Nationwide vs. Progressive Car Insurance: Expert Recommended (2023)

If you’re here with us today you are most likely trying to decide between Nationwide and Progressive as your next, or perhaps first, insurer. So, Nationwide vs. Progressive, which company is best for you?

If you’re looking to get more information about Nationwide, read our article Nationwide Insurance review.

Before you buy car insurance, type your ZIP code into our free tool above to find affordable car insurance quotes in your area. You may even be able to get Progressive insurance or even Nationwide insurance quotes.

What can Nationwide do for you?

When comparing insurers, the best place to start is with the offered prices. Let’s take a look at a table that shows Nationwide’s premiums in the states in which they operate.

As you can see, out of the 48 states shown, Nationwide operates in 43. As you can also see, out of those 43 states (counting DC as a state), Nationwide’s rates are cheaper than 33 of the states’ averages. That figure is fairly substantial.

Let’s now move on to see how Nationwide is rated.

Nationwide Ratings

Along with pricing, another great way to find out if a company is for you is to analyze how they are rated by companies such as A.M. Best and the Better Business Bureau.

The fact that A.M. Best and the Better Business Bureau both gave financial strength ratings to Nationwide a sterling A+ rating should be quite encouraging. These ratings indicate not only very few unsettled complaints but also great potential for the company’s future. It is worth noting that Progressive has the same A.M. Best rating of A+.

Now that we’ve gone through Nationwide and seen some encouraging things, let’s move on to Progressive.

What can Progressive do for you?

Now that we’ve seen Nationwide’s rates in comparison to state averages, let’s compare them with Progressive’s rates.

As you can see, both Progressive and Nationwide operate in 41 states. Of those 41 states, Progressive is cheaper in only 10. In some states, such as Vermont, Progressive is over twice as much. With that being said, check your state. Perhaps you live in a state where Progressive is cheaper.

Now that we’ve seen that Nationwide offers more competitive pricing, let’s see how Progressive measures up in terms of offered discounts. First, though, if you’d like to learn more about Progressive be sure to read our Progressive Insurance review.

Progressive Discounts

No matter which insurer you choose, we cannot stress enough how important it is to inquire about get as many discounts as you can. It’s worth noting that big companies like Progressive and, yes, Nationwide, offer a massive amount of discounts.

What’s even better is the fact that a lot of these discounts are as simple as using your Nationwide insurance login or Progressive insurance login on their respective apps.

You’re not limited to one discount, so when you’re speaking to your agent inform them of your life’s details and attach applicable discounts to your policy.

With that being said, let’s take a look at a table that shows discounts offered by Allstate and Progressive. Take particular note of Progressive’s discount in the last column.

As you can see from the table, Progressive offers quite a few discounts. Some are for safety features on your vehicle such as adaptive headlights. What’s great is a lot of these safety features are fairly commonplace these days.

Another discount that has proven to be quite popular is Progressive Snapshot. This app analyzes your driving behaviors and crafts specialized premiums based on said behaviors. It’s as simple as using your Progressive login for the app or using the plug-in device you would be provided.

To find which car insurance company is best for you, type your ZIP code into our free tool below to find car insurance rates in your area. You may even be able to find Nationwide retirement insurance should that be of interest.