Best Volvo S60 Car Insurance Quotes (2023)
Find the cost of Volvo S60 insurance online by comparing quotes from some of the best car insurance companies by using our free online tool. The average cost of Volvo S60 insurance is $129/mo for full coverage and $52/mo for liability-only policies.
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Written by
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Reviewed by
Leslie Kasperowicz
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UPDATED: Jul 23, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 23, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,544 a year or $129 each month
- A liability-only policy costs around $619 a year or $52 each month
- Highest rates are for teenage drivers at around $5,643 a year or $470 each month
- Good drivers can save as much as $637 a year by earning policy discounts
- Volvo S60 insurance costs around $25 more per year than the average vehicle
Volvo S60 insurance rates are slightly more yearly than the average vehicle with full coverage costing around $1,544 a year or $129 a month. Drivers of an older Volvo S60 may opt for liability coverage only which costs around $619 a year or $52 a month.
Good drivers can save up to $637 in policy discounts by remaining claim-free and safe out on the road. We’re going to take a closer look at Volvo S60 insurance rates, crash test ratings, and more.
You can start comparing quotes for Volvo S60 car insurance rates from some of the best car insurance companies by using our free online tool now.
Volvo S60 Insurance Cost
The average Volvo S60 auto insurance rates are $1,544 a year or $129 a month.
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Are Volvo S60s Expensive to Insure?
The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Porsche Panamera, Jaguar XF, and Audi S8.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Porsche Panamera | $520 | $1,042 | $398 | $2,118 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Audi S8 | $658 | $1,368 | $398 | $2,582 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
What Impacts the Cost of Volvo S60 Insurance?
The Volvo S60 trim and model you choose will affect the total price you will pay for Volvo S60 insurance coverage.
Age of the Vehicle
The average Volvo S60 car insurance rates are higher for newer models. For example, car insurance rates for a 2018 Volvo S60 are $1,544, while 2011 Volvo S60 rates are $1,286, a difference of $258.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo S60 | $332 | $656 | $398 | $1,544 |
| 2017 Volvo S60 | $320 | $640 | $416 | $1,534 |
| 2016 Volvo S60 | $310 | $612 | $430 | $1,510 |
| 2015 Volvo S60 | $292 | $592 | $442 | $1,484 |
| 2014 Volvo S60 | $282 | $548 | $452 | $1,440 |
| 2013 Volvo S60 | $270 | $516 | $456 | $1,400 |
| 2012 Volvo S60 | $258 | $464 | $460 | $1,340 |
| 2011 Volvo S60 | $242 | $426 | $460 | $1,286 |
Driver Age
Driver age can have a significant impact on Volvo S60 auto insurance rates. For example, 20-year-old drivers pay approximately $1,888 more each year for their Volvo S60 auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in Los Angeles may pay $849 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Volvo S60 car insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 car insurance with violations on their driving record.
Volvo S60 Safety Ratings
Your Volvo S60 auto insurance rates are influenced by the Volvo S60’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo S60 Crash Test Ratings
Good Volvo S60 crash test ratings mean the VW is safer, which could mean cheaper Volvo S60 car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo S60 T8 Polestar Engineered 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S60 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S60 T6 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Volvo S60 T5 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Volvo S60 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S60 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S60 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Volvo S60 Safety Features
Good Volvo S60 safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Volvo S60 are:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Integrated Turn Signal Mirrors
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
Volvo S60 Insurance Loss Probability
The Volvo S60’s insurance loss probability varies for each form of coverage. The lower percentage means lower Volvo S60 auto insurance rates; higher percentages mean higher Volvo S60 car insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 3% |
|---|---|
| Property Damage | -15% |
| Comprehensive | -17% |
| Personal Injury | -24% |
| Medical Payment | -28% |
| Bodily Injury | -35% |
| Source: Insurance Institute for Highway Safety | |
Volvo S60 Finance and Insurance Cost
If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S60 auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Volvo S60 Insurance
Drivers can end up saving more money on their Volvo S60 car insurance rates by employing any one of the following strategies.
- Take Public Transit Instead of Driving Your Volvo S60
- Park Your Volvo S60 Somewhere Safe – like a Garage or Private Driveway
- Ask About Mature Driver Discounts for Drivers Over 50
- Never Drink and Drive Your Volvo S60
- Ask About Seasonal Insurance for Your Volvo S60
Top Volvo S60 Insurance Companies
Who is the top car insurance company for Volvo S60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S60 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Volvo S60 Insurance Quotes Online
Start comparing Volvo S60 car insurance quotes for free by using our convenient online comparison tool.
Are you looking for free insurance quotes?
Your one-stop online insurance guide. Get free quotes now!
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
|
Written by
D. Gilson, PhD |
|
Reviewed by
Leslie Kasperowicz
|