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2019 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2019 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2019 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T5 SUV AWD N/R N/R N/R N/R
2019 Volvo XC40 T4 SUV FWD N/R N/R N/R N/R
2018 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2018 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2018 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volvo XC60 T8 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T6 SUV AWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV FWD N/R N/R N/R N/R
2018 Volvo XC60 T5 SUV AWD N/R N/R N/R N/R
2017 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2017 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2017 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2017 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T8 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T6 SUV FWD N/R 5 stars 5 stars N/R
2016 Volvo XC90 T6 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC90 T5 SUV FWD N/R 5 stars 5 stars N/R
2016 Volvo XC90 T5 SUV AWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC70 SW FWD N/R N/R N/R N/R
2016 Volvo XC70 SW AWD N/R N/R N/R N/R
2016 Volvo XC60 SUV FWD 5 stars 5 stars 5 stars 4 stars
2016 Volvo XC60 SUV AWD 5 stars 5 stars 5 stars 4 stars

Ways to Save on Volvo XC Insurance

If you want to reduce the cost of your Volvo XC insurance rates, follow these tips below:

  • Never drink and drive your Volvo XC
  • Take a refresher course as an older driver
  • Reduce modifications on your Volvo XC
  • Move to an area with better weather
  • Check the odometer on your Volvo XC

Top Volvo XC Insurance Companies

What is the best company for affordable Volvo XC insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Volvo XC.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Volvo XC Insurance Quotes Online

You can compare quotes for Volvo XC auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Are you looking for free insurance quotes?

Your one-stop online insurance guide. Get free quotes now!

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