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Louisiana Car Insurance Laws (2024)Post

Louisiana Car Insurance Laws (2024)

Under Louisiana state law, all drivers are required to carry a minimum amount of insurance on every vehicle they own. This law ensures that drivers are financially responsible in the event of an accident and requires liability insurance to pay for bodily injury and property damage. Basic coverage is all that is required by Louisiana...

Under Louisiana state law, all drivers are required to carry...

Colorado Car Insurance Laws (2024)Post

Colorado Car Insurance Laws (2024)

Drivers in Colorado are required to carry a minimum amount of insurance to protect both themselves and other drivers from the high cost of a car accident. The state mandates liability insurance coverage to pay for injuries as well as for property that is damaged as the result of an accident. Mandatory Insurance Coverage Colorado...

Drivers in Colorado are required to carry a minimum amount o...

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Minnesota Car Insurance Laws (2024)Post

Minnesota Car Insurance Laws (2024)

Minnesota ranks in the middle of the line for insurance premiums, with the average annual cost of insurance coverage wavering around $1,241. These prices have crept up from year to year, but it hasn’t budged much in its rank According to a 2017 study by Insure.com, Minnesota has the 29th highest premiums in the country....

Minnesota ranks in the middle of the line for insurance prem...

Tennessee Car Insurance Laws (2024)Post

Tennessee Car Insurance Laws (2024)

Like every other state, Tennessee car insurance laws are in place to ensure that every driver on the road can pay for damages incurred as the result of a car accident. Tennessee car insurance minimums require drivers to carry a specific amount of liability insurance for bodily injury and property damage, although insurance companies offer...

Like every other state, Tennessee car insurance laws are in ...

Indiana Car Insurance Laws (2024)Post

Indiana Car Insurance Laws (2024)

Indiana is one of the more affordable states for auto insurance, ranking 45th overall in 2017. Stated another way, Indiana is the 7th cheapest state for car insurance, with premiums averaging $1021 per year. The state shares a few similarities with other affordable states:Read More: Car Insurance Requirements It’s a predominately rural state, with few...

Indiana is one of the more affordable states for auto insura...

Massachusetts Car Insurance Laws (2024)Post

Massachusetts Car Insurance Laws (2024)

Massachusetts holds a somewhat unique position in the country when it comes to auto insurance. Until quite recently, car insurance was heavily regulated in the state. All companies had to offer the same rates, and this standardization of insurance prevented many of the larger companies from selling policies in Massachusetts. This law was overturned in 2007,...

Massachusetts holds a somewhat unique position in the countr...

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Washington Car Insurance Laws (2024)

Washing state car insurance laws require $25,000 minimum for bodily injury coverage per person, $50,000 per accident, and $10,000 for property damage. Read this guide for more information on Washington state car insurance.

Washing state car insurance laws require $25,000 minimum for...

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Virginia Car Insurance Laws (2024)

The state of Virginia has minimum insurance requirements that every motor vehicle policy must meet or exceed, however, there is an option for those who choose not to purchase insurance as well. While there is still a requirement for financial responsibility, the law allows the uninsured driver to take that responsibility upon themselves by signing...

The state of Virginia has minimum insurance requirements tha...

New Jersey Car Insurance Laws (2024)Post

New Jersey Car Insurance Laws (2024)

All drivers in New Jersey must carry auto insurance, but there are several options to choose from to make it affordable and customizable to your needs. New Jersey drivers can choose between two types of policies: basic and standard, and can also select between limited and full right-to-sue options. This means that New Jersey is what...

All drivers in New Jersey must carry auto insurance, but th...

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North Carolina Car Insurance Laws (2024)

North Carolina law requires all drivers to carry liability insurance meeting minimum requirements, as well as uninsured / underinsured motorist coverage. Drivers can choose to increase their limits beyond the legal minimum as well as to add options to their car insurance policy for more coverage. North Carolina car insurance requirements use a traditional of fault...

North Carolina law requires all drivers to carry liability i...

Michigan Car Insurance Laws (2024)Post

Michigan Car Insurance Laws (2024)

Michigan’s insurance law requires every driver to carry a minimum amount of coverage that protects everyone from the high costs of accidents. This coverage includes personal injury protection and property damage that adheres to Michigan’s no-fault insurance system as well as extra coverage for liability. Required Insurance Coverage Michigan mandates a combination of coverage that...

Michigan’s insurance law requires every driver to carry a ...

Pennsylvania Car Insurance Laws (2024)Post

Pennsylvania Car Insurance Laws (2024)

Pennsylvania requires everyone operating a motor vehicle to be financially responsible for injuries and damage that occur as the result of at at-fault accident. Drivers must carry a minimum amount of liability insurance in order to meet the requirements and be on the road legally; anyone who fails to meet these requirements will face stiff...

Pennsylvania requires everyone operating a motor vehicle to ...

Ohio Car Insurance Laws (2024)Post

Ohio Car Insurance Laws (2024)

Ohio car insurance laws mandate that all drivers are financially responsible for potential damages in an auto accident with the minimum required liability coverage. Anyone caught driving without proof of this coverage will face legal consequences, and can be held responsible for injuries or property damage as the result of an accident. In addition to...

Ohio car insurance laws mandate that all drivers are financi...

Georgia Car Insurance Laws (2024)Post

Georgia Car Insurance Laws (2024)

Georgia car insurance laws require all drivers to carry basic coverage to pay for damages that result from a car accident. Georgia car insurance minimums are $25,000 per person and $50,000 per accident, with a $25,000 minimum for property damage. Learn how to meet Georgia auto insurance requirements in this guide.

Georgia car insurance laws require all drivers to carry basi...

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Florida Car Insurance Laws (2024)

Florida’s law requires every driver to carry a minimum amount of car insurance in order to ensure financial responsibility in the event of an accident. The amount of insurance you are required to carry in Florida differs from most other states in that bodily injury coverage is not mandatory for most drivers. Property damage and...

Florida’s law requires every driver to carry a minimum...

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New York Car Insurance Laws (2024)

New York car insurance laws require a minimum liability of 25/50/10 of bodily injury and property damage coverage. New York car insurance requirements also include $50,000 of coverage for no-fault insurance, which applies no matter who causes the accident. Drivers must carry proof of insurance if they wish to drive legally in New York state.

New York car insurance laws require a minimum liability of 2...

Texas Car Insurance Laws (2024)Post

Texas Car Insurance Laws (2024)

All drivers in Texas are required by law to carry a minimum amount of auto insurance coverage to provide financial responsibility in the event of an accident. Texas has a number of laws governing the amount of insurance you are required to have and penalties for failing to carry insurance, and it’s important that all...

All drivers in Texas are required by law to carry a minimum ...

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