Automobile Insurance Facts (Infographic)

Interesting car insurance facts include that average drivers make an accident claim every 17.9 years and that red cars are not more expensive to insure. See more car insurance facts and figures and compare car insurance quotes below.

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Eric Stauffer is a former insurance agent and banker turned consumer advocate. His priority is to help educate individuals and families about the different types of insurance they need, and assist them in finding the best place to get it.

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Written by Eric Stauffer
Founder & Former Insurance Agent Eric Stauffer

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Reviewed by Leslie Kasperowicz
Farmers CSR for 4 Years Leslie Kasperowicz

UPDATED: Jul 22, 2020

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The infographic below provides a bunch of different auto insurance facts which many drivers and insurance agents may find interesting. Some of the statistics probably will not come as a shock to many, while others fly in the face of myths most of us have been told for years.

Here are some of the highlights from the infographic, formatted and easy to read:

  • On average, drivers will have an accident claim every 17.9 years.
  • 25 is the magic age when most car insurance premiums go down.
  • Red cars are NOT more expensive to insure, contrary to popular belief.
  • 16% of drivers are uninsured at any given time.
  • Many policies do not cover theft of belongings inside a car. Check with your insurance company to confirm.

For more easy-to-read facts, see below the image.

To view the infographic in its full size, simply click anywhere on the image.


Facts continued:

  • All 50 states require drivers to carry car insurance.
  • 28% of all fatalities are younger than 25 years old.
  • Trucks have the highest average loss per claim, followed by cars then SUVs.
  • 84% of people use their seatbelts.
  • 55 out of every 100,000 registered motorcycles are involved in a fatal accident, compared to only 9 out of 100,000 for passenger cars.
  • 16-19 year olds are 3 times more likely to have a speeding violation.

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